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Silver Hospital Plus Lite $500 Excess with Flex Extras: Body / Wellness

A Hospital + Extras product from Health Partners. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (19)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 60% of the fee Scale and clean (114): 60% of the fee Fluoride (121): 60% of the fee Extraction (322): 60% of the fee	$500 a yearShared with Major dental, Root canal (endodontics)
Major dental	12 months	Full crown, veneered (615): 60% of the fee	$500 a yearShared with General dental, Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): 60% of the fee	$500 a yearShared with General dental, Major dental
Non-PBS prescription medicines	2 months	Per prescription: $0	$200 a yearShared with Vaccinations
Physiotherapy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$400 a yearShared with Chiropractic, Exercise physiology, Osteopathy
Chiropractic	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$400 a yearShared with Physiotherapy, Exercise physiology, Osteopathy
Podiatry	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$200 a yearShared with Psychology, Dietetics, Orthoptics, Health management programs, Occupational therapy, Speech therapy
Psychology	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$200 a yearShared with Podiatry, Dietetics, Orthoptics, Health management programs, Occupational therapy, Speech therapy
Acupuncture	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$200 a yearShared with Remedial massage, Chinese herbal medicine
Remedial massage	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$200 a yearShared with Acupuncture, Chinese herbal medicine
Chinese herbal medicine	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$200 a yearShared with Acupuncture, Remedial massage
Dietetics	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$200 a yearShared with Podiatry, Psychology, Orthoptics, Health management programs, Occupational therapy, Speech therapy
Exercise physiology	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Osteopathy
Orthoptics	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$200 a yearShared with Podiatry, Psychology, Dietetics, Health management programs, Occupational therapy, Speech therapy
Health management programs	2 months	Health management program: 60% of the fee	$200 a yearShared with Podiatry, Psychology, Dietetics, Orthoptics, Occupational therapy, Speech therapy
Occupational therapy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$200 a yearShared with Podiatry, Psychology, Dietetics, Orthoptics, Health management programs, Speech therapy
Osteopathy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Exercise physiology
Speech therapy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$200 a yearShared with Podiatry, Psychology, Dietetics, Orthoptics, Health management programs, Occupational therapy
Vaccinations	2 months	Per vaccination: $0	$200 a yearShared with Non-PBS prescription medicines

Not covered: Orthodontics (braces), Glasses and contact lenses, Hearing aids, Audiology (hearing tests), Orthotics, Blood glucose monitors, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

General dental, Major dental, Root canal (endodontics)
$500 a year
Non-PBS prescription medicines, Vaccinations
$200 a year
Physiotherapy, Chiropractic, Exercise physiology, Osteopathy
$400 a year
Podiatry, Psychology, Dietetics, Orthoptics, Health management programs, Occupational therapy, Speech therapy
$200 a year
Acupuncture, Remedial massage, Chinese herbal medicine
$200 a year

Insurer's notes (original English)

Product features

Flex Extras gives you the flexibility to choose the cover that suits your needs. If your needs change or you’re not using a selected option, you can remove or change it at any time to find the right mix for you. T&Cs apply. Waiting periods, exclusions, limits and conditions may apply.

Other services

In South Australia, get more from your cover with Health Partners providers. Enjoy 60% back on physio visits at participating providers. Plus, save 20% on most full-price non-prescription items at over 50 pharmacies across SA, which include participating Priceline and TerryWhite Chemmart stores. T&Cs apply.

Special features

Health Partners providers are in SA only (Dental, Optical, Physio and Pharmacy). Get more back with Health Partners providers, including 100% back on your first physio visit each year. Plus, access your pharmacy limit and receive 20% discount on most everyday non-prescription items at participating pharmacies. T&Cs apply. Waiting periods, exclusions, limits and conditions may apply.

Frequently asked questions

How much does Silver Hospital Plus Lite $500 Excess with Flex Extras: Body / Wellness pay for a scale and clean?

According to government data, Silver Hospital Plus Lite $500 Excess with Flex Extras: Body / Wellness pays 60% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.

What are the waiting periods for Silver Hospital Plus Lite $500 Excess with Flex Extras: Body / Wellness?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Health management programs 2 months, Occupational therapy 2 months, Osteopathy 2 months, Speech therapy 2 months, Vaccinations 2 months.

Can Silver Hospital Plus Lite $500 Excess with Flex Extras: Body / Wellness be bought on its own?

This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

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