Extras-onlyClosed

Top Extras

A Extras-only product from Health Partners. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (23)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): $32 Scale and clean (114): $65 Fluoride (121): $20 Extraction (322): $140	No annual limit
Major dental	12 months	Full crown, veneered (615): $800	$1,500 a year
Root canal (endodontics)	12 months	Root canal obturation (417): $135	$1,000 a year
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 70% of the fee	$2,500 lifetime
Glasses and contact lenses	2 months	Single vision lenses and frames: 50% of the fee Multifocal lenses and frames: 50% of the fee	$250 a year
Non-PBS prescription medicines	2 months	Per prescription: $0	$600 a yearShared with Vaccinations
Physiotherapy	2 months	Initial visit: $30 Subsequent visit: $24	$500 a year
Chiropractic	2 months	Initial visit: $42 Subsequent visit: $25	$400 a yearShared with Exercise physiology, Osteopathy
Podiatry	2 months	Initial visit: $33 Subsequent visit: $24	$350 a year
Psychology	2 months	Initial visit: $75 Subsequent visit: $70	$400 a year
Acupuncture	2 months	Initial visit: $29 Subsequent visit: $21	$350 a year
Remedial massage	2 months	Initial visit: $20 Subsequent visit: $20	$100 a year
Hearing aids	12 months	Per hearing aid: 85% of the fee	$800 a year
Blood glucose monitors	12 months	Blood glucose monitor: 85% of the fee	$250 a year
Dietetics	2 months	Initial visit: $60 Subsequent visit: $35	$450 a year
Exercise physiology	2 months	Initial visit: $28 Subsequent visit: $21	$400 a yearShared with Chiropractic, Osteopathy
Orthoptics	2 months	Initial visit: $25 Subsequent visit: $25	$250 a year
Health management programs	2 months	Health management program: 100% of the fee	$200 a year
Occupational therapy	2 months	Initial visit: $50 Subsequent visit: $40	$350 a year
Orthotics	2 months	Per pair of orthotics: 70% of the fee	$300 a year
Osteopathy	2 months	Initial visit: $42 Subsequent visit: $25	$400 a yearShared with Chiropractic, Exercise physiology
Speech therapy	2 months	Initial visit: $75 Subsequent visit: $45	$400 a year
Vaccinations	2 months	Per vaccination: $0	$600 a yearShared with Non-PBS prescription medicines

Not covered: Audiology (hearing tests), Chinese herbal medicine, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

General dental
No annual limit
Major dental
$1,500 a year
Root canal (endodontics)
$1,000 a year
Orthodontics (braces)
$2,500 lifetime
Glasses and contact lenses
$250 a year
Non-PBS prescription medicines, Vaccinations
$600 a year
Physiotherapy
$500 a year
Chiropractic, Exercise physiology, Osteopathy
$400 a year
Podiatry
$350 a year
Psychology
$400 a year
Also includes other services not listed
Acupuncture
$350 a year
Remedial massage
$100 a year
Hearing aids
$800 a year, 1 per 3 years
Blood glucose monitors
$250 a year, 1 per 3 years
Dietetics
$450 a year
Orthoptics
$250 a year
Health management programs
$200 a year
Also includes other services not listed
Occupational therapy
$350 a year
Orthotics
$300 a year
Speech therapy
$400 a year

Insurer's notes (original English)

Product features

Shared limits for Psychology and Hypnotherapy. Benefits for Asthmatic Spray Appliances, Blood Pressure Machines, Low Vision Optical Magnification Aids, TENS Machines and Sleep Apnoea Machines. 40% Optical unlimited benefit once annual limit is reached, plus unlimited 30% discount on non-prescription sunglasses - only at Health Partners Optical centres. 40% unlimited Endodontic benefit once annual limit is reached at Health Partners Dental centres. T&Cs apply.

Other services

At Health Partners, we want to help you get the most out of your cover. That's why we have invested in our own Health Partners dental and optical services. When you use these services or our network of participating dentists, pharmacies and physiotherapists, higher benefits and limits may apply. Contact us for more information. Save 20% every day on full-price, non-prescription products at over 50 pharmacies across South Australia, which include participating Priceline and TerryWhite Chemmart stores. T&Cs apply.

Special features

Health Partners and participating providers are in SA only. If you attend a Health Partners Dental or participating dental provider, higher benefits will apply. Dependants (including Child Dependants) on Family/Single Parent covers receive 2 gap-free dental check-ups at Health Partners Dental & participating dental providers and 4 gap-free physiotherapy consults at participating physios. Healthier Living provides health management service and benefits, such as Bowel Cancer Screening Kits, Diabetes Membership, Gym and Fitness, Mole Check Body Scan, Weight Management & Post-Natal Lactation Consult - Benefits and limits vary. Loyalty bonuses apply to Occupational, Speech therapy and Aids & Appliances. T&Cs apply.

Frequently asked questions

How much does Top Extras pay for a scale and clean?

According to government data, Top Extras pays up to $65 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: No annual limit.

What are the waiting periods for Top Extras?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 2 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 12 months, Blood glucose monitors 12 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Health management programs 2 months, Occupational therapy 2 months, Orthotics 2 months, Osteopathy 2 months, Speech therapy 2 months, Vaccinations 2 months.

Can Top Extras be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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