Extras-onlyClosed

Premier Extras

A Extras-only product from Bupa. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (22)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $35.20 Scale and clean (114): $74.10 Fluoride (121): $23.50 Extraction (322): $92 VIC Periodic exam (012): $37.95 Scale and clean (114): $70.30 Fluoride (121): $26.50 Extraction (322): $85 QLD Periodic exam (012): $25.85 Scale and clean (114): $55.05 Fluoride (121): $23.50 Extraction (322): $80 WA Periodic exam (012): $29.15 Scale and clean (114): $55.05 Fluoride (121): $15.50 Extraction (322): $88 SA Periodic exam (012): $29.15 Scale and clean (114): $58.85 Fluoride (121): $18.50 Extraction (322): $82 TAS Periodic exam (012): $33 Scale and clean (114): $55.05 Fluoride (121): $26.50 Extraction (322): $85 NT Periodic exam (012): $29.15 Scale and clean (114): $58.85 Fluoride (121): $17.50 Extraction (322): $90	No annual limit
Major dental	12 months	NSW / ACT, QLD, WA, SA, TAS Full crown, veneered (615): $600 VIC Full crown, veneered (615): $630 NT Full crown, veneered (615): $350	$600 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	NSW / ACT Root canal obturation (417): $200 VIC Root canal obturation (417): $110 QLD Root canal obturation (417): $210 WA Root canal obturation (417): $220 SA Root canal obturation (417): $112 TAS Root canal obturation (417): $150 NT Root canal obturation (417): $205	$600 a yearShared with Major dental
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 100% of the fee	$1,350 a year
Glasses and contact lenses	2 months	Single vision lenses and frames: $228.10 Multifocal lenses and frames: $280	$280 a year
Non-PBS prescription medicines	2 months	Per prescription: $40	$750 a year
Physiotherapy	2 months	NSW / ACT Initial visit: $48.30 Subsequent visit: $38.50 VIC, TAS Initial visit: $39.95 Subsequent visit: $29.70 QLD Initial visit: $37.75 Subsequent visit: $30.80 WA Initial visit: $43.85 Subsequent visit: $35.75 SA Initial visit: $39.40 Subsequent visit: $30.25 NT Initial visit: $40.50 Subsequent visit: $31.35	$750 a year
Chiropractic	2 months	NSW / ACT Initial visit: $40 Subsequent visit: $29.50 VIC, TAS Initial visit: $32 Subsequent visit: $24 QLD Initial visit: $30 Subsequent visit: $22 WA Initial visit: $32 Subsequent visit: $25 SA Initial visit: $36 Subsequent visit: $23.50 NT Initial visit: $33 Subsequent visit: $23.50	$450 a yearShared with Osteopathy
Podiatry	2 months	NSW / ACT, TAS Initial visit: $34 Subsequent visit: $26 VIC Initial visit: $35 Subsequent visit: $28 QLD Initial visit: $32 Subsequent visit: $24 WA Initial visit: $36 Subsequent visit: $26 SA Initial visit: $33 Subsequent visit: $28 NT Initial visit: $33 Subsequent visit: $27	$400 a year
Psychology	2 months	NSW / ACT Initial visit: $75 Subsequent visit: $51.50 VIC Initial visit: $75 Subsequent visit: $57 QLD Initial visit: $57 Subsequent visit: $48.50 WA Initial visit: $95.50 Subsequent visit: $72.50 SA Initial visit: $99 Subsequent visit: $91.50 TAS Initial visit: $51.50 Subsequent visit: $46 NT Initial visit: $98 Subsequent visit: $89	$400 a year
Acupuncture	2 months	NSW / ACT, VIC, WA, TAS Initial visit: $24 Subsequent visit: $24 QLD Initial visit: $28 Subsequent visit: $24 SA, NT Initial visit: $32 Subsequent visit: $24	$450 a yearShared with Remedial massage, Chinese herbal medicine, Exercise physiology
Remedial massage	2 months	Initial visit: $22 Subsequent visit: $24	$450 a yearShared with Acupuncture, Chinese herbal medicine, Exercise physiology
Hearing aids	12 months	Per hearing aid: 80% of the fee	$1,000 a yearShared with Blood glucose monitors, Orthotics
Blood glucose monitors	12 months	Blood glucose monitor: 80% of the fee	$1,000 a yearShared with Hearing aids, Orthotics
Chinese herbal medicine	2 months	NSW / ACT, VIC, WA, TAS Initial visit: $24 Subsequent visit: $24 QLD Initial visit: $28 Subsequent visit: $24 SA, NT Initial visit: $32 Subsequent visit: $24	$450 a yearShared with Acupuncture, Remedial massage, Exercise physiology
Dietetics	2 months	NSW / ACT, VIC, TAS Initial visit: $46 Subsequent visit: $27 QLD Initial visit: $46 Subsequent visit: $25 WA Initial visit: $57 Subsequent visit: $28 SA Initial visit: $53 Subsequent visit: $26 NT Initial visit: $53 Subsequent visit: $30	$400 a year
Exercise physiology	2 months	Initial visit: $24 Subsequent visit: $24	$450 a yearShared with Acupuncture, Remedial massage, Chinese herbal medicine
Orthoptics	2 months	NSW / ACT Initial visit: $35 Subsequent visit: $30 VIC, TAS Initial visit: $32 Subsequent visit: $22 QLD Initial visit: $30 Subsequent visit: $22 WA Initial visit: $60 Subsequent visit: $40 SA, NT Initial visit: $24 Subsequent visit: $19.50	$400 a year
Occupational therapy	2 months	NSW / ACT Initial visit: $68 Subsequent visit: $58 VIC, TAS Initial visit: $61 Subsequent visit: $42.50 QLD Initial visit: $58 Subsequent visit: $42.50 WA Initial visit: $86.50 Subsequent visit: $58 SA Initial visit: $98.50 Subsequent visit: $71.50 NT Initial visit: $97 Subsequent visit: $68	$400 a year
Orthotics	12 months	Per pair of orthotics: 80% of the fee	$1,000 a yearShared with Hearing aids, Blood glucose monitors
Osteopathy	2 months	NSW / ACT Initial visit: $49 Subsequent visit: $36.50 VIC, TAS Initial visit: $39.50 Subsequent visit: $29.50 QLD Initial visit: $37 Subsequent visit: $27 WA Initial visit: $39.50 Subsequent visit: $31 SA Initial visit: $44.50 Subsequent visit: $29 NT Initial visit: $40.50 Subsequent visit: $29	$450 a yearShared with Chiropractic
Speech therapy	2 months	NSW / ACT Initial visit: $63 Subsequent visit: $34 VIC Initial visit: $72 Subsequent visit: $49 QLD Initial visit: $59 Subsequent visit: $32 WA Initial visit: $86 Subsequent visit: $49 SA Initial visit: $86 Subsequent visit: $56 TAS Initial visit: $62 Subsequent visit: $34 NT Initial visit: $86 Subsequent visit: $55	$400 a year

