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私保通 Private Care+
Hospital + ExtrasClosed

Bronze Plus YoungSavers 250

A Hospital + Extras product from Phoenix Health Fund. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (21)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $36.50
  • Scale and clean (114): $69
  • Fluoride (121): $24
$800 a yearShared with Major dental, Root canal (endodontics)
Major dental12 months
  • Extraction (322): $150
  • Full crown, veneered (615): $800
$800 a yearShared with General dental, Root canal (endodontics)
Root canal (endodontics)2 months
  • Root canal obturation (417): $170
$800 a yearShared with General dental, Major dental
Glasses and contact lenses6 months
  • Single vision lenses and frames: 80% of the fee
  • Multifocal lenses and frames: 80% of the fee
$240 a year
Non-PBS prescription medicines2 months
  • Per prescription: $70
$250 a yearShared with Vaccinations
Physiotherapy2 months
  • Initial visit: $50
  • Subsequent visit: $37
$400 a yearShared with Remedial massage, Exercise physiology
Chiropractic2 months
  • Initial visit: $40
  • Subsequent visit: $30
$225 a yearShared with Acupuncture, Osteopathy
Podiatry2 months
  • Initial visit: $44
  • Subsequent visit: $34
$200 a yearShared with Orthotics
Psychology2 months
  • Initial visit: $75
  • Subsequent visit: $75
$250 a year
Acupuncture2 months
  • Initial visit: $25
  • Subsequent visit: $25
$225 a yearShared with Chiropractic, Osteopathy
Remedial massage2 months
  • Initial visit: $32
  • Subsequent visit: $25
$400 a yearShared with Physiotherapy, Exercise physiology
Blood glucose monitors2 months
  • Blood glucose monitor: 80% of the fee
$200 a year
Dietetics2 months
  • Initial visit: $60
  • Subsequent visit: $40
$150 a year
Exercise physiology2 months
  • Initial visit: $40
  • Subsequent visit: $30
$400 a yearShared with Physiotherapy, Remedial massage
Orthoptics2 months
  • Initial visit: $45
  • Subsequent visit: $44
$300 a yearShared with Occupational therapy, Speech therapy
Health management programs2 months
  • Health management program: 80% of the fee
$100 a year
Occupational therapy2 months
  • Initial visit: $60
  • Subsequent visit: $40
$300 a yearShared with Orthoptics, Speech therapy
Orthotics2 months
  • Per pair of orthotics: 80% of the fee
$200 a yearShared with Podiatry
Osteopathy2 months
  • Initial visit: $40
  • Subsequent visit: $30
$225 a yearShared with Chiropractic, Acupuncture
Speech therapy2 months
  • Initial visit: $85
  • Subsequent visit: $45
$300 a yearShared with Orthoptics, Occupational therapy
Vaccinations2 months
  • Per vaccination: $70
$250 a yearShared with Non-PBS prescription medicines

Not covered: Orthodontics (braces), Hearing aids, Audiology (hearing tests), Chinese herbal medicine, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental, Major dental, Root canal (endodontics)

    $800 a year

    Also includes other services not listed

  • Glasses and contact lenses

    $240 a year

    Also includes other services not listed

  • Non-PBS prescription medicines, Vaccinations

    $250 a year

  • Physiotherapy, Remedial massage, Exercise physiology

    $400 a year

    Also includes other services not listed

  • Chiropractic, Acupuncture, Osteopathy

    $225 a year

    Also includes other services not listed

  • Podiatry, Orthotics

    $200 a year

  • Psychology

    $250 a year

    Also includes other services not listed

  • Blood glucose monitors

    $200 a year

    Also includes other services not listed

  • Dietetics

    $150 a year

  • Orthoptics, Occupational therapy, Speech therapy

    $300 a year

  • Health management programs

    $100 a year

    Also includes other services not listed

Insurer's notes (original English)

Product features

*Non PBS Pharmaceuticals excludes contraceptives and items purchased over the counter

Frequently asked questions

How much does Bronze Plus YoungSavers 250 pay for a scale and clean?
According to government data, Bronze Plus YoungSavers 250 pays up to $69 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $800 a year.
What are the waiting periods for Bronze Plus YoungSavers 250?
General dental 2 months, Major dental 12 months, Root canal (endodontics) 2 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Blood glucose monitors 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Health management programs 2 months, Occupational therapy 2 months, Orthotics 2 months, Osteopathy 2 months, Speech therapy 2 months, Vaccinations 2 months.
Can Bronze Plus YoungSavers 250 be bought on its own?
This product combines hospital and Extras in one policy, with Bronze Plus hospital cover.

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