Extras-onlyClosed

Frank Vital Extras

A Extras-only product from GMHBA. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (21)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): $38.70 Scale and clean (114): $78.80 Fluoride (121): $23.50	$850 a yearShared with Major dental, Root canal (endodontics)
Major dental	12 months	Extraction (322): $133.60 Full crown, veneered (615): $650	$850 a yearShared with General dental, Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): $121.80	$850 a yearShared with General dental, Major dental
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 100% of the fee	$500 a year
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$225 a year
Non-PBS prescription medicines	2 months	Per prescription: $55	$175 a yearShared with Vaccinations
Physiotherapy	2 months	Initial visit: $55 Subsequent visit: $55	$400 a yearShared with Exercise physiology
Chiropractic	2 months	Initial visit: $46 Subsequent visit: $46	$300 a yearShared with Osteopathy
Podiatry	2 months	Initial visit: $50 Subsequent visit: $50	$300 a yearShared with Orthotics
Psychology	2 months	Initial visit: $70 Subsequent visit: $70	$250 a year
Acupuncture	2 months	Initial visit: $42 Subsequent visit: $42	$300 a yearShared with Chinese herbal medicine
Remedial massage	2 months	Initial visit: $40 Subsequent visit: $40	$300 a year
Chinese herbal medicine	2 months	Initial visit: $42 Subsequent visit: $42	$300 a yearShared with Acupuncture
Dietetics	2 months	Initial visit: $60 Subsequent visit: $60	$250 a year
Exercise physiology	2 months	Initial visit: $40 Subsequent visit: $40	$400 a yearShared with Physiotherapy
Orthoptics	2 months	Initial visit: $60 Subsequent visit: $60	$250 a year
Occupational therapy	2 months	Initial visit: $60 Subsequent visit: $60	$250 a year
Orthotics	12 months	Per pair of orthotics: $200	$300 a yearShared with Podiatry
Osteopathy	2 months	Initial visit: $50 Subsequent visit: $50	$300 a yearShared with Chiropractic
Speech therapy	2 months	Initial visit: $60 Subsequent visit: $60	$250 a year
Vaccinations	2 months	Per vaccination: $60	$175 a yearShared with Non-PBS prescription medicines

Not covered: Hearing aids, Audiology (hearing tests), Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental, Major dental, Root canal (endodontics)
$850 a year
Orthodontics (braces)
$500 a year, $1,750 lifetime
Glasses and contact lenses
$225 a year
Non-PBS prescription medicines, Vaccinations
$175 a year
Physiotherapy, Exercise physiology
$400 a year
Also includes other services not listed
Chiropractic, Osteopathy
$300 a year
Podiatry, Orthotics
$300 a year
Psychology
$250 a year
Acupuncture, Chinese herbal medicine
$300 a year
Remedial massage
$300 a year
Dietetics
$250 a year
Orthoptics
$250 a year
Occupational therapy
$250 a year
Speech therapy
$250 a year

Insurer's notes (original English)

Product features

Excludes chiropractic x-rays. Remember, Frank is all online. For more information contact Frank on 1300 437 265 or visit www.frankhealthinsurance.com.au

Special features

Non PBS Pharmaceuticals & Vaccinations must be a private Schedule 4 or Schedule 8 and dispensed via a provider in private practice. Benefit after deduction of the PBS co‐payment.

Frequently asked questions

How much does Frank Vital Extras pay for a scale and clean?

According to government data, Frank Vital Extras pays up to $78.80 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $850 a year.

What are the waiting periods for Frank Vital Extras?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Occupational therapy 2 months, Orthotics 12 months, Osteopathy 2 months, Speech therapy 2 months, Vaccinations 2 months.

Can Frank Vital Extras be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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