Hospital + ExtrasOn sale

Basic Plus Active Saver

A Hospital + Extras product from Bupa. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (15)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $26.95 Scale and clean (114): $55.05 Fluoride (121): $16 Extraction (322): $62.60 VIC Periodic exam (012): $23.10 Scale and clean (114): $51.25 Fluoride (121): $16.50 Extraction (322): $65 QLD Periodic exam (012): $17.05 Scale and clean (114): $35.95 Fluoride (121): $15 Extraction (322): $62 WA Periodic exam (012): $24.75 Scale and clean (114): $49.60 Fluoride (121): $18 Extraction (322): $72 SA Periodic exam (012): $20.90 Scale and clean (114): $44.15 Fluoride (121): $15 Extraction (322): $58 TAS Periodic exam (012): $19.80 Scale and clean (114): $37.60 Fluoride (121): $16 Extraction (322): $65 NT Periodic exam (012): $20.90 Scale and clean (114): $44.70 Fluoride (121): $13.50 Extraction (322): $65	$1,000 a yearShared with Major dental, Root canal (endodontics), Orthodontics (braces), Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy
Major dental	12 months	Full crown, veneered (615): $300	$1,000 a yearShared with General dental, Root canal (endodontics), Orthodontics (braces), Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy
Root canal (endodontics)	12 months	NSW / ACT Root canal obturation (417): $85 VIC Root canal obturation (417): $71.50 QLD Root canal obturation (417): $70 WA Root canal obturation (417): $97.35 SA, NT Root canal obturation (417): $84 TAS Root canal obturation (417): $71.60	$1,000 a yearShared with General dental, Major dental, Orthodontics (braces), Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 100% of the fee	$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy
Physiotherapy	2 months	NSW / ACT Initial visit: $37.75 Subsequent visit: $29.70 VIC, TAS Initial visit: $31.10 Subsequent visit: $20.90 QLD Initial visit: $34.95 Subsequent visit: $27.50 WA Initial visit: $31.10 Subsequent visit: $26.40 SA Initial visit: $28.85 Subsequent visit: $19.80 NT Initial visit: $29.95 Subsequent visit: $22.55	$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Orthodontics (braces), Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy
Chiropractic	2 months	NSW / ACT Initial visit: $31.50 Subsequent visit: $21.50 VIC, TAS Initial visit: $25 Subsequent visit: $17 QLD Initial visit: $27 Subsequent visit: $19 WA Initial visit: $30 Subsequent visit: $20 SA Initial visit: $24 Subsequent visit: $16 NT Initial visit: $26.25 Subsequent visit: $17	$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Orthodontics (braces), Physiotherapy, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy
Podiatry	2 months	NSW / ACT Initial visit: $22 Subsequent visit: $22 VIC, SA, NT Initial visit: $23 Subsequent visit: $17 QLD Initial visit: $27 Subsequent visit: $19 WA Initial visit: $24 Subsequent visit: $20 TAS Initial visit: $21 Subsequent visit: $17	$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Orthodontics (braces), Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy
Psychology	2 months	NSW / ACT Initial visit: $78 Subsequent visit: $69.50 VIC Initial visit: $78 Subsequent visit: $67 QLD Initial visit: $72.50 Subsequent visit: $60.50 WA Initial visit: $93.50 Subsequent visit: $78 SA Initial visit: $89 Subsequent visit: $78 TAS Initial visit: $72.50 Subsequent visit: $67 NT Initial visit: $86 Subsequent visit: $67	$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Orthodontics (braces), Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy
Acupuncture	2 months	NSW / ACT Initial visit: $16 Subsequent visit: $16 VIC, TAS Initial visit: $17 Subsequent visit: $17 QLD Initial visit: $24 Subsequent visit: $18 WA Initial visit: $25 Subsequent visit: $25 SA Initial visit: $21 Subsequent visit: $15 NT Initial visit: $22 Subsequent visit: $16	$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Orthodontics (braces), Physiotherapy, Chiropractic, Podiatry, Psychology, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy
Remedial massage	2 months	NSW / ACT, VIC, QLD, SA, TAS, NT Initial visit: $18.50 Subsequent visit: $18.50 WA Initial visit: $23 Subsequent visit: $23	$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Orthodontics (braces), Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy
Chinese herbal medicine	2 months	Initial visit: $17 Subsequent visit: $17	$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Orthodontics (braces), Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Dietetics, Exercise physiology, Health management programs, Osteopathy
Dietetics	2 months	NSW / ACT Initial visit: $26 Subsequent visit: $20 VIC, TAS Initial visit: $24 Subsequent visit: $15 QLD Initial visit: $36 Subsequent visit: $20 WA Initial visit: $40 Subsequent visit: $20 SA, NT Initial visit: $37 Subsequent visit: $19	$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Orthodontics (braces), Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Health management programs, Osteopathy
Exercise physiology	2 months	NSW / ACT Initial visit: $16 Subsequent visit: $16 VIC, TAS Initial visit: $17 Subsequent visit: $17 QLD Initial visit: $24 Subsequent visit: $18 WA Initial visit: $25 Subsequent visit: $25 SA Initial visit: $21 Subsequent visit: $15 NT Initial visit: $20 Subsequent visit: $16.50	$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Orthodontics (braces), Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Health management programs, Osteopathy
Health management programs	6 months	Health management program: 50% of the fee	$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Orthodontics (braces), Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Osteopathy
Osteopathy	2 months	NSW / ACT Initial visit: $38.50 Subsequent visit: $26.50 VIC, TAS Initial visit: $31 Subsequent visit: $21 QLD Initial visit: $33 Subsequent visit: $23.50 WA Initial visit: $37 Subsequent visit: $24.50 SA Initial visit: $29.50 Subsequent visit: $19.50 NT Initial visit: $32.50 Subsequent visit: $21	$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Orthodontics (braces), Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs

Not covered: Glasses and contact lenses, Orthoptics, Hearing aids, Audiology (hearing tests), Orthotics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

General dental, Major dental, Root canal (endodontics), Orthodontics (braces), Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy
$1,000 a year

Insurer's notes (original English)

Other services

Counselling and Psychology share a combined limit under Mental Health.

Special features

There is an overall combined yearly limit of $1000 on extras on this cover (sub-limits apply). Step down benefits apply after first 10 total services across Chiropractic and Osteopathy. Podiatry does not include Orthotics. Where applicable, benefits may be payable under Health Aids & Appliances. Dentures payable once every 3 years. Periodic oral examination (012), Scale & Clean (114), Fluoride treatment (121) payable once every 6 months. Major Dental, Endodontic and Orthodontic treatment is only covered if resulting from an accident requiring immediate medical attention sustained after joining this cover.

Frequently asked questions

How much does Basic Plus Active Saver pay for a scale and clean?

According to government data, Basic Plus Active Saver pays up to $55.05 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $1,000 a year.

What are the waiting periods for Basic Plus Active Saver?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Health management programs 6 months, Osteopathy 2 months.

Can Basic Plus Active Saver be bought on its own?

This product combines hospital and Extras in one policy, with Basic Plus hospital cover.

Already have Extras? Make the most of your limits

Tell us your insurer and product name. We'll help you see what you can claim and find providers who speak your language and offer on-the-spot HICAPS claims.

Free matching