Hospital + ExtrasClosed

Standard Cover Silver Plus

A Hospital + Extras product from ahm. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (9)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	No waiting period	Periodic exam (012): 60% of the fee Scale and clean (114): 60% of the fee Fluoride (121): 60% of the fee Extraction (322): 60% of the fee	$1,000 a yearShared with Root canal (endodontics), Glasses and contact lenses, Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Osteopathy
Root canal (endodontics)	12 months	Root canal obturation (417): 60% of the fee	$1,000 a yearShared with General dental, Glasses and contact lenses, Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Osteopathy
Glasses and contact lenses	No waiting period	Single vision lenses and frames: 60% of the fee Multifocal lenses and frames: 60% of the fee	$1,000 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Osteopathy
Physiotherapy	No waiting period	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$1,000 a yearShared with General dental, Root canal (endodontics), Glasses and contact lenses, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Osteopathy
Chiropractic	No waiting period	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$1,000 a yearShared with General dental, Root canal (endodontics), Glasses and contact lenses, Physiotherapy, Acupuncture, Remedial massage, Chinese herbal medicine, Osteopathy
Acupuncture	No waiting period	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$1,000 a yearShared with General dental, Root canal (endodontics), Glasses and contact lenses, Physiotherapy, Chiropractic, Remedial massage, Chinese herbal medicine, Osteopathy
Remedial massage	No waiting period	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$1,000 a yearShared with General dental, Root canal (endodontics), Glasses and contact lenses, Physiotherapy, Chiropractic, Acupuncture, Chinese herbal medicine, Osteopathy
Chinese herbal medicine	No waiting period	Initial visit: 60% of the fee Subsequent visit: $60	$1,000 a yearShared with General dental, Root canal (endodontics), Glasses and contact lenses, Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Osteopathy
Osteopathy	No waiting period	Initial visit: 60% of the fee Subsequent visit: $60	$1,000 a yearShared with General dental, Root canal (endodontics), Glasses and contact lenses, Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine

Not covered: Major dental, Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental, Root canal (endodontics), Glasses and contact lenses, Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Osteopathy
$1,000 a year
Also includes other services not listed

Insurer's notes (original English)

Product features

One combined annual limit, per person per financial year, to spread over any of the included extras. Also includes homeopathy, reflexology, exercise physiology and Chinese Medicine.

Frequently asked questions

How much does Standard Cover Silver Plus pay for a scale and clean?

According to government data, Standard Cover Silver Plus pays 60% of the fee for a scale and clean (114), with a No waiting period general dental waiting period. General dental annual limit: $1,000 a year.

What are the waiting periods for Standard Cover Silver Plus?

General dental No waiting period, Root canal (endodontics) 12 months, Glasses and contact lenses No waiting period, Physiotherapy No waiting period, Chiropractic No waiting period, Acupuncture No waiting period, Remedial massage No waiting period, Chinese herbal medicine No waiting period, Osteopathy No waiting period.

Can Standard Cover Silver Plus be bought on its own?

This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

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