Hospital + ExtrasClosed

Gold Premier

A Hospital + Extras product from Medibank. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (22)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $40.10 Scale and clean (114): $59.30 Fluoride (121): $24.80 Extraction (322): $97 VIC Periodic exam (012): $34.40 Scale and clean (114): $56.90 Fluoride (121): $21.30 Extraction (322): $86.40 QLD Periodic exam (012): $32.90 Scale and clean (114): $59.30 Fluoride (121): $19.40 Extraction (322): $97 WA Periodic exam (012): $33.60 Scale and clean (114): $58.40 Fluoride (121): $19 Extraction (322): $90.40 SA Periodic exam (012): $32.90 Scale and clean (114): $61.50 Fluoride (121): $19.80 Extraction (322): $62.90 TAS Periodic exam (012): $38.30 Scale and clean (114): $60.80 Fluoride (121): $17 Extraction (322): $70.10 NT Periodic exam (012): $38.80 Scale and clean (114): $61.50 Fluoride (121): $19.80 Extraction (322): $62.90	No annual limit
Major dental	12 months	NSW / ACT, QLD Full crown, veneered (615): $760 VIC, SA, NT Full crown, veneered (615): $680 WA, TAS Full crown, veneered (615): $640	$2,000 a yearShared with Orthodontics (braces)
Root canal (endodontics)	12 months	NSW / ACT Root canal obturation (417): $113.90 VIC Root canal obturation (417): $85.50 QLD Root canal obturation (417): $89.50 WA Root canal obturation (417): $96 SA, NT Root canal obturation (417): $100 TAS Root canal obturation (417): $97.60	$400 a year
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): $400	$2,000 a yearShared with Major dental
Glasses and contact lenses	6 months	NSW / ACT, VIC, WA Single vision lenses and frames: $157 Multifocal lenses and frames: $222 QLD, TAS, NT Single vision lenses and frames: $145 Multifocal lenses and frames: $210 SA Single vision lenses and frames: $138.50 Multifocal lenses and frames: $203.50	$250 a year
Non-PBS prescription medicines	2 months	NSW / ACT Per prescription: $41.70 VIC Per prescription: $29 QLD Per prescription: $36.70 WA, SA, TAS, NT Per prescription: $40.70	$600 a year
Physiotherapy	2 months	NSW / ACT Initial visit: $53.50 Subsequent visit: $32.20 VIC Initial visit: $52.50 Subsequent visit: $28.90 QLD Initial visit: $46.20 Subsequent visit: $30.60 WA Initial visit: $42.20 Subsequent visit: $28.90 SA, NT Initial visit: $42.20 Subsequent visit: $30.60 TAS Initial visit: $43 Subsequent visit: $30.60	$700 a year
Chiropractic	2 months	NSW / ACT Initial visit: $59.60 Subsequent visit: $29 VIC Initial visit: $50.40 Subsequent visit: $24.80 QLD Initial visit: $42.20 Subsequent visit: $24.80 WA Initial visit: $41.40 Subsequent visit: $25.60 SA Initial visit: $42.20 Subsequent visit: $25.60 TAS Initial visit: $43 Subsequent visit: $30.50 NT Initial visit: $43 Subsequent visit: $26.40	$400 a yearShared with Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Osteopathy
Podiatry	2 months	NSW / ACT Initial visit: $47.20 Subsequent visit: $27.70 VIC Initial visit: $47.20 Subsequent visit: $23.60 QLD Initial visit: $35.20 Subsequent visit: $26 WA Initial visit: $37 Subsequent visit: $29.40 SA Initial visit: $34.40 Subsequent visit: $26 TAS Initial visit: $33.60 Subsequent visit: $23.40 NT Initial visit: $31.80 Subsequent visit: $20.20	$400 a yearShared with Dietetics, Orthoptics, Occupational therapy, Orthotics, Speech therapy
Psychology	2 months	NSW / ACT Initial visit: $112.96 Subsequent visit: $93.55 VIC Initial visit: $113.71 Subsequent visit: $94.17 QLD Initial visit: $107.78 Subsequent visit: $89.26 WA Initial visit: $128.52 Subsequent visit: $106.44 SA Initial visit: $131.96 Subsequent visit: $109.28 TAS Initial visit: $105.89 Subsequent visit: $87.69 NT Initial visit: $123.62 Subsequent visit: $102.37	$400 a year
Acupuncture	2 months	NSW / ACT Initial visit: $26 Subsequent visit: $21 VIC Initial visit: $31.80 Subsequent visit: $21 QLD Initial visit: $38.60 Subsequent visit: $25.20 WA Initial visit: $34.40 Subsequent visit: $25.20 SA, NT Initial visit: $34.40 Subsequent visit: $21 TAS Initial visit: $39.40 Subsequent visit: $28.60	$400 a yearShared with Chiropractic, Remedial massage, Chinese herbal medicine, Exercise physiology, Osteopathy
Remedial massage	2 months	NSW / ACT, VIC Initial visit: $40 Subsequent visit: $40 QLD, WA, SA, TAS, NT Initial visit: $25 Subsequent visit: $25	$400 a yearShared with Chiropractic, Acupuncture, Chinese herbal medicine, Exercise physiology, Osteopathy
Hearing aids	36 months	NSW / ACT Per hearing aid: $533.50 VIC, QLD, SA, NT Per hearing aid: $800 WA, TAS Per hearing aid: $640	$1,000 a yearShared with Blood glucose monitors
Blood glucose monitors	24 months	Blood glucose monitor: $180	$1,000 a yearShared with Hearing aids
Chinese herbal medicine	2 months	Initial visit: $25 Subsequent visit: $25	$400 a yearShared with Chiropractic, Acupuncture, Remedial massage, Exercise physiology, Osteopathy
Dietetics	2 months	NSW / ACT Initial visit: $48.70 Subsequent visit: $26.40 VIC Initial visit: $36.10 Subsequent visit: $21 QLD Initial visit: $50.40 Subsequent visit: $25.20 WA Initial visit: $46.10 Subsequent visit: $26 SA Initial visit: $10 Subsequent visit: $22.80 TAS Initial visit: $33.60 Subsequent visit: $25.20 NT Initial visit: $46.10 Subsequent visit: $21	$400 a yearShared with Podiatry, Orthoptics, Occupational therapy, Orthotics, Speech therapy
Exercise physiology	2 months	Initial visit: $25 Subsequent visit: $25	$400 a yearShared with Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Osteopathy
Orthoptics	2 months	NSW / ACT Initial visit: $34.10 Subsequent visit: $32.10 VIC Initial visit: $19.90 Subsequent visit: $13.30 QLD Initial visit: $36.20 Subsequent visit: $27 WA Initial visit: $36.70 Subsequent visit: $26.50 SA, NT Initial visit: $24.50 Subsequent visit: $20.40 TAS Initial visit: $30.60 Subsequent visit: $24.50	$400 a yearShared with Podiatry, Dietetics, Occupational therapy, Orthotics, Speech therapy
Occupational therapy	2 months	NSW / ACT Initial visit: $47 Subsequent visit: $42 VIC Initial visit: $39 Subsequent visit: $24 QLD Initial visit: $47 Subsequent visit: $30.20 WA Initial visit: $38.60 Subsequent visit: $32.80 SA Initial visit: $61.20 Subsequent visit: $26 TAS Initial visit: $38.60 Subsequent visit: $23.40 NT Initial visit: $46.10 Subsequent visit: $29.40	$400 a yearShared with Podiatry, Dietetics, Orthoptics, Orthotics, Speech therapy
Orthotics	2 months	Per pair of orthotics: 80% of the fee	$400 a yearShared with Podiatry, Dietetics, Orthoptics, Occupational therapy, Speech therapy
Osteopathy	2 months	NSW / ACT Initial visit: $59.60 Subsequent visit: $29 VIC Initial visit: $50.40 Subsequent visit: $24.80 QLD Initial visit: $42.20 Subsequent visit: $24.80 WA Initial visit: $41.40 Subsequent visit: $25.60 SA Initial visit: $42.20 Subsequent visit: $25.60 TAS Initial visit: $43 Subsequent visit: $30.50 NT Initial visit: $43 Subsequent visit: $26.40	$400 a yearShared with Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology
Speech therapy	2 months	NSW / ACT Initial visit: $87.60 Subsequent visit: $39.50 VIC Initial visit: $63.80 Subsequent visit: $31.50 QLD Initial visit: $63.80 Subsequent visit: $30.20 WA Initial visit: $88.90 Subsequent visit: $38.60 SA Initial visit: $76.30 Subsequent visit: $40.30 TAS Initial visit: $44.50 Subsequent visit: $28.60 NT Initial visit: $76.30 Subsequent visit: $32.40	$400 a yearShared with Podiatry, Dietetics, Orthoptics, Occupational therapy, Orthotics

