Hospital + ExtrasClosed

First Step Bronze Plus

A Hospital + Extras product from ahm. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (12)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	No waiting period	Periodic exam (012): 70% of the fee Scale and clean (114): 70% of the fee Fluoride (121): 70% of the fee Extraction (322): 70% of the fee	$400 a year
Major dental	12 months	Full crown, veneered (615): 70% of the fee	$400 a yearShared with Root canal (endodontics), Orthodontics (braces)
Root canal (endodontics)	12 months	Root canal obturation (417): 70% of the fee	$400 a yearShared with Major dental, Orthodontics (braces)
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 70% of the fee	$400 a yearShared with Major dental, Root canal (endodontics)
Glasses and contact lenses	No waiting period	Single vision lenses and frames: 70% of the fee Multifocal lenses and frames: 70% of the fee	$200 a year
Non-PBS prescription medicines	No waiting period	Per prescription: 70% of the fee	$250 a year
Physiotherapy	No waiting period	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$300 a yearShared with Chiropractic, Osteopathy
Chiropractic	No waiting period	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$300 a yearShared with Physiotherapy, Osteopathy
Psychology	No waiting period	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$200 a year
Acupuncture	No waiting period	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$250 a yearShared with Remedial massage
Remedial massage	No waiting period	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$250 a yearShared with Acupuncture
Osteopathy	No waiting period	Initial visit: 70% of the fee Subsequent visit: $70	$300 a yearShared with Physiotherapy, Chiropractic

Not covered: Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Chinese herbal medicine, Dietetics, Speech therapy, Occupational therapy, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$400 a year
Also includes other services not listed
Major dental, Root canal (endodontics), Orthodontics (braces)
$400 a year
Also includes other services not listed
Glasses and contact lenses
$200 a year
Non-PBS prescription medicines
$250 a year
Physiotherapy, Chiropractic, Osteopathy
$300 a year
Also includes other services not listed
Psychology
$200 a year
Acupuncture, Remedial massage
$250 a year

Insurer's notes (original English)

Product features

This policy is only available for purchase via iSelect

Other services

With first step bronze plus you get 70% back on included extras until you reach your annual limit. This product also includes Counselling services. Conditions and annual limits apply. Please refer to product guide for more details.

Special features

Lifetime limit on Orthodontic is $1400 per person

Frequently asked questions

How much does First Step Bronze Plus pay for a scale and clean?

According to government data, First Step Bronze Plus pays 70% of the fee for a scale and clean (114), with a No waiting period general dental waiting period. General dental annual limit: $400 a year.

What are the waiting periods for First Step Bronze Plus?

General dental No waiting period, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses No waiting period, Non-PBS prescription medicines No waiting period, Physiotherapy No waiting period, Chiropractic No waiting period, Psychology No waiting period, Acupuncture No waiting period, Remedial massage No waiting period, Osteopathy No waiting period.

Can First Step Bronze Plus be bought on its own?

This product combines hospital and Extras in one policy, with Bronze Plus hospital cover.

Already have Extras? Make the most of your limits

Tell us your insurer and product name. We'll help you see what you can claim and find providers who speak your language and offer on-the-spot HICAPS claims.

Free matching