HCF My Family Silver Plus $750 Excess
A Hospital + Extras product from HCF. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
Services covered (16)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $800 a yearShared with Major dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy, Vaccinations |
| Major dental | 12 months |
| $800 a yearShared with General dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy, Vaccinations |
| Root canal (endodontics) | 12 months |
| $800 a yearShared with General dental, Major dental, Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy, Vaccinations |
| Glasses and contact lenses | 2 months |
| $200 a year |
| Non-PBS prescription medicines | 2 months |
| $800 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy, Vaccinations |
| Physiotherapy | 2 months |
| $800 a yearShared with General dental, Major dental, Root canal (endodontics), Non-PBS prescription medicines, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy, Vaccinations |
| Chiropractic | 2 months |
| $800 a yearShared with General dental, Major dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy, Vaccinations |
| Psychology | 2 months |
| $800 a yearShared with General dental, Major dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy, Vaccinations |
| Acupuncture | 2 months |
| $800 a yearShared with General dental, Major dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy, Vaccinations |
| Remedial massage | 2 months |
| $800 a yearShared with General dental, Major dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy, Vaccinations |
| Chinese herbal medicine | 2 months |
| $800 a yearShared with General dental, Major dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Dietetics, Exercise physiology, Health management programs, Osteopathy, Vaccinations |
| Dietetics | 2 months |
| $800 a yearShared with General dental, Major dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Health management programs, Osteopathy, Vaccinations |
| Exercise physiology | 2 months |
| $800 a yearShared with General dental, Major dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Health management programs, Osteopathy, Vaccinations |
| Health management programs | 2 months |
| $800 a yearShared with General dental, Major dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Osteopathy, Vaccinations |
| Osteopathy | 2 months |
| $800 a yearShared with General dental, Major dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Vaccinations |
| Vaccinations | 2 months |
| $800 a yearShared with General dental, Major dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy |
Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Speech therapy, Occupational therapy, Blood glucose monitors, Antenatal and postnatal care, Home nursing
Annual limits
Services in the same group share one limit.
General dental, Major dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy, Vaccinations
$800 a year
Also includes other services not listed
Glasses and contact lenses
$200 a year
Insurer's notes (original English)
Other services
A flexible mid level extras package that covers a range of services particularly for growing families. In chair teeth whitening treatment provided by a dentist included, a service limit of an in-chair treatment -max 8 teeth/session; applies every 36 months. Health Management Programs include ante/post natal services such as child birth education classes, lactation consults, pregnancy compression garments & Australian Breastfeeding Association fees. Includes mental health services (psychology, HCF-approved counselling, accredited mental health social worker and HCF-approved online cognitive behavioural therapy courses).
Special features
Features a combined limit of $800 per person per calendar year. A higher psychology benefit ($70) may apply after Medicare Mental Health Treatment Plan is used up.
Frequently asked questions
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