Not covered: Audiology (hearing tests), Vaccinations, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
No annual limit
Major dental, Orthodontics (braces)
$2,000 a year
Root canal (endodontics)
$400 a year
Glasses and contact lenses
$250 a year
Non-PBS prescription medicines
$600 a year
Physiotherapy
$700 a year
Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Osteopathy
$400 a year
Podiatry, Dietetics, Orthoptics, Occupational therapy, Orthotics, Speech therapy
$400 a year
Also includes other services not listed
Psychology
$400 a year
Hearing aids, Blood glucose monitors
$1,000 a year
Also includes other services not listed

Insurer's notes (original English)

Product features

Comprehensive hospital and extras cover in one convenient package. Rewards you with a PackageBonus to use towards approved health and membership expenses.

Other services

Health appliances and external prostheses 2mth waiting period, Breathing appliances 12 mth waiting period, fixed benefits, sublimits and benefit replacement periods apply shared combined annual limit with Hearing aids and Blood glucose monitors, School accidents, for pre-school, primary and secondary school students only, 2 mth waiting period, fixed benefit, annual limit $800, PackageBonus, 6 mth waiting period, starts at $50 for singles and $100 couple/family per year, Counselling (no waiting period) shares an annual limit with Psychology. Please contact Medibank for more information.

Special features

12 mth waiting period applies to surgical dental extraction.

Frequently asked questions

How much does Gold Premier pay for a scale and clean?

According to government data, Gold Premier pays up to $59.30 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: No annual limit.

What are the waiting periods for Gold Premier?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 36 months, Blood glucose monitors 24 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Occupational therapy 2 months, Orthotics 2 months, Osteopathy 2 months, Speech therapy 2 months.

Can Gold Premier be bought on its own?

This product combines hospital and Extras in one policy, with Gold hospital cover.

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