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私保通 Private Care+
Extras-onlyClosed

Saver Extras Mid

A Extras-only product from HBF. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (11)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $42
  • Scale and clean (114): $83
  • Fluoride (121): $21
  • Extraction (322): $116
$700 a year
Major dental12 months
  • Full crown, veneered (615): $690
$750 a yearShared with Root canal (endodontics)
Root canal (endodontics)12 months
  • Root canal obturation (417): $137
$750 a yearShared with Major dental
Glasses and contact lenses2 months
  • Single vision lenses and frames: 100% of the fee
  • Multifocal lenses and frames: 100% of the fee
$200 a year
Non-PBS prescription medicines2 months
  • Per prescription: $250
$250 a year
Physiotherapy2 months
  • Initial visit: $45
  • Subsequent visit: $38
$400 a year
Chiropractic2 months
  • Initial visit: $45
  • Subsequent visit: $27
$400 a year
Podiatry2 months
  • Initial visit: $39
  • Subsequent visit: $34
$200 a yearShared with Orthotics
Remedial massage2 months
  • Initial visit: $39
  • Subsequent visit: $39
$300 a year
Orthotics12 months
  • Per pair of orthotics: 55% of the fee
$200 a yearShared with Podiatry
Osteopathy2 months
  • Initial visit: $44
  • Subsequent visit: $38
$400 a year

Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Acupuncture, Chinese herbal medicine, Psychology, Dietetics, Speech therapy, Occupational therapy, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental

    $700 a year

  • Major dental, Root canal (endodontics)

    $750 a year

  • Glasses and contact lenses

    $200 a year

  • Non-PBS prescription medicines

    $250 a year

  • Physiotherapy

    $400 a year

  • Chiropractic

    $400 a year

  • Podiatry, Orthotics

    $200 a year

  • Remedial massage

    $300 a year

    Also includes other services not listed

  • Osteopathy

    $400 a year

Insurer's notes (original English)

Other services

Saver Extras Mid also includes cover for: MYOTHERAPY (waiting period 2 months, $39 initial and subsequent visit up to combined limit - see Remedial Massage).

Special features

Before a benefit is payable on an eligible Pharmacy item, a co-payment amount reasonably determined by HBF is deducted from the cost of each script.

Frequently asked questions

How much does Saver Extras Mid pay for a scale and clean?
According to government data, Saver Extras Mid pays up to $83 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $700 a year.
What are the waiting periods for Saver Extras Mid?
General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 2 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Remedial massage 2 months, Orthotics 12 months, Osteopathy 2 months.
Can Saver Extras Mid be bought on its own?
Yes. This product doesn't need to be held with hospital cover.

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