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Suncorp Health Insurance Everyday Extras

A Extras-only product from nib. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (11)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): $35.20 Scale and clean (114): $66.85 Fluoride (121): $21.85	$600 a year
Major dental	12 months	Extraction (322): $168.55 Full crown, veneered (615): $1,079.10	$450 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): $178.10	$450 a yearShared with Major dental
Glasses and contact lenses	6 months	Single vision lenses and frames: 60% of the fee Multifocal lenses and frames: 60% of the fee	$200 a year
Non-PBS prescription medicines	2 months	Per prescription: 60% of the fee	$150 a year
Physiotherapy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$350 a yearShared with Chiropractic, Osteopathy
Chiropractic	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$350 a yearShared with Physiotherapy, Osteopathy
Acupuncture	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$100 a yearShared with Remedial massage, Chinese herbal medicine
Remedial massage	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$100 a yearShared with Acupuncture, Chinese herbal medicine
Chinese herbal medicine	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$100 a yearShared with Acupuncture, Remedial massage
Osteopathy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$350 a yearShared with Physiotherapy, Chiropractic

Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Psychology, Dietetics, Speech therapy, Occupational therapy, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$600 a year
Major dental, Root canal (endodontics)
$450 a year
Glasses and contact lenses
$200 a year
Non-PBS prescription medicines
$150 a year
Physiotherapy, Chiropractic, Osteopathy
$350 a year
Acupuncture, Remedial massage, Chinese herbal medicine
$100 a year
Also includes other services not listed

Insurer's notes (original English)

Product features

The extras that people use most. Of course, you can see your choice of provider, but by choosing a FirstChoice provider, you may have less to pay towards the cost of your treatment. We’ve created the FirstChoice network to help you access quality healthcare and a better deal for you and your family. We’ve locked in lower costs with our FirstChoice providers, so you can enjoy competitive treatment fees when you visit the dentist or a discount the next time you claim for glasses.

Other services

Myotherapy - combined limit of $100 with acupuncture, remedial massage and Chinese herbalism per person per calendar year. For Preventative dental service limits apply.

Frequently asked questions

How much does Suncorp Health Insurance Everyday Extras pay for a scale and clean?

According to government data, Suncorp Health Insurance Everyday Extras pays up to $66.85 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $600 a year.

What are the waiting periods for Suncorp Health Insurance Everyday Extras?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Acupuncture 2 months, Remedial massage 2 months, Chinese herbal medicine 2 months, Osteopathy 2 months.

Can Suncorp Health Insurance Everyday Extras be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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