Extras-onlyClosed

Active Extras (ACE)

A Extras-only product from Australian Unity. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (23)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): $41 Scale and clean (114): $83 Fluoride (121): $25	$700 a year
Major dental	12 months	Extraction (322): $213 Full crown, veneered (615): $643	$700 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): $199	$700 a yearShared with Major dental
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 100% of the fee	Not stated
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$250 a year
Non-PBS prescription medicines	2 months	Per prescription: $50	$400 a year
Physiotherapy	2 months	Initial visit: $60 Subsequent visit: $60	$400 a yearShared with Exercise physiology
Chiropractic	2 months	Initial visit: $40 Subsequent visit: $40	$250 a yearShared with Osteopathy
Podiatry	2 months	Initial visit: $40 Subsequent visit: $40	$300 a yearShared with Orthotics
Psychology	2 months	Initial visit: $80 Subsequent visit: $80	$300 a year
Acupuncture	2 months	Initial visit: $40 Subsequent visit: $40	$250 a yearShared with Remedial massage
Remedial massage	2 months	Initial visit: $40 Subsequent visit: $40	$250 a yearShared with Acupuncture
Hearing aids	12 months	Per hearing aid: 70% of the fee	$1,200 a year
Blood glucose monitors	12 months	Blood glucose monitor: 70% of the fee	$400 a year
Audiology (hearing tests)	2 months	Initial visit: $70 Subsequent visit: $70	$300 a yearShared with Orthoptics, Occupational therapy, Speech therapy
Dietetics	2 months	Initial visit: $40 Subsequent visit: $40	$400 a year
Exercise physiology	2 months	Initial visit: $60 Subsequent visit: $60	$400 a yearShared with Physiotherapy
Orthoptics	2 months	Initial visit: $70 Subsequent visit: $70	$300 a yearShared with Audiology (hearing tests), Occupational therapy, Speech therapy
Occupational therapy	2 months	Initial visit: $70 Subsequent visit: $70	$300 a yearShared with Audiology (hearing tests), Orthoptics, Speech therapy
Orthotics	12 months	Per pair of orthotics: 70% of the fee	$300 a yearShared with Podiatry
Osteopathy	2 months	Initial visit: $40 Subsequent visit: $40	$250 a yearShared with Chiropractic
Speech therapy	2 months	Initial visit: $70 Subsequent visit: $70	$300 a yearShared with Audiology (hearing tests), Orthoptics, Occupational therapy
Vaccinations	No waiting period	Per vaccination: $50	$200 a year

Not covered: Chinese herbal medicine, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$700 a year
Major dental, Root canal (endodontics)
$700 a year
Also includes other services not listed
Orthodontics (braces)
Not stated
Glasses and contact lenses
$250 a year
Non-PBS prescription medicines
$400 a year
Physiotherapy, Exercise physiology
$400 a year
Chiropractic, Osteopathy
$250 a year
Podiatry, Orthotics
$300 a year
Also includes other services not listed
Psychology
$300 a year
Acupuncture, Remedial massage
$250 a year
Also includes other services not listed
Hearing aids
$1,200 a year
Blood glucose monitors
$400 a year
Also includes other services not listed
Audiology (hearing tests), Orthoptics, Occupational therapy, Speech therapy
$300 a year
Dietetics
$400 a year
Vaccinations
$200 a year

Insurer's notes (original English)

Other services

Annual benefit limits apply per calendar year. Myotherapy - $40 per consultation, maximum $250 per person (combined limit - see Acupuncture), 2 month waiting period. Braces, Splints and Garments - up to 70% of the cost, maximum $300 per person (combined limit - see Podiatry), 12 month waiting period. Devices and Aids: Asthma Pumps, Peak Flow Meters, Blood Pressure Monitors, TENS machines, CPAP/BPAP devices, Non-Surgical Prosthesis - up to 70% of cost, maximum $400 per person (combined limit - see Blood Glucose Monitors), 12 month waiting period. Benefit for each item is payable every 2 calendar years (does not apply to Wigs). Wheelchairs and Crutches - up to 70% of cost, maximum $400 per person (combined limit - see Blood Glucose Monitors), 2 months waiting period. There are Preventative Health Services available on this cover, waiting periods may apply. Please refer to the product Fact Sheet or contact Australian Unity for further details.

Special features

1)No waiting period for preventative dental and selected diagnostic services. Treatments claimed as No Gap Dental benefits (where available) do not count to the yearly limit. 2)Full denture replacement limited to once every three years. 3)Gum disease treatment included under Endodontics (12 month waiting period). 4)$40 for chiropractic x-ray, limit one per person per calendar year. 5) Benefit for each Hearing-Aid is payable every 3-calendar years (does not apply to repairs) 2-month waiting period for repairs 6)Benefits for Blood Glucose Monitors payable once every 2 calendar years. 7) Orthotic benefits are for supply only. 8)Travel vaccinations only.

Frequently asked questions

How much does Active Extras (ACE) pay for a scale and clean?

According to government data, Active Extras (ACE) pays up to $83 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $700 a year.

What are the waiting periods for Active Extras (ACE)?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 12 months, Blood glucose monitors 12 months, Audiology (hearing tests) 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Occupational therapy 2 months, Orthotics 12 months, Osteopathy 2 months, Speech therapy 2 months, Vaccinations No waiting period.

Can Active Extras (ACE) be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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