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私保通 Private Care+
Extras-onlyOn sale

Value Extras

A Extras-only product from ahm. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (13)

ServiceWaiting periodMax benefit per visitAnnual limit
General dentalNo waiting period
  • Periodic exam (012): $28.55
  • Scale and clean (114): $66.30
  • Fluoride (121): $21.40
  • Extraction (322): $99
$650 a yearShared with Major dental, Root canal (endodontics)
Major dental12 months
  • Full crown, veneered (615): $459
$650 a yearShared with General dental, Root canal (endodontics)
Root canal (endodontics)12 months
  • Root canal obturation (417): $108.50
$650 a yearShared with General dental, Major dental
Glasses and contact lensesNo waiting period
  • Single vision lenses and frames: 100% of the fee
  • Multifocal lenses and frames: 100% of the fee
$180 a year
Non-PBS prescription medicinesNo waiting period
  • Per prescription: $40
$100 a yearShared with Psychology, Health management programs
PhysiotherapyNo waiting period
  • Initial visit: $34
  • Subsequent visit: $26
$200 a year
ChiropracticNo waiting period
  • Initial visit: $34
  • Subsequent visit: $26
$200 a year
PsychologyNo waiting period
  • Initial visit: $53
  • Subsequent visit: $34
$100 a yearShared with Non-PBS prescription medicines, Health management programs
AcupunctureNo waiting period
  • Initial visit: $18
  • Subsequent visit: $18
$200 a yearShared with Remedial massage, Exercise physiology
Remedial massageNo waiting period
  • Initial visit: $23
  • Subsequent visit: $23
$200 a yearShared with Acupuncture, Exercise physiology
Exercise physiologyNo waiting period
  • Initial visit: $18
  • Subsequent visit: $18
$200 a yearShared with Acupuncture, Remedial massage
Health management programsNo waiting period
  • Health management program: $10
$100 a yearShared with Non-PBS prescription medicines, Psychology
OsteopathyNo waiting period
  • Initial visit: $34
  • Subsequent visit: $26
$200 a year

Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Chinese herbal medicine, Dietetics, Speech therapy, Occupational therapy, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental, Major dental, Root canal (endodontics)

    $650 a year

    Also includes other services not listed

  • Glasses and contact lenses

    $180 a year

  • Non-PBS prescription medicines, Psychology, Health management programs

    $100 a year

  • Physiotherapy

    $200 a year

  • Chiropractic

    $200 a year

  • Acupuncture, Remedial massage, Exercise physiology

    $200 a year

  • Osteopathy

    $200 a year

Insurer's notes (original English)

Other services

This cover also includes Health Improvement Benefits including: Yoga, Pilates, Quit Smoking, Disease management association fees, Cancer Council UV products, Stress management courses, Preventative tests, scans and screenings, Health checks and Exercise classes. Conditions and annual limits apply. Please refer to product guide for more details. This product also includes unlimited emergency ambulance.

Frequently asked questions

How much does Value Extras pay for a scale and clean?
According to government data, Value Extras pays up to $66.30 per scale and clean (114), with a No waiting period general dental waiting period. General dental annual limit: $650 a year.
What are the waiting periods for Value Extras?
General dental No waiting period, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses No waiting period, Non-PBS prescription medicines No waiting period, Physiotherapy No waiting period, Chiropractic No waiting period, Psychology No waiting period, Acupuncture No waiting period, Remedial massage No waiting period, Exercise physiology No waiting period, Health management programs No waiting period, Osteopathy No waiting period.
Can Value Extras be bought on its own?
Yes. This product doesn't need to be held with hospital cover.

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