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Gold Hospital Advantage $750 Excess with Combined Best Extras

A Hospital + Extras product from Health Partners. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (24)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): 80% of the fee
  • Scale and clean (114): 80% of the fee
  • Fluoride (121): 80% of the fee
  • Extraction (322): 80% of the fee
No annual limit
Major dental12 months
  • Full crown, veneered (615): 80% of the fee
$1,300 a yearShared with Root canal (endodontics)
Root canal (endodontics)12 months
  • Root canal obturation (417): 80% of the fee
$1,300 a yearShared with Major dental
Orthodontics (braces)12 months
  • Upper and lower braces plus retainer (881): 100% of the fee
$2,800 lifetime
Glasses and contact lenses2 months
  • Single vision lenses and frames: 100% of the fee
  • Multifocal lenses and frames: 100% of the fee
$300 a year
Non-PBS prescription medicines2 months
  • Per prescription: $0
$600 a yearShared with Vaccinations
Physiotherapy2 months
  • Initial visit: $50
  • Subsequent visit: $40
$1,300 a yearShared with Chiropractic, Exercise physiology, Osteopathy
Chiropractic2 months
  • Initial visit: $50
  • Subsequent visit: $40
$1,300 a yearShared with Physiotherapy, Exercise physiology, Osteopathy
Podiatry2 months
  • Initial visit: $50
  • Subsequent visit: $50
$750 a yearShared with Psychology, Dietetics, Orthoptics, Occupational therapy, Speech therapy
Psychology2 months
  • Initial visit: $100
  • Subsequent visit: $100
$750 a yearShared with Podiatry, Dietetics, Orthoptics, Occupational therapy, Speech therapy
Acupuncture2 months
  • Initial visit: $35
  • Subsequent visit: $35
$300 a yearShared with Remedial massage, Chinese herbal medicine
Remedial massage2 months
  • Initial visit: $35
  • Subsequent visit: $35
$300 a yearShared with Acupuncture, Chinese herbal medicine
Hearing aids12 months
  • Per hearing aid: 90% of the fee
$600 a yearShared with Blood glucose monitors, Orthotics
Blood glucose monitors12 months
  • Blood glucose monitor: 90% of the fee
$600 a yearShared with Hearing aids, Orthotics
Chinese herbal medicine2 months
  • Initial visit: $35
  • Subsequent visit: $35
$300 a yearShared with Acupuncture, Remedial massage
Dietetics2 months
  • Initial visit: $50
  • Subsequent visit: $50
$750 a yearShared with Podiatry, Psychology, Orthoptics, Occupational therapy, Speech therapy
Exercise physiology2 months
  • Initial visit: $50
  • Subsequent visit: $40
$1,300 a yearShared with Physiotherapy, Chiropractic, Osteopathy
Orthoptics2 months
  • Initial visit: $50
  • Subsequent visit: $50
$750 a yearShared with Podiatry, Psychology, Dietetics, Occupational therapy, Speech therapy
Health management programs2 months
  • Health management program: 90% of the fee
$200 a year
Occupational therapy2 months
  • Initial visit: $75
  • Subsequent visit: $75
$750 a yearShared with Podiatry, Psychology, Dietetics, Orthoptics, Speech therapy
Orthotics12 months
  • Per pair of orthotics: 90% of the fee
$600 a yearShared with Hearing aids, Blood glucose monitors
Osteopathy2 months
  • Initial visit: $50
  • Subsequent visit: $40
$1,300 a yearShared with Physiotherapy, Chiropractic, Exercise physiology
Speech therapy2 months
  • Initial visit: $75
  • Subsequent visit: $75
$750 a yearShared with Podiatry, Psychology, Dietetics, Orthoptics, Occupational therapy
Vaccinations2 months
  • Per vaccination: $0
$600 a yearShared with Non-PBS prescription medicines

Not covered: Audiology (hearing tests), Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental

    No annual limit

  • Major dental, Root canal (endodontics)

    $1,300 a year

  • Orthodontics (braces)

    $2,800 lifetime

  • Glasses and contact lenses

    $300 a year

  • Non-PBS prescription medicines, Vaccinations

    $600 a year

  • Physiotherapy, Chiropractic, Exercise physiology, Osteopathy

    $1,300 a year

  • Podiatry, Psychology, Dietetics, Orthoptics, Occupational therapy, Speech therapy

    $750 a year

  • Acupuncture, Remedial massage, Chinese herbal medicine

    $300 a year

  • Hearing aids, Blood glucose monitors, Orthotics

    $600 a year

    Also includes other services not listed

  • Health management programs

    $200 a year

Insurer's notes (original English)

Product features

Combined limits create flexibility for you to use your limit on what's important to you. Acupuncture and Remedial Massage limits can also be used for other natural therapies, such as Chinese herbalism, myofascial release, therapeutic massage, Swedish massage, myotherapy & nutritionist. Also combined with the Hearing Aid limit is other appliances such as CPAP Machine, nebuliser & spacer devices. Sub-limits apply. Health Management limits include benefits for bowel screening, diabetes membership, weight management, post-natal lactation consultation and gym & fitness benefit (when medically necessary). T&Cs apply.

Other services

In South Australia, get more from your cover by using Health Partners Dental and Optical practices – like 100% back on 2 x dental check-ups (including x-rays) and a mouthguard. Plus, 90% benefit on other general and major dental services, up to your limits. At Health Partners Optical, you get 100% back on your optical limit, and an unlimited 40% benefit once you have reached your limit. 100% back on your optical limit is also available at other recognised optical providers, sub-limit applies. At our participating physios get 100% back on 2 physio visits and 90% thereafter, up to your limit. Save 20% every day on full-price, non-prescription products at over 50 pharmacies across South Australia, which include participating Priceline and TerryWhite Chemmart stores. T&Cs apply.

Special features

Health Partners and participating providers are in SA only. If you attend a Health Partners Dental or participating dental provider, higher benefits and 100% back on 2 x dental check-ups, including x-rays, will apply. General, Major and Endodontic dental benefits are based on the Health Partners schedule of fees. If your provider charges a higher fee, a larger gap payment will apply. 100% back up to your optical limits applies anywhere (sub-limit applies at recognised providers), but at Health Partners Optical you also receive 40% thereafter once limit reached. At Health Partners participating physiotherapists higher benefits apply. T&Cs apply.

Frequently asked questions

How much does Gold Hospital Advantage $750 Excess with Combined Best Extras pay for a scale and clean?
According to government data, Gold Hospital Advantage $750 Excess with Combined Best Extras pays 80% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: No annual limit.
What are the waiting periods for Gold Hospital Advantage $750 Excess with Combined Best Extras?
General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 2 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 12 months, Blood glucose monitors 12 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Health management programs 2 months, Occupational therapy 2 months, Orthotics 12 months, Osteopathy 2 months, Speech therapy 2 months, Vaccinations 2 months.
Can Gold Hospital Advantage $750 Excess with Combined Best Extras be bought on its own?
This product combines hospital and Extras in one policy, with Gold hospital cover.

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