Core Extras
A Extras-only product from HBF. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
Services covered (22)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $800 a yearShared with Major dental, Root canal (endodontics) |
| Major dental | 12 months |
| $800 a yearShared with General dental, Root canal (endodontics) |
| Root canal (endodontics) | 12 months |
| $800 a yearShared with General dental, Major dental |
| Orthodontics (braces) | 12 months |
| $400 a year |
| Glasses and contact lenses | 2 months |
| $250 a year |
| Non-PBS prescription medicines | 2 months |
| $200 a yearShared with Vaccinations |
| Physiotherapy | 2 months |
| $400 a yearShared with Chiropractic, Exercise physiology, Osteopathy |
| Chiropractic | 2 months |
| $400 a yearShared with Physiotherapy, Exercise physiology, Osteopathy |
| Podiatry | 2 months |
| $400 a yearShared with Orthoptics, Occupational therapy, Orthotics, Speech therapy |
| Psychology | 2 months |
| $400 a yearShared with Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Health management programs |
| Acupuncture | 2 months |
| $400 a yearShared with Psychology, Remedial massage, Chinese herbal medicine, Dietetics, Health management programs |
| Remedial massage | 2 months |
| $400 a yearShared with Psychology, Acupuncture, Chinese herbal medicine, Dietetics, Health management programs |
| Chinese herbal medicine | 2 months |
| $400 a yearShared with Psychology, Acupuncture, Remedial massage, Dietetics, Health management programs |
| Dietetics | 2 months |
| $400 a yearShared with Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Health management programs |
| Exercise physiology | 2 months |
| $400 a yearShared with Physiotherapy, Chiropractic, Osteopathy |
| Orthoptics | 2 months |
| $400 a yearShared with Podiatry, Occupational therapy, Orthotics, Speech therapy |
| Health management programs | 2 months |
| $400 a yearShared with Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics |
| Occupational therapy | 2 months |
| $400 a yearShared with Podiatry, Orthoptics, Orthotics, Speech therapy |
| Orthotics | 12 months |
| $400 a yearShared with Podiatry, Orthoptics, Occupational therapy, Speech therapy |
| Osteopathy | 2 months |
| $400 a yearShared with Physiotherapy, Chiropractic, Exercise physiology |
| Speech therapy | 2 months |
| $400 a yearShared with Podiatry, Orthoptics, Occupational therapy, Orthotics |
| Vaccinations | 2 months |
| $200 a yearShared with Non-PBS prescription medicines |
Not covered: Hearing aids, Audiology (hearing tests), Blood glucose monitors, Antenatal and postnatal care, Home nursing
Annual limits
Services in the same group share one limit.
General dental, Major dental, Root canal (endodontics)
$800 a year
Orthodontics (braces)
$400 a year, $1,200 lifetime
Glasses and contact lenses
$250 a year
Non-PBS prescription medicines, Vaccinations
$200 a year
Physiotherapy, Chiropractic, Exercise physiology, Osteopathy
$400 a year
Podiatry, Orthoptics, Occupational therapy, Orthotics, Speech therapy
$400 a year
Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Health management programs
$400 a year
Also includes other services not listed
Insurer's notes (original English)
Other services
Core Extras also includes cover for: Counselling (waiting period 2 months, $53 initial or subsequent visit up to combined limit - see Psychology); Nutrition (waiting period 2 months, $54 initial visit and $32 subsequent visit up to combined limit - see Psychology); Hypnotherapy (waiting period 2 months, $68 initial or subsequent visit up to combined limit - see Psychology); Myotherapy (waiting period 2 months, $34 initial or subsequent visit up to combined limit - see Psychology); **Note: Natural Therapies (Acupuncture, Hypnotherapy, Myotherapy, Remedial Massage and Traditional Chinese Medicine) has a $200 sub-limit.
Special features
Before a benefit is payable on an eligible Pharmacy item, a co-payment amount reasonably determined by HBF is deducted from the cost of each script.
Frequently asked questions
How much does Core Extras pay for a scale and clean?
What are the waiting periods for Core Extras?
Can Core Extras be bought on its own?
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