HCF My Future 250 Basic Plus
A Hospital + Extras product from HCF. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
Services covered (13)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $900 a yearShared with Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Osteopathy, Vaccinations |
| Major dental | 12 months |
| $900 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Osteopathy, Vaccinations |
| Root canal (endodontics) | 12 months |
| $900 a yearShared with General dental, Major dental, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Osteopathy, Vaccinations |
| Glasses and contact lenses | 2 months |
| $180 a year |
| Physiotherapy | 2 months |
| $900 a yearShared with General dental, Major dental, Root canal (endodontics), Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Osteopathy, Vaccinations |
| Chiropractic | 2 months |
| $900 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Osteopathy, Vaccinations |
| Psychology | 2 months |
| $900 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Osteopathy, Vaccinations |
| Acupuncture | 2 months |
| $900 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Remedial massage, Chinese herbal medicine, Exercise physiology, Osteopathy, Vaccinations |
| Remedial massage | 2 months |
| $900 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Chinese herbal medicine, Exercise physiology, Osteopathy, Vaccinations |
| Chinese herbal medicine | 2 months |
| $900 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Exercise physiology, Osteopathy, Vaccinations |
| Exercise physiology | 2 months |
| $900 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Osteopathy, Vaccinations |
| Osteopathy | 2 months |
| $900 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Vaccinations |
| Vaccinations | 2 months |
| $900 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Osteopathy |
Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing
Annual limits
Services in the same group share one limit.
General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Osteopathy, Vaccinations
$900 a year
Also includes other services not listed
Glasses and contact lenses
$180 a year
Insurer's notes (original English)
Other services
Features a combined limit, with a separate optical limit. Includes a range of no-gap services delivered through participating physiotherapists and optical providers in selected states. Includes mental health services (psychology, HCF-approved counselling, accredited mental health social worker and HCF-approved online cognitive behavioural therapy courses). In chair treatment and home application teeth whitening provided by a dentist, service limits apply - in-chair treatment – max 8 teeth/session – or one take home kit; applies every 36 months.
Special features
Features a combined limit of $900 per person per calendar year. General dental includes 100% back on 1 check-up, 1 scale and clean and 1 fluoride at participating No Gap providers and subject to annual limit. A higher psychology benefit ($55) may apply after Medicare Mental Health Treatment Plan is used up.
Frequently asked questions
How much does HCF My Future 250 Basic Plus pay for a scale and clean?
What are the waiting periods for HCF My Future 250 Basic Plus?
Can HCF My Future 250 Basic Plus be bought on its own?
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