Smart Start Extras
A Extras-only product from HBF. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
Services covered (9)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $350 a year |
| Glasses and contact lenses | 2 months |
| $120 a year |
| Physiotherapy | 2 months |
| $200 a yearShared with Chiropractic, Osteopathy |
| Chiropractic | 2 months |
| $200 a yearShared with Physiotherapy, Osteopathy |
| Acupuncture | 2 months |
| $100 a yearShared with Remedial massage, Chinese herbal medicine, Health management programs |
| Remedial massage | 2 months |
| $100 a yearShared with Acupuncture, Chinese herbal medicine, Health management programs |
| Chinese herbal medicine | 2 months |
| $100 a yearShared with Acupuncture, Remedial massage, Health management programs |
| Health management programs | 2 months |
| $100 a yearShared with Acupuncture, Remedial massage, Chinese herbal medicine |
| Osteopathy | 2 months |
| $200 a yearShared with Physiotherapy, Chiropractic |
Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Home nursing
Annual limits
Services in the same group share one limit.
General dental
$350 a year
Glasses and contact lenses
$120 a year
Physiotherapy, Chiropractic, Osteopathy
$200 a year
Acupuncture, Remedial massage, Chinese herbal medicine, Health management programs
$100 a year
Also includes other services not listed
Insurer's notes (original English)
Other services
Smart Start Extras also includes cover for: Hypnotherapy (waiting period 2 months, $59 initial or subsequent visit up to combined limit - see Acupuncture); Myotherapy (waiting period 2 months, $29 initial or subsequent visit up to combined limit - see Acupuncture)
Frequently asked questions
How much does Smart Start Extras pay for a scale and clean?
What are the waiting periods for Smart Start Extras?
Can Smart Start Extras be bought on its own?
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