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私保通 Private Care+
Extras-onlyClosed

Extras Benefit

A Extras-only product from Bupa. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (22)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months

NSW / ACT

  • Periodic exam (012): $36.95
  • Scale and clean (114): $69.75
  • Fluoride (121): $28
  • Extraction (322): $128

VIC

  • Periodic exam (012): $30.80
  • Scale and clean (114): $65.40
  • Fluoride (121): $24
  • Extraction (322): $112

QLD

  • Periodic exam (012): $35.20
  • Scale and clean (114): $69.75
  • Fluoride (121): $24
  • Extraction (322): $112

WA

  • Periodic exam (012): $30.80
  • Scale and clean (114): $61.05
  • Fluoride (121): $20
  • Extraction (322): $112.80

SA

  • Periodic exam (012): $30.80
  • Scale and clean (114): $65.40
  • Fluoride (121): $19.20
  • Extraction (322): $96

TAS

  • Periodic exam (012): $29.05
  • Scale and clean (114): $52.30
  • Fluoride (121): $13.60
  • Extraction (322): $72.80

NT

  • Periodic exam (012): $30.80
  • Scale and clean (114): $82.85
  • Fluoride (121): $20
  • Extraction (322): $76
$600 a year
Major dental12 months
  • Full crown, veneered (615): $600
$600 a yearShared with Root canal (endodontics)
Root canal (endodontics)12 months

NSW / ACT

  • Root canal obturation (417): $155

VIC

  • Root canal obturation (417): $132

QLD

  • Root canal obturation (417): $165

WA

  • Root canal obturation (417): $170

SA

  • Root canal obturation (417): $137.60

TAS

  • Root canal obturation (417): $120

NT

  • Root canal obturation (417): $160
$600 a yearShared with Major dental
Orthodontics (braces)12 months
  • Upper and lower braces plus retainer (881): 75% of the fee
$2,000 a year
Glasses and contact lenses2 months
  • Single vision lenses and frames: $119.90
  • Multifocal lenses and frames: $200
$200 a year
Non-PBS prescription medicines2 months
  • Per prescription: $70
$300 a year
Physiotherapy2 months

NSW / ACT

  • Initial visit: $59.95
  • Subsequent visit: $54.45

VIC

  • Initial visit: $53.85
  • Subsequent visit: $49.50

QLD

  • Initial visit: $54.95
  • Subsequent visit: $49.50

WA

  • Initial visit: $49.95
  • Subsequent visit: $43.45

SA

  • Initial visit: $54.95
  • Subsequent visit: $44.55

TAS

  • Initial visit: $49.95
  • Subsequent visit: $45.65

NT

  • Initial visit: $54.95
  • Subsequent visit: $39.60
$800 a yearShared with Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Chiropractic2 months

NSW / ACT

  • Initial visit: $56
  • Subsequent visit: $38.40

VIC

  • Initial visit: $44
  • Subsequent visit: $31.20

QLD

  • Initial visit: $44
  • Subsequent visit: $32

WA

  • Initial visit: $40
  • Subsequent visit: $30.40

SA

  • Initial visit: $44
  • Subsequent visit: $28.80

TAS

  • Initial visit: $48
  • Subsequent visit: $30.40

NT

  • Initial visit: $40
  • Subsequent visit: $32
$800 a yearShared with Physiotherapy, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Podiatry2 months

NSW / ACT

  • Initial visit: $64
  • Subsequent visit: $41.60

VIC, SA

  • Initial visit: $44
  • Subsequent visit: $36

QLD

  • Initial visit: $64
  • Subsequent visit: $36

WA

  • Initial visit: $44
  • Subsequent visit: $32

TAS, NT

  • Initial visit: $64
  • Subsequent visit: $32
$800 a yearShared with Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Psychology2 months

NSW / ACT

  • Initial visit: $123
  • Subsequent visit: $110

VIC

  • Initial visit: $105.50
  • Subsequent visit: $110

QLD

  • Initial visit: $105.50
  • Subsequent visit: $92.50

WA

  • Initial visit: $132
  • Subsequent visit: $110

SA

  • Initial visit: $114.50
  • Subsequent visit: $105.50

TAS

  • Initial visit: $138.50
  • Subsequent visit: $97

NT

  • Initial visit: $105.50
  • Subsequent visit: $105.50
$800 a yearShared with Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Acupuncture2 months

NSW / ACT

  • Initial visit: $44
  • Subsequent visit: $36

VIC

  • Initial visit: $60
  • Subsequent visit: $33.60

QLD

  • Initial visit: $40
  • Subsequent visit: $31.20

WA

  • Initial visit: $40
  • Subsequent visit: $35.20

SA

  • Initial visit: $40.80
  • Subsequent visit: $34.40

TAS

  • Initial visit: $44
  • Subsequent visit: $44

NT

  • Initial visit: $40
  • Subsequent visit: $36
$800 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Remedial massage, Chinese herbal medicine, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Remedial massage2 months

