Extras-onlyClosed

Extracover

A Extras-only product from Bupa. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (21)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $22 Scale and clean (114): $34.90 Fluoride (121): $18.50 Extraction (322): $42.60 VIC Periodic exam (012): $14.85 Scale and clean (114): $28.90 Fluoride (121): $15.50 Extraction (322): $52 QLD Periodic exam (012): $12.10 Scale and clean (114): $31.05 Fluoride (121): $10 Extraction (322): $47.15 WA Periodic exam (012): $22 Scale and clean (114): $34.90 Fluoride (121): $18.50 Extraction (322): $36 SA Periodic exam (012): $22 Scale and clean (114): $34.90 Fluoride (121): $18.50 Extraction (322): $36.70 TAS Periodic exam (012): $18.15 Scale and clean (114): $31.05 Fluoride (121): $12 Extraction (322): $40.70 NT Periodic exam (012): $12.10 Scale and clean (114): $31.05 Fluoride (121): $10 Extraction (322): $58.50	No annual limit
Major dental	12 months	NSW / ACT, QLD Full crown, veneered (615): $635 VIC Full crown, veneered (615): $479.95 WA Full crown, veneered (615): $590 SA Full crown, veneered (615): $447 TAS Full crown, veneered (615): $570 NT Full crown, veneered (615): $620	$1,000 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	NSW / ACT, QLD Root canal obturation (417): $130 VIC Root canal obturation (417): $53.75 WA Root canal obturation (417): $135 SA Root canal obturation (417): $45 TAS, NT Root canal obturation (417): $120	$1,000 a yearShared with Major dental
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 100% of the fee	$875 a year
Glasses and contact lenses	2 months	NSW / ACT Single vision lenses and frames: $139.45 Multifocal lenses and frames: $196.10 VIC Single vision lenses and frames: $144.05 Multifocal lenses and frames: $200 QLD Single vision lenses and frames: $138.45 Multifocal lenses and frames: $200 WA Single vision lenses and frames: $143.50 Multifocal lenses and frames: $200 SA Single vision lenses and frames: $165 Multifocal lenses and frames: $200 TAS Single vision lenses and frames: $131.30 Multifocal lenses and frames: $200 NT Single vision lenses and frames: $146.70 Multifocal lenses and frames: $198.40	$200 a year
Non-PBS prescription medicines	2 months	Per prescription: $50	$500 a year
Physiotherapy	2 months	NSW / ACT, WA, SA Initial visit: $31.10 Subsequent visit: $24.75 VIC Initial visit: $37.75 Subsequent visit: $27.50 QLD, NT Initial visit: $33.85 Subsequent visit: $25.85 TAS Initial visit: $22.75 Subsequent visit: $22.55	$1,250 a yearShared with Chiropractic, Podiatry, Psychology, Antenatal and postnatal care, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Chiropractic	2 months	NSW / ACT Initial visit: $39 Subsequent visit: $25 VIC Initial visit: $34 Subsequent visit: $24 QLD Initial visit: $32 Subsequent visit: $23 WA, SA, NT Initial visit: $35 Subsequent visit: $25 TAS Initial visit: $33 Subsequent visit: $23	$1,250 a yearShared with Physiotherapy, Podiatry, Psychology, Antenatal and postnatal care, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Podiatry	2 months	NSW / ACT, WA, SA Initial visit: $22 Subsequent visit: $19 VIC Initial visit: $20 Subsequent visit: $16 QLD Initial visit: $27 Subsequent visit: $23 TAS Initial visit: $18 Subsequent visit: $16 NT Initial visit: $27 Subsequent visit: $20	$1,250 a yearShared with Physiotherapy, Chiropractic, Psychology, Antenatal and postnatal care, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Psychology	2 months	NSW / ACT, WA, SA Initial visit: $46 Subsequent visit: $34 VIC Initial visit: $33 Subsequent visit: $27.50 QLD, NT Initial visit: $48.50 Subsequent visit: $32 TAS Initial visit: $33 Subsequent visit: $28.50	$1,250 a yearShared with Physiotherapy, Chiropractic, Podiatry, Antenatal and postnatal care, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Hearing aids	12 months	Per hearing aid: $500	Not stated
Blood glucose monitors	12 months	NSW / ACT Blood glucose monitor: $105.35 VIC, QLD, WA, SA, TAS Blood glucose monitor: $100 NT Blood glucose monitor: $106.15	$1,000 a yearShared with Orthotics
Antenatal and postnatal care	2 months	NSW / ACT, QLD, WA, SA, TAS, NT Initial visit: $10 Subsequent visit: $10 VIC Initial visit: $8 Subsequent visit: $8	$1,250 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Dietetics	2 months	NSW / ACT Initial visit: $53 Subsequent visit: $28 VIC Initial visit: $50 Subsequent visit: $26 QLD Initial visit: $54 Subsequent visit: $26 WA, NT Initial visit: $53 Subsequent visit: $26 SA Initial visit: $56 Subsequent visit: $27 TAS Initial visit: $49 Subsequent visit: $26	$1,250 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Antenatal and postnatal care, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
Orthoptics	2 months	NSW / ACT, WA, SA Initial visit: $25 Subsequent visit: $20 VIC Initial visit: $22 Subsequent visit: $15 QLD, NT Initial visit: $27 Subsequent visit: $21 TAS Initial visit: $18 Subsequent visit: $18	$1,250 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Antenatal and postnatal care, Dietetics, Occupational therapy, Osteopathy, Speech therapy
Health management programs	No waiting period	Health management program: 60% of the fee	$100 a year
Home nursing	2 months	Initial visit: $10 Subsequent visit: $10	$500 a year
Occupational therapy	2 months	NSW / ACT, WA, SA Initial visit: $68 Subsequent visit: $44 VIC Initial visit: $42.50 Subsequent visit: $29 QLD, NT Initial visit: $52.50 Subsequent visit: $41 TAS Initial visit: $42.50 Subsequent visit: $34	$1,250 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Antenatal and postnatal care, Dietetics, Orthoptics, Osteopathy, Speech therapy
Orthotics	12 months	Per pair of orthotics: $75	$1,000 a yearShared with Blood glucose monitors
Osteopathy	2 months	NSW / ACT, WA, SA Initial visit: $31 Subsequent visit: $22 VIC Initial visit: $37 Subsequent visit: $27 QLD, NT Initial visit: $33 Subsequent visit: $23.50 TAS Initial visit: $18.50 Subsequent visit: $18.50	$1,250 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Antenatal and postnatal care, Dietetics, Orthoptics, Occupational therapy, Speech therapy
Speech therapy	2 months	NSW / ACT, WA, SA Initial visit: $41 Subsequent visit: $26 VIC Initial visit: $25 Subsequent visit: $17 QLD, NT Initial visit: $31 Subsequent visit: $24 TAS Initial visit: $25 Subsequent visit: $20	$1,250 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Antenatal and postnatal care, Dietetics, Orthoptics, Occupational therapy, Osteopathy