Not covered: Audiology (hearing tests), Vaccinations, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

NSW / ACT

General dental
No annual limit
Major dental, Root canal (endodontics)
$600 a year
Orthodontics (braces)
$1,350 a year, $2,700 lifetime
Glasses and contact lenses
$280 a year
Non-PBS prescription medicines
$750 a year
Physiotherapy
$750 a year
Chiropractic, Osteopathy
$450 a year
Podiatry
$400 a year
Psychology
$400 a year
Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology
$450 a year
Hearing aids, Blood glucose monitors, Orthotics
$1,000 a year, 1 per 3 years
Also includes other services not listed
Dietetics
$400 a year
Orthoptics
$400 a year
Occupational therapy
$400 a year
Speech therapy
$400 a year

VIC

General dental
No annual limit
Major dental, Root canal (endodontics)
$700 a year
Orthodontics (braces)
$1,350 a year, $2,700 lifetime
Glasses and contact lenses
$280 a year
Non-PBS prescription medicines
$500 a year
Physiotherapy
$750 a year
Chiropractic, Osteopathy
$450 a year
Podiatry
$400 a year
Psychology
$400 a year
Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology
$450 a year
Hearing aids, Blood glucose monitors, Orthotics
$1,000 a year, 1 per 3 years
Also includes other services not listed
Dietetics
$400 a year
Orthoptics
$400 a year
Occupational therapy
$400 a year
Speech therapy
$400 a year

QLD

General dental
No annual limit
Major dental, Root canal (endodontics)
$600 a year
Orthodontics (braces)
$1,350 a year, $2,700 lifetime
Glasses and contact lenses
$280 a year
Non-PBS prescription medicines
$650 a year
Physiotherapy
$750 a year
Chiropractic, Osteopathy
$450 a year
Podiatry
$400 a year
Psychology
$400 a year
Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology
$450 a year
Hearing aids, Blood glucose monitors, Orthotics
$1,000 a year, 1 per 3 years
Also includes other services not listed
Dietetics
$400 a year
Orthoptics
$400 a year
Occupational therapy
$400 a year
Speech therapy
$400 a year

