Healthmate Essentials Silver Plus
A Hospital + Extras product from HCF. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
This product is closed: it no longer accepts new members, but existing members can keep using it.
Services covered (12)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $400 a year |
| Major dental | 12 months |
| $300 a year |
| Glasses and contact lenses | 2 months |
| $180 a year |
| Non-PBS prescription medicines | 2 months |
| $300 a yearShared with Vaccinations |
| Physiotherapy | 2 months |
| $350 a yearShared with Chiropractic, Exercise physiology, Osteopathy |
| Chiropractic | 2 months |
| $350 a yearShared with Physiotherapy, Exercise physiology, Osteopathy |
| Acupuncture | 2 months |
| $150 a yearShared with Remedial massage, Chinese herbal medicine |
| Remedial massage | 2 months |
| $150 a yearShared with Acupuncture, Chinese herbal medicine |
| Chinese herbal medicine | 2 months |
| $150 a yearShared with Acupuncture, Remedial massage |
| Exercise physiology | 2 months |
| $350 a yearShared with Physiotherapy, Chiropractic, Osteopathy |
| Osteopathy | 2 months |
| $350 a yearShared with Physiotherapy, Chiropractic, Exercise physiology |
| Vaccinations | 2 months |
| $300 a yearShared with Non-PBS prescription medicines |
Not covered: Root canal (endodontics), Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Psychology, Dietetics, Speech therapy, Occupational therapy, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing
Annual limits
Services in the same group share one limit.
General dental
$400 a year
Major dental
$300 a year
Glasses and contact lenses
$180 a year
Non-PBS prescription medicines, Vaccinations
$300 a year
Physiotherapy, Chiropractic, Exercise physiology, Osteopathy
$350 a year
Acupuncture, Remedial massage, Chinese herbal medicine
$150 a year
Also includes other services not listed
Insurer's notes (original English)
Other services
General dental limit of $400 is for direct fillings and simple extractions. Cover also includes dental check ups, with service limits, that are not part of this general dental limit. Major dental limit of $300 includes surgical extractions only. HCF-approved Online Cognitive Behavioural Therapy courses with a separate annual limit per person/ per policy.
Special features
Includes 100% back on 2 dental check-ups, prescription glasses and free digital retinal imaging with an eye test, and 100% back on an initial chiro, osteo and podiatry consult, at participating providers and subject to annual limits.
Frequently asked questions
How much does Healthmate Essentials Silver Plus pay for a scale and clean?
What are the waiting periods for Healthmate Essentials Silver Plus?
Can Healthmate Essentials Silver Plus be bought on its own?
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