Gold Total Top Package
A Hospital + Extras product from Latrobe Health Services. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
This product is closed: it no longer accepts new members, but existing members can keep using it.
Services covered (23)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $1,200 a yearShared with Root canal (endodontics) |
| Major dental | 12 months |
| $1,200 a year |
| Root canal (endodontics) | 2 months |
| $1,200 a yearShared with General dental |
| Orthodontics (braces) | 12 months |
| $670 a year |
| Glasses and contact lenses | 2 months |
| $180 a year |
| Non-PBS prescription medicines | 2 months |
| $250 a year |
| Physiotherapy | 2 months |
| $350 a year |
| Chiropractic | 2 months |
| $450 a yearShared with Acupuncture, Remedial massage, Osteopathy |
| Podiatry | 2 months |
| $300 a yearShared with Orthotics |
| Psychology | 2 months |
| $350 a year |
| Acupuncture | 6 months |
| $450 a yearShared with Chiropractic, Remedial massage, Osteopathy |
| Remedial massage | 2 months |
| $450 a yearShared with Chiropractic, Acupuncture, Osteopathy |
| Hearing aids | 36 months |
| $650 a year |
| Blood glucose monitors | 36 months |
| $300 a year |
| Audiology (hearing tests) | 2 months |
| $50 a year |
| Dietetics | 2 months |
| $250 a year |
| Orthoptics | 2 months |
| $350 a yearShared with Occupational therapy, Speech therapy |
| Health management programs | 2 months |
| $120 a year |
| Home nursing | 2 months |
| $250 a year |
| Occupational therapy | 2 months |
| $350 a yearShared with Orthoptics, Speech therapy |
| Orthotics | 2 months |
| $300 a yearShared with Podiatry |
| Osteopathy | 2 months |
| $450 a yearShared with Chiropractic, Acupuncture, Remedial massage |
| Speech therapy | 2 months |
| $350 a yearShared with Orthoptics, Occupational therapy |
Not covered: Exercise physiology, Chinese herbal medicine, Vaccinations, Antenatal and postnatal care
Annual limits
Services in the same group share one limit.
General dental, Root canal (endodontics)
$1,200 a year
Major dental
$1,200 a year
Orthodontics (braces)
$670 a year, $2,000 lifetime, 1 per 3 years
Glasses and contact lenses
$180 a year
Non-PBS prescription medicines
$250 a year
Physiotherapy
$350 a year
Chiropractic, Acupuncture, Remedial massage, Osteopathy
$450 a year
Also includes other services not listed
Podiatry, Orthotics
$300 a year
Also includes other services not listed
Psychology
$350 a year
Also includes other services not listed
Hearing aids
$650 a year, 1 per 5 years
Blood glucose monitors
$300 a year, 1 per 3 years
Also includes other services not listed
Audiology (hearing tests)
$50 a year
Dietetics
$250 a year
Orthoptics, Occupational therapy, Speech therapy
$350 a year
Health management programs
$120 a year
Home nursing
$250 a year
Insurer's notes (original English)
Other services
Benefits are also payable for excimer laser surgery, myotherapy, pressure garments, blood pressure monitors, non-surgically implanted prostheses, allergy vaccines, personal alarm call systems, home services, CPAP machines and QUIT smoking courses. The orthotic benefit shown is a guide only and benefits will differ according to the orthotic prescribed. Pharmacy benefit is 15% of the cost of private scripts up to $25.00.
Frequently asked questions
How much does Gold Total Top Package pay for a scale and clean?
What are the waiting periods for Gold Total Top Package?
Can Gold Total Top Package be bought on its own?
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