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Seniors Active Extras

A Extras-only product from nib. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (15)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): $35.20 Scale and clean (114): $66.85 Fluoride (121): $21.85	$700 a year
Major dental	12 months	Extraction (322): $168.55 Full crown, veneered (615): $1,079.10	$700 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): $178.10	$700 a yearShared with Major dental
Glasses and contact lenses	6 months	Single vision lenses and frames: 60% of the fee Multifocal lenses and frames: 60% of the fee	$250 a year
Non-PBS prescription medicines	2 months	Per prescription: 60% of the fee	$250 a year
Physiotherapy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$400 a year
Chiropractic	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$300 a yearShared with Osteopathy
Podiatry	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$250 a yearShared with Orthotics
Psychology	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$300 a year
Acupuncture	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$300 a yearShared with Remedial massage, Chinese herbal medicine
Remedial massage	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$300 a yearShared with Acupuncture, Chinese herbal medicine
Hearing aids	36 months	Per hearing aid: 60% of the fee	$500 a year
Chinese herbal medicine	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$300 a yearShared with Acupuncture, Remedial massage
Orthotics	2 months	Per pair of orthotics: 60% of the fee	$250 a yearShared with Podiatry
Osteopathy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$300 a yearShared with Chiropractic

Not covered: Orthodontics (braces), Orthoptics, Audiology (hearing tests), Exercise physiology, Dietetics, Speech therapy, Occupational therapy, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$700 a year
Major dental, Root canal (endodontics)
$700 a year
Glasses and contact lenses
$250 a year
Physiotherapy
$400 a year
Chiropractic, Osteopathy
$300 a year
Psychology
$300 a year
Acupuncture, Remedial massage, Chinese herbal medicine
$300 a year
Also includes other services not listed
Non-PBS prescription medicines
$250 a year
Podiatry, Orthotics
$250 a year
Hearing aids
$500 a year, 1 per 5 years

Insurer's notes (original English)

Other services

Myotherapy - $300 combined limit with acupuncture, remedial massage and Chinese herbalism per person per calendar year (waiting period 2 months). Psychology has a sublimit of $150 for Digital Cognitive Behavioural Therapy (CBT).

Frequently asked questions

How much does Seniors Active Extras pay for a scale and clean?

According to government data, Seniors Active Extras pays up to $66.85 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $700 a year.

What are the waiting periods for Seniors Active Extras?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 36 months, Chinese herbal medicine 2 months, Orthotics 2 months, Osteopathy 2 months.

Can Seniors Active Extras be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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