WA, TAS

General dental
No annual limit
Major dental, Root canal (endodontics)
$600 a year
Orthodontics (braces)
$1,350 a year, $2,700 lifetime
Glasses and contact lenses
$280 a year
Non-PBS prescription medicines
$400 a year
Physiotherapy
$750 a year
Chiropractic, Osteopathy
$450 a year
Podiatry
$400 a year
Psychology
$400 a year
Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology
$450 a year
Hearing aids, Blood glucose monitors, Orthotics
$1,000 a year, 1 per 3 years
Also includes other services not listed
Dietetics
$400 a year
Orthoptics
$400 a year
Occupational therapy
$400 a year
Speech therapy
$400 a year

SA

General dental
No annual limit
Major dental, Root canal (endodontics)
$700 a year
Orthodontics (braces)
$1,350 a year, $2,700 lifetime
Glasses and contact lenses
$280 a year
Non-PBS prescription medicines
$400 a year
Physiotherapy
$650 a year
Chiropractic, Osteopathy
$450 a year
Podiatry
$400 a year
Psychology
$400 a year
Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology
$500 a year
Hearing aids, Blood glucose monitors, Orthotics
$1,000 a year, 1 per 3 years
Also includes other services not listed
Dietetics
$400 a year
Orthoptics
$400 a year
Occupational therapy
$400 a year
Speech therapy
$400 a year

NT

General dental
No annual limit
Major dental, Root canal (endodontics)
$350 a year
Orthodontics (braces)
$1,350 a year, $2,700 lifetime
Glasses and contact lenses
$280 a year
Non-PBS prescription medicines
$600 a year
Physiotherapy
$550 a year
Chiropractic, Osteopathy
$450 a year
Podiatry
$400 a year
Psychology
$400 a year
Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology
$450 a year
Hearing aids, Blood glucose monitors, Orthotics
$1,000 a year, 1 per 3 years
Dietetics
$400 a year
Orthoptics
$400 a year
Occupational therapy
$400 a year
Speech therapy
$400 a year

Insurer's notes (original English)

Product features

The longer you're with Bupa, the more you get back. For selected services, your yearly limit increases each calendar year, up to a set amount.

Other services

Includes access to Blua Online Doctor Appointments. We pay 100% of the cost for eligible consults only, up to a yearly limit of 3 services per person. Benefits are not payable for services listed on the Medicare Benefits Schedule (MBS). 2-months waiting period, eligibility criteria, terms and conditions apply. 100% of travel expenses up to $100 per person, and $40 per night of accommodation fees up to $150 per person for essential hospital or medical treatment where the total return distance is 200km or more from home. Where applicable, benefits are paid under Hospital cover only (you cannot claim under both Hospital and Extras for the same trip). 2-months waiting period and eligibility criteria apply. Mental health includes Psychology, Digital Mental Health, Social Work (psychological therapies), and Counselling (including Indigenous Counselling). Sub-limits apply for Digital Mental Health. Blood glucose monitors, hearing aids, and other health aids, are payable under the Health Appliances category up to $1000 per year. Sub-limits and restrictions apply.

Special features

Step down benefits apply after first 10 total services across Chiropractic and Osteopathy. Pharmacy benefit paid after current PBS patient contribution deducted. Dentures are payable once every 3 years. Periodic oral examination 012, Scale & Clean 114, Fluoride treatment 121 payable once every 6 months. Preventative treatment (012,121,114) doesn't reduce yearly limit. Blood glucose monitors, one per year (sub-limit $500). Hearing aids, one every 3 years (sub-limit $850). Two fully custom-made orthoses (one pair), one per person per calendar year. Dietary covers consultations only.

Frequently asked questions

How much does Premier Extras pay for a scale and clean?

According to government data, Premier Extras pays up to $74.10 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: No annual limit.

What are the waiting periods for Premier Extras?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 2 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 12 months, Blood glucose monitors 12 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Occupational therapy 2 months, Orthotics 12 months, Osteopathy 2 months, Speech therapy 2 months.

Can Premier Extras be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

Already have Extras? Make the most of your limits

Tell us your insurer and product name. We'll help you see what you can claim and find providers who speak your language and offer on-the-spot HICAPS claims.

Free matching