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私保通 Private Care+
Extras-onlyClosed

Frank Mid Extras

A Extras-only product from GMHBA. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (15)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $32.60
  • Scale and clean (114): $66.20
  • Fluoride (121): $19.70
$800 a yearShared with Major dental, Root canal (endodontics)
Major dental12 months
  • Extraction (322): $116.40
  • Full crown, veneered (615): $520
$800 a yearShared with General dental, Root canal (endodontics)
Root canal (endodontics)12 months
  • Root canal obturation (417): $106
$800 a yearShared with General dental, Major dental
Orthodontics (braces)12 months
  • Upper and lower braces plus retainer (881): 100% of the fee
$400 a year
Glasses and contact lenses6 months
  • Single vision lenses and frames: 100% of the fee
  • Multifocal lenses and frames: 100% of the fee
$200 a year
Non-PBS prescription medicines2 months
  • Per prescription: $45
$150 a yearShared with Vaccinations
Physiotherapy2 months
  • Initial visit: $42
  • Subsequent visit: $42
$350 a yearShared with Exercise physiology
Chiropractic2 months
  • Initial visit: $36
  • Subsequent visit: $36
$250 a yearShared with Osteopathy
Psychology2 months
  • Initial visit: $50
  • Subsequent visit: $50
$200 a year
Acupuncture2 months
  • Initial visit: $36
  • Subsequent visit: $36
$250 a yearShared with Chinese herbal medicine
Remedial massage2 months
  • Initial visit: $30
  • Subsequent visit: $30
$250 a year
Chinese herbal medicine2 months
  • Initial visit: $36
  • Subsequent visit: $36
$250 a yearShared with Acupuncture
Exercise physiology2 months
  • Initial visit: $30
  • Subsequent visit: $30
$350 a yearShared with Physiotherapy
Osteopathy2 months
  • Initial visit: $36
  • Subsequent visit: $36
$250 a yearShared with Chiropractic
Vaccinations2 months
  • Per vaccination: $45
$150 a yearShared with Non-PBS prescription medicines

Not covered: Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Dietetics, Speech therapy, Occupational therapy, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental, Major dental, Root canal (endodontics)

    $800 a year

  • Orthodontics (braces)

    $400 a year, $1,400 lifetime

  • Glasses and contact lenses

    $200 a year

  • Non-PBS prescription medicines, Vaccinations

    $150 a year

  • Physiotherapy, Exercise physiology

    $350 a year

    Also includes other services not listed

  • Chiropractic, Osteopathy

    $250 a year

  • Psychology

    $200 a year

  • Acupuncture, Chinese herbal medicine

    $250 a year

  • Remedial massage

    $250 a year

Insurer's notes (original English)

Product features

Excludes chiropractic x-rays. Remember, Frank is all online. For more information contact Frank on 1300 437 265 or visit www.frankhealthinsurance.com.au

Special features

Non PBS Pharmaceuticals & Vaccinations must be a private Schedule 4 or Schedule 8 and dispensed via a provider in private practice. Benefit after deduction of the PBS co‐payment.

Frequently asked questions

How much does Frank Mid Extras pay for a scale and clean?
According to government data, Frank Mid Extras pays up to $66.20 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $800 a year.
What are the waiting periods for Frank Mid Extras?
General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Chinese herbal medicine 2 months, Exercise physiology 2 months, Osteopathy 2 months, Vaccinations 2 months.
Can Frank Mid Extras be bought on its own?
Yes. This product doesn't need to be held with hospital cover.

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