Not covered: Audiology (hearing tests), Exercise physiology, Acupuncture, Chinese herbal medicine, Remedial massage, Vaccinations

Annual limits

Services in the same group share one limit.

General dental
No annual limit
Major dental, Root canal (endodontics)
$1,000 a year
Orthodontics (braces)
$875 a year, $1,650 lifetime
Glasses and contact lenses
$200 a year
Non-PBS prescription medicines
$500 a year
Physiotherapy, Chiropractic, Podiatry, Psychology, Antenatal and postnatal care, Dietetics, Orthoptics, Occupational therapy, Osteopathy, Speech therapy
$1,250 a year, $300 per service
Also includes other services not listed
Hearing aids
2 per 3 years
Blood glucose monitors, Orthotics
$1,000 a year
Also includes other services not listed
Home nursing
$500 a year
Health management programs
$100 a year

Insurer's notes (original English)

Product features

Includes cover for Home Nursing & School Accidents. Eligibility criteria apply, contact Bupa for more details. Physiotherapy has a separate sub-limit of $800 per person.

Other services

Includes access to Blua Online Doctor Appointments. We pay 100% of the cost for eligible consults only, up to a yearly limit of 3 services per person. Benefits are not payable for services listed on the Medicare Benefits Schedule (MBS). 2-months waiting period, eligibility criteria, terms and conditions apply. 100% of travel expenses up to $100 per person, and $30 per night of accommodation fees up to $100 per person for essential hospital or medical treatment where the total return distance is 200km or more from home. Where applicable, benefits are paid under Hospital cover only (you cannot claim under both Hospital and Extras for the same trip). 2-months waiting period and eligibility criteria apply. Mental health includes Psychology, Digital Mental Health, Social Work (psychological therapies), and Counselling (including Indigenous Counselling). Sub-limits may apply. Blood glucose monitors, orthotics, and other health aids are payable under the Health Appliances category up to $1000 per year. Sub-limits and restrictions apply.

Special features

Pharmacy benefit paid after current PBS patient contribution deducted. Dietary covers consultations only. Home nursing covers selected services. Ante/Post-natal consults and courses including lactation consults, with Bupa recognised providers in private practice. Blood glucose monitors, once per year. Hearing aid benefits are per person. Two fully custom-made orthoses (one pair), once per person per calendar year. Dentures, once every 3 years. No Annual Limit for Endodontic and oral surgery treatments. Crowns, Bridges, Dentures: $1000 per person. Periodontics: $1000 lifetime limit. Indirect Restorations/Posts/Veneers: $450 per person. Periodic oral examination 012, Scale & Clean 114, Fluoride treatment 121, once every 6 months.

Frequently asked questions

How much does Extracover pay for a scale and clean?

According to government data, Extracover pays up to $34.90 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: No annual limit.

What are the waiting periods for Extracover?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 2 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Hearing aids 12 months, Blood glucose monitors 12 months, Antenatal and postnatal care 2 months, Dietetics 2 months, Orthoptics 2 months, Health management programs No waiting period, Home nursing 2 months, Occupational therapy 2 months, Orthotics 12 months, Osteopathy 2 months, Speech therapy 2 months.

Can Extracover be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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