Essentials Plus Pregnancy - Basic Plus $250 Excess
A Hospital + Extras product from nib. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
This product is closed: it no longer accepts new members, but existing members can keep using it.
Services covered (20)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $500 a year |
| Major dental | 12 months |
| $600 a yearShared with Root canal (endodontics) |
| Root canal (endodontics) | 12 months |
| $600 a yearShared with Major dental |
| Orthodontics (braces) | 12 months |
| $300 a year |
| Glasses and contact lenses | 6 months |
| $250 a year |
| Non-PBS prescription medicines | 2 months |
| $300 a year |
| Physiotherapy | 2 months |
| $350 a yearShared with Chiropractic, Exercise physiology, Osteopathy |
| Chiropractic | 2 months |
| $350 a yearShared with Physiotherapy, Exercise physiology, Osteopathy |
| Podiatry | 2 months |
| $300 a yearShared with Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthotics, Speech therapy |
| Psychology | 2 months |
| $200 a year |
| Acupuncture | 2 months |
| $300 a yearShared with Podiatry, Remedial massage, Chinese herbal medicine, Dietetics, Orthotics, Speech therapy |
| Remedial massage | 2 months |
| $300 a yearShared with Podiatry, Acupuncture, Chinese herbal medicine, Dietetics, Orthotics, Speech therapy |
| Antenatal and postnatal care | 2 months |
| $100 a year |
| Chinese herbal medicine | 2 months |
| $300 a yearShared with Podiatry, Acupuncture, Remedial massage, Dietetics, Orthotics, Speech therapy |
| Dietetics | 2 months |
| $300 a yearShared with Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Orthotics, Speech therapy |
| Exercise physiology | 2 months |
| $350 a yearShared with Physiotherapy, Chiropractic, Osteopathy |
| Health management programs | 2 months |
| $150 a year |
| Orthotics | 2 months |
| $300 a yearShared with Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Speech therapy |
| Osteopathy | 2 months |
| $350 a yearShared with Physiotherapy, Chiropractic, Exercise physiology |
| Speech therapy | 2 months |
| $300 a yearShared with Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthotics |
Not covered: Orthoptics, Hearing aids, Audiology (hearing tests), Occupational therapy, Vaccinations, Blood glucose monitors, Home nursing
Annual limits
Services in the same group share one limit.
General dental
$500 a year
Major dental, Root canal (endodontics)
$600 a year
Orthodontics (braces)
$300 a year, $1,500 lifetime
Glasses and contact lenses
$250 a year
Non-PBS prescription medicines
$300 a year
Physiotherapy, Chiropractic, Exercise physiology, Osteopathy
$350 a year
Also includes other services not listed
Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthotics, Speech therapy
$300 a year
Also includes other services not listed
Psychology
$200 a year
Antenatal and postnatal care
$100 a year
Health management programs
$150 a year
Insurer's notes (original English)
Product features
For those who were wanting more cover for things like dental and optical, and were wanting to have kids in the future. Of course, you can see your choice of provider, but by choosing a FirstChoice provider, you may have less to pay towards the cost of your treatment. We’ve created the FirstChoice network to help you access quality healthcare and a better deal for you and your family. We’ve locked in lower costs with our FirstChoice providers, so you can enjoy competitive treatment fees when you visit the dentist or a discount the next time you claim for glasses.
Other services
Myotherapy: combined limit of $300 with acupuncture, Chinese herbalism, dietary advice, orthotics, podiatry, remedial massage ($150 sub-limit) and speech pathology. Healthier Lifestyle includes nib approved weight management, quit smoking and health management programs (gym, personal trainer). Psychology has a sublimit of $150 for Digital Cognitive Behavioural Therapy (CBT). Non-PBS pharmaceuticals have a sub limit of $150 for Weight Management Medication. ---------------------------------------------------------------------------------------------------------------------------------------------------------------- Save on the everyday and more: get access to a range of exciting rewards and discounts on things like groceries, petrol, entertainment, health, wellbeing and more! nib Rewards is our way of helping you live a fun, healthy and rewarding life.
Special features
Benefit paid after current PBS patient contribution deducted
Frequently asked questions
How much does Essentials Plus Pregnancy - Basic Plus $250 Excess pay for a scale and clean?
What are the waiting periods for Essentials Plus Pregnancy - Basic Plus $250 Excess?
Can Essentials Plus Pregnancy - Basic Plus $250 Excess be bought on its own?
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