Smart Start (Basic Plus)
A Hospital + Extras product from Australian Unity. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
This product is closed: it no longer accepts new members, but existing members can keep using it.
Services covered (14)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $600 a yearShared with Root canal (endodontics) |
| Root canal (endodontics) | 12 months |
| $600 a yearShared with General dental |
| Glasses and contact lenses | 6 months |
| $150 a year |
| Non-PBS prescription medicines | 2 months |
| $150 a yearShared with Vaccinations |
| Physiotherapy | 2 months |
| $400 a yearShared with Chiropractic, Acupuncture, Remedial massage, Osteopathy |
| Chiropractic | 2 months |
| $400 a yearShared with Physiotherapy, Acupuncture, Remedial massage, Osteopathy |
| Podiatry | 2 months |
| $250 a yearShared with Orthotics |
| Psychology | 2 months |
| $200 a yearShared with Dietetics |
| Acupuncture | 2 months |
| $400 a yearShared with Physiotherapy, Chiropractic, Remedial massage, Osteopathy |
| Remedial massage | 2 months |
| $400 a yearShared with Physiotherapy, Chiropractic, Acupuncture, Osteopathy |
| Dietetics | 2 months |
| $200 a yearShared with Psychology |
| Orthotics | 12 months |
| $250 a yearShared with Podiatry |
| Osteopathy | 2 months |
| $400 a yearShared with Physiotherapy, Chiropractic, Acupuncture, Remedial massage |
| Vaccinations | No waiting period |
| $150 a yearShared with Non-PBS prescription medicines |
Not covered: Major dental, Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Chinese herbal medicine, Speech therapy, Occupational therapy, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing
Annual limits
Services in the same group share one limit.
General dental, Root canal (endodontics)
$600 a year
Also includes other services not listed
Glasses and contact lenses
$150 a year
Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Osteopathy
$400 a year
Also includes other services not listed
Non-PBS prescription medicines, Vaccinations
$150 a year
Podiatry, Orthotics
$250 a year
Psychology, Dietetics
$200 a year
Insurer's notes (original English)
Product features
Please refer to the product Fact Sheet or contact Australian Unity for further details.
Other services
Annual benefit limits apply per calendar year. Myotherapy, $30 per consultation, Combined maximum of $400 per person, (Combined limit - see Physiotherapy limit) 2 month waiting period. Braces, Splints and Garments – up to 70% of the cost, maximum $250 per person (combined limit – see Podiatry), 12-month waiting period.
Special features
1),2) Dental limits increase for the first five years of membership. No waiting period for preventative and selected diagnostic services. A 12 month waiting period applies for treatment of gum disease, root canal and surgical extraction of teeth. 3) Orthotic benefits are for supply only 4) Travel vaccinations only.
Frequently asked questions
How much does Smart Start (Basic Plus) pay for a scale and clean?
What are the waiting periods for Smart Start (Basic Plus)?
Can Smart Start (Basic Plus) be bought on its own?
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