HCF Mid Extras
A Extras-only product from HCF. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
Services covered (13)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $700 a yearShared with Major dental, Root canal (endodontics) |
| Major dental | 12 months |
| $700 a yearShared with General dental, Root canal (endodontics) |
| Root canal (endodontics) | 12 months |
| $700 a yearShared with General dental, Major dental |
| Glasses and contact lenses | 2 months |
| $200 a year |
| Physiotherapy | 2 months |
| $350 a yearShared with Exercise physiology |
| Chiropractic | 2 months |
| $150 a yearShared with Acupuncture, Remedial massage, Chinese herbal medicine, Osteopathy |
| Acupuncture | 2 months |
| $150 a yearShared with Chiropractic, Remedial massage, Chinese herbal medicine, Osteopathy |
| Remedial massage | 2 months |
| $150 a yearShared with Chiropractic, Acupuncture, Chinese herbal medicine, Osteopathy |
| Chinese herbal medicine | 2 months |
| $150 a yearShared with Chiropractic, Acupuncture, Remedial massage, Osteopathy |
| Exercise physiology | 2 months |
| $350 a yearShared with Physiotherapy |
| Health management programs | 2 months |
| $50 a year |
| Osteopathy | 2 months |
| $150 a yearShared with Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine |
| Vaccinations | 2 months |
| $100 a year |
Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Blood glucose monitors, Antenatal and postnatal care, Home nursing
Annual limits
Services in the same group share one limit.
General dental, Major dental, Root canal (endodontics)
$700 a year
Also includes other services not listed
Glasses and contact lenses
$200 a year
Physiotherapy, Exercise physiology
$350 a year
Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Osteopathy
$150 a year
Also includes other services not listed
Health management programs
$50 a year
Vaccinations
$100 a year
Insurer's notes (original English)
Product features
Health management programs include HCF approved programs (e.g. exercise classes, group physiotherapy and group exercise physiology classes, weight management, learn to swim, antenatal and postnatal services including childbirth education and breastfeeding consultations).
Other services
Includes mental health services such as; HCF-approved counselling, accredited mental health social worker - includes group/individual consultations and HCF-approved Online Cognitive Behavioural Therapy courses. In chair teeth whitening treatment provided by a dentist - benefit $50 per person with a service limit of an in-chair treatment -max 8 teeth/session; applies every 36 months.
Special features
Includes 100% back on 2 dental check-ups, prescription glasses and free digital retinal imaging with an eye test, at participating providers and subject to annual limits.
Frequently asked questions
How much does HCF Mid Extras pay for a scale and clean?
What are the waiting periods for HCF Mid Extras?
Can HCF Mid Extras be bought on its own?
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