Skip to main content

Mon–Sat, 9am–7pm (Sydney time)

私保通 Private Care+
Hospital + ExtrasOn sale

Basic Plus Hospital $500 & Mid Extras

A Hospital + Extras product from Peoplecare. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (18)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): 60% of the fee
  • Scale and clean (114): 60% of the fee
  • Fluoride (121): 60% of the fee
  • Extraction (322): 60% of the fee
$750 a year
Major dental12 months
  • Full crown, veneered (615): 60% of the fee
$500 a yearShared with Root canal (endodontics)
Root canal (endodontics)12 months
  • Root canal obturation (417): 60% of the fee
$500 a yearShared with Major dental
Glasses and contact lenses6 months
  • Single vision lenses and frames: $200
  • Multifocal lenses and frames: $200
$200 a year
Non-PBS prescription medicines2 months
  • Per prescription: $60
$300 a yearShared with Vaccinations
Physiotherapy2 months
  • Initial visit: $45
  • Subsequent visit: $45
$350 a yearShared with Exercise physiology, Orthoptics, Occupational therapy
Chiropractic2 months
  • Initial visit: $45
  • Subsequent visit: $45
$350 a yearShared with Osteopathy
Podiatry2 months
  • Initial visit: $40
  • Subsequent visit: $30
$200 a year
Acupuncture2 months
  • Initial visit: $40
  • Subsequent visit: $40
$300 a yearShared with Remedial massage, Chinese herbal medicine, Dietetics
Remedial massage2 months
  • Initial visit: $40
  • Subsequent visit: $40
$300 a yearShared with Acupuncture, Chinese herbal medicine, Dietetics
Chinese herbal medicine2 months
  • Initial visit: $40
  • Subsequent visit: $40
$300 a yearShared with Acupuncture, Remedial massage, Dietetics
Dietetics2 months
  • Initial visit: $40
  • Subsequent visit: $40
$300 a yearShared with Acupuncture, Remedial massage, Chinese herbal medicine
Exercise physiology2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$350 a yearShared with Physiotherapy, Orthoptics, Occupational therapy
Orthoptics2 months
  • Initial visit: $43
  • Subsequent visit: $33
$350 a yearShared with Physiotherapy, Exercise physiology, Occupational therapy
Health management programs6 months
  • Health management program: 60% of the fee
$150 a year
Occupational therapy2 months
  • Initial visit: $43
  • Subsequent visit: $33
$350 a yearShared with Physiotherapy, Exercise physiology, Orthoptics
Osteopathy2 months
  • Initial visit: $45
  • Subsequent visit: $45
$350 a yearShared with Chiropractic
Vaccinations2 months
  • Per vaccination: $60
$300 a yearShared with Non-PBS prescription medicines

Not covered: Orthodontics (braces), Hearing aids, Audiology (hearing tests), Orthotics, Psychology, Speech therapy, Blood glucose monitors, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental

    $750 a year

  • Major dental, Root canal (endodontics)

    $500 a year

  • Glasses and contact lenses

    $200 a year

  • Non-PBS prescription medicines, Vaccinations

    $300 a year

  • Physiotherapy, Exercise physiology, Orthoptics, Occupational therapy

    $350 a year

    Also includes other services not listed

  • Chiropractic, Osteopathy

    $350 a year

  • Podiatry

    $200 a year

  • Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics

    $300 a year

    Also includes other services not listed

  • Health management programs

    $150 a year

Frequently asked questions

How much does Basic Plus Hospital $500 & Mid Extras pay for a scale and clean?
According to government data, Basic Plus Hospital $500 & Mid Extras pays 60% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $750 a year.
What are the waiting periods for Basic Plus Hospital $500 & Mid Extras?
General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Acupuncture 2 months, Remedial massage 2 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Health management programs 6 months, Occupational therapy 2 months, Osteopathy 2 months, Vaccinations 2 months.
Can Basic Plus Hospital $500 & Mid Extras be bought on its own?
This product combines hospital and Extras in one policy, with Basic Plus hospital cover.

Already have Extras? Make the most of your limits

Tell us your insurer and product name. We'll help you see what you can claim and find providers who speak your language and offer on-the-spot HICAPS claims.

Free matching

Are you making the most of your Extras?