Extras-onlyClosed

Priority Optimal Extras

A Extras-only product from Medibank. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (14)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $36 Scale and clean (114): $49.40 Fluoride (121): $22 VIC Periodic exam (012): $33.90 Scale and clean (114): $47.40 Fluoride (121): $17.20 QLD Periodic exam (012): $29.90 Scale and clean (114): $49.40 Fluoride (121): $19 WA Periodic exam (012): $30.50 Scale and clean (114): $48.60 Fluoride (121): $15.50 SA Periodic exam (012): $29.90 Scale and clean (114): $51.20 Fluoride (121): $16.10 TAS Periodic exam (012): $31.90 Scale and clean (114): $50.60 Fluoride (121): $15 NT Periodic exam (012): $32.30 Scale and clean (114): $51.20 Fluoride (121): $16.10	$1,000 a year
Major dental	12 months	NSW / ACT, QLD Extraction (322): $74 Full crown, veneered (615): $570 VIC Extraction (322): $66.10 Full crown, veneered (615): $510 WA Extraction (322): $69.10 Full crown, veneered (615): $480 SA, NT Extraction (322): $50.60 Full crown, veneered (615): $510 TAS Extraction (322): $53.90 Full crown, veneered (615): $480	$1,400 a yearShared with Orthodontics (braces)
Root canal (endodontics)	12 months	NSW / ACT Root canal obturation (417): $85.50 VIC Root canal obturation (417): $64.10 QLD Root canal obturation (417): $67.20 WA Root canal obturation (417): $72 SA, NT Root canal obturation (417): $85 TAS Root canal obturation (417): $73.20	$400 a year
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): $400	$1,400 a yearShared with Major dental
Glasses and contact lenses	6 months	NSW / ACT Single vision lenses and frames: $135 Multifocal lenses and frames: $195 VIC, WA Single vision lenses and frames: $129 Multifocal lenses and frames: $189 QLD, TAS, NT Single vision lenses and frames: $120 Multifocal lenses and frames: $180 SA Single vision lenses and frames: $115 Multifocal lenses and frames: $175	$250 a year
Non-PBS prescription medicines	2 months	NSW / ACT Per prescription: $31.10 VIC Per prescription: $21.90 QLD Per prescription: $36.70 WA, SA, NT Per prescription: $30.60 TAS Per prescription: $35.60	$600 a year
Physiotherapy	2 months	NSW / ACT Initial visit: $43.40 Subsequent visit: $24.20 VIC Initial visit: $43 Subsequent visit: $21.70 QLD Initial visit: $35.90 Subsequent visit: $23 WA Initial visit: $32.90 Subsequent visit: $21.70 SA, NT Initial visit: $32.90 Subsequent visit: $23 TAS Initial visit: $33.50 Subsequent visit: $23	$700 a year
Chiropractic	2 months	NSW / ACT Initial visit: $48.50 Subsequent visit: $21.80 VIC Initial visit: $41.20 Subsequent visit: $18.60 QLD Initial visit: $33.50 Subsequent visit: $19.40 WA Initial visit: $35 Subsequent visit: $19.20 SA Initial visit: $32.90 Subsequent visit: $19.20 TAS Initial visit: $33.50 Subsequent visit: $22.90 NT Initial visit: $33.50 Subsequent visit: $19.80	$400 a yearShared with Acupuncture, Remedial massage
Podiatry	2 months	NSW / ACT Initial visit: $36.40 Subsequent visit: $20.80 VIC Initial visit: $36.40 Subsequent visit: $17.70 QLD Initial visit: $27.20 Subsequent visit: $19.50 WA Initial visit: $29 Subsequent visit: $22.10 SA Initial visit: $27.10 Subsequent visit: $19.50 TAS Initial visit: $36.40 Subsequent visit: $20.40 NT Initial visit: $25.10 Subsequent visit: $15.20	$400 a year
Psychology	2 months	NSW / ACT Initial visit: $112.96 Subsequent visit: $93.55 VIC Initial visit: $113.71 Subsequent visit: $94.17 QLD Initial visit: $107.78 Subsequent visit: $89.26 WA Initial visit: $128.52 Subsequent visit: $106.44 SA Initial visit: $131.96 Subsequent visit: $109.28 TAS Initial visit: $105.89 Subsequent visit: $87.69 NT Initial visit: $123.62 Subsequent visit: $102.37	$400 a year
Acupuncture	2 months	NSW / ACT Initial visit: $20.80 Subsequent visit: $15.80 VIC Initial visit: $25.10 Subsequent visit: $15.80 QLD Initial visit: $30.20 Subsequent visit: $18.90 WA Initial visit: $27.10 Subsequent visit: $18.90 SA, NT Initial visit: $27.10 Subsequent visit: $15.80 TAS Initial visit: $30.80 Subsequent visit: $21.50	$400 a yearShared with Chiropractic, Remedial massage
Remedial massage	2 months	NSW / ACT, VIC Initial visit: $30 Subsequent visit: $30 QLD, WA, SA, TAS, NT Initial visit: $20 Subsequent visit: $20	$400 a yearShared with Chiropractic, Acupuncture
Hearing aids	36 months	Per hearing aid: $400	$800 a yearShared with Blood glucose monitors
Blood glucose monitors	24 months	Blood glucose monitor: $150	$800 a yearShared with Hearing aids

Not covered: Orthoptics, Audiology (hearing tests), Osteopathy, Exercise physiology, Orthotics, Chinese herbal medicine, Dietetics, Speech therapy, Occupational therapy, Vaccinations, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$1,000 a year
Major dental, Orthodontics (braces)
$1,400 a year
Root canal (endodontics)
$400 a year
Glasses and contact lenses
$250 a year
Non-PBS prescription medicines
$600 a year
Physiotherapy
$700 a year
Chiropractic, Acupuncture, Remedial massage
$400 a year
Podiatry
$400 a year
Also includes other services not listed
Psychology
$400 a year
Hearing aids, Blood glucose monitors
$800 a year
Also includes other services not listed

Insurer's notes (original English)

Other services

Counselling (no waiting period) shares an annual limit with Psychology. Please contact Medibank for more information.

Frequently asked questions

How much does Priority Optimal Extras pay for a scale and clean?

According to government data, Priority Optimal Extras pays up to $49.40 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $1,000 a year.

What are the waiting periods for Priority Optimal Extras?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 36 months, Blood glucose monitors 24 months.

Can Priority Optimal Extras be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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