Hospital + ExtrasClosed

Silver Plus Hospital Ultimate 750 and AIA Top 70 Extras (RQ)

A Hospital + Extras product from AIA Health. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (25)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 70% of the fee Scale and clean (114): 70% of the fee Fluoride (121): 70% of the fee	$1,000 a year
Major dental	12 months	Extraction (322): 70% of the fee Full crown, veneered (615): 70% of the fee	$1,000 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): 70% of the fee	$1,000 a yearShared with Major dental
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 70% of the fee	$1,000 a year
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$300 a year
Non-PBS prescription medicines	2 months	Per prescription: 70% of the fee	$400 a yearShared with Vaccinations
Physiotherapy	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$600 a yearShared with Exercise physiology
Chiropractic	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a yearShared with Osteopathy
Podiatry	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a year
Psychology	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a year
Acupuncture	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a yearShared with Remedial massage
Remedial massage	2 months	Initial visit: 70% of the fee	$400 a yearShared with Acupuncture
Hearing aids	12 months	Per hearing aid: 70% of the fee	$500 a yearShared with Blood glucose monitors
Blood glucose monitors	12 months	Blood glucose monitor: 70% of the fee	$500 a yearShared with Hearing aids
Audiology (hearing tests)	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a year
Antenatal and postnatal care	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a year
Dietetics	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a year
Exercise physiology	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$600 a yearShared with Physiotherapy
Orthoptics	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a year
Health management programs	2 months	Health management program: 100% of the fee	$200 a year
Occupational therapy	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a year
Orthotics	2 months	Per pair of orthotics: 70% of the fee	$400 a year
Osteopathy	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a yearShared with Chiropractic
Speech therapy	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a year
Vaccinations	2 months	Per vaccination: 70% of the fee	$400 a yearShared with Non-PBS prescription medicines

Not covered: Chinese herbal medicine, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$1,000 a year
Major dental, Root canal (endodontics)
$1,000 a year
Orthodontics (braces)
$1,000 a year, $2,600 lifetime
Glasses and contact lenses
$300 a year
Non-PBS prescription medicines, Vaccinations
$400 a year
Physiotherapy, Exercise physiology
$600 a year
Also includes other services not listed
Chiropractic, Osteopathy
$400 a year
Podiatry
$400 a year
Psychology
$400 a year
Acupuncture, Remedial massage
$400 a year
Also includes other services not listed
Hearing aids, Blood glucose monitors
$500 a year
Also includes other services not listed
Audiology (hearing tests)
$400 a year
Antenatal and postnatal care
$400 a year
Dietetics
$400 a year
Orthoptics
$400 a year
Health management programs
$200 a year
Occupational therapy
$400 a year
Orthotics
$400 a year
Speech therapy
$400 a year

Insurer's notes (original English)

Other services

Swimming lessons 2 month waiting period and $300 annual limit.

Special features

Optical over pays back 100% up to annual limit. Physiotherapy, Hydrotherapy, Myotherapy, and Exercise Physiology share annual limit. Chiropractic and Osteopathy share annual limit. Remedial Massage and Acupuncture share annual limit. Medically Prescribed Appliance, Hearing Aids, Blood Glucose Monitors and Health Appliances and Aids share annual limit. Pharmacy pays back up to $40 per script after the current PBS amount is deducted; vaccinations fall under Pharmacy limit. Also provides access to AIA Vitality. https://www.aiavitality.com.au

Frequently asked questions

How much does Silver Plus Hospital Ultimate 750 and AIA Top 70 Extras (RQ) pay for a scale and clean?

According to government data, Silver Plus Hospital Ultimate 750 and AIA Top 70 Extras (RQ) pays 70% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $1,000 a year.

What are the waiting periods for Silver Plus Hospital Ultimate 750 and AIA Top 70 Extras (RQ)?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 12 months, Blood glucose monitors 12 months, Audiology (hearing tests) 2 months, Antenatal and postnatal care 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Health management programs 2 months, Occupational therapy 2 months, Orthotics 2 months, Osteopathy 2 months, Speech therapy 2 months, Vaccinations 2 months.

Can Silver Plus Hospital Ultimate 750 and AIA Top 70 Extras (RQ) be bought on its own?

This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

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