NSW / ACT

  • Initial visit: $48.50
  • Subsequent visit: $53

VIC, QLD

  • Initial visit: $44
  • Subsequent visit: $48

WA

  • Initial visit: $42
  • Subsequent visit: $46

SA

  • Initial visit: $39.50
  • Subsequent visit: $43

TAS

  • Initial visit: $53
  • Subsequent visit: $57.50

NT

  • Initial visit: $57
  • Subsequent visit: $62.50
$800 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Chinese herbal medicine, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Hearing aids12 months
  • Per hearing aid: $550
$700 a year
Blood glucose monitors12 months
  • Blood glucose monitor: $200
$200 a year
Chinese herbal medicine2 months
  • Initial visit: $64
  • Subsequent visit: $64
$800 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Dietetics2 months

NSW / ACT, VIC

  • Initial visit: $61
  • Subsequent visit: $37

QLD, SA, TAS, NT

  • Initial visit: $60
  • Subsequent visit: $37

WA

  • Initial visit: $60
  • Subsequent visit: $35
$800 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Orthoptics2 months

NSW / ACT

  • Initial visit: $80
  • Subsequent visit: $48

VIC

  • Initial visit: $36
  • Subsequent visit: $32

QLD

  • Initial visit: $56
  • Subsequent visit: $48

WA

  • Initial visit: $48
  • Subsequent visit: $48

SA

  • Initial visit: $40
  • Subsequent visit: $44

TAS, NT

  • Initial visit: $44
  • Subsequent visit: $44
$800 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Occupational therapy, Osteopathy, Speech therapy
Health management programs6 months
  • Health management program: 50% of the fee
$100 a year
Occupational therapy2 months

NSW / ACT

  • Initial visit: $80
  • Subsequent visit: $48

VIC

  • Initial visit: $72
  • Subsequent visit: $48

QLD

  • Initial visit: $84
  • Subsequent visit: $44

WA

  • Initial visit: $69
  • Subsequent visit: $39

SA, TAS

  • Initial visit: $65
  • Subsequent visit: $48

NT

  • Initial visit: $61
  • Subsequent visit: $52
$800 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthoptics, Osteopathy, Speech therapy
Orthotics12 months
  • Per pair of orthotics: $120
$500 a year
Osteopathy2 months
  • Initial visit: $98.50
  • Subsequent visit: $98.50
$800 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthoptics, Occupational therapy, Speech therapy
Speech therapy2 months

NSW / ACT

  • Initial visit: $90
  • Subsequent visit: $57

VIC

  • Initial visit: $92
  • Subsequent visit: $51

QLD

  • Initial visit: $81
  • Subsequent visit: $46

WA

  • Initial visit: $100
  • Subsequent visit: $49

SA

  • Initial visit: $90
  • Subsequent visit: $59

TAS

  • Initial visit: $83
  • Subsequent visit: $57

NT

  • Initial visit: $85
  • Subsequent visit: $57
$800 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthoptics, Occupational therapy, Osteopathy

Not covered: Audiology (hearing tests), Exercise physiology, Vaccinations, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental

    $600 a year

  • Major dental, Root canal (endodontics)

    $600 a year

  • Orthodontics (braces)

    $2,000 a year, $2,000 lifetime

  • Glasses and contact lenses

    $200 a year

  • Non-PBS prescription medicines

    $300 a year

  • Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy

    $800 a year

  • Hearing aids

    $700 a year, 1 per 3 years

  • Blood glucose monitors

    $200 a year, 1 per year

  • Health management programs

    $100 a year

  • Orthotics

    $500 a year

    Also includes other services not listed

Insurer's notes (original English)

Other services

Mental health includes Psychology, Digital Mental Health, Social Work (psychological therapies), and Counselling (including Indigenous Counselling). Sub-limits may apply. Blood glucose monitors, and other health aids are payable under the Health Appliances category. Sub-limits and restrictions apply.

Special features

Pharmacy benefit paid after current PBS patient contribution deducted. Dietary covers consultations only. Dentures payable once every 3 years. Periodic oral examination 012, Scale & Clean 114, Fluoride treatment 121 payable once every 6 months. Claims for preventative treatment (012,121,114) do not reduce yearly limit. Blood glucose monitors are payable once per year. Hearing aids are payable once every 3 years. Two fully custom-made orthoses (one pair) are payable once per person per calendar year.

Frequently asked questions

How much does Extras Benefit pay for a scale and clean?
According to government data, Extras Benefit pays up to $69.75 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $600 a year.
What are the waiting periods for Extras Benefit?
General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 2 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 12 months, Blood glucose monitors 12 months, Chinese herbal medicine 2 months, Dietetics 2 months, Orthoptics 2 months, Health management programs 6 months, Occupational therapy 2 months, Orthotics 12 months, Osteopathy 2 months, Speech therapy 2 months.
Can Extras Benefit be bought on its own?
Yes. This product doesn't need to be held with hospital cover.

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