Skip to main content

Mon–Sat, 9am–7pm (Sydney time)

私保通 Private Care+
Hospital + ExtrasClosed

Gold Hospital $250 & Flex Up Extras

A Hospital + Extras product from Peoplecare. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (15)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): 60% of the fee
  • Scale and clean (114): 60% of the fee
  • Fluoride (121): 60% of the fee
  • Extraction (322): 60% of the fee
$1,000 a yearShared with Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Occupational therapy, Osteopathy
Major dental12 months
  • Full crown, veneered (615): 60% of the fee
$1,000 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Occupational therapy, Osteopathy
Root canal (endodontics)12 months
  • Root canal obturation (417): 60% of the fee
$1,000 a yearShared with General dental, Major dental, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Occupational therapy, Osteopathy
Glasses and contact lenses6 months
  • Single vision lenses and frames: $200
  • Multifocal lenses and frames: $200
$200 a year
Physiotherapy2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Occupational therapy, Osteopathy
Chiropractic2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Occupational therapy, Osteopathy
Psychology2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Occupational therapy, Osteopathy
Acupuncture2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Occupational therapy, Osteopathy
Remedial massage2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Occupational therapy, Osteopathy
Chinese herbal medicine2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Dietetics, Exercise physiology, Health management programs, Occupational therapy, Osteopathy
Dietetics2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Health management programs, Occupational therapy, Osteopathy
Exercise physiology2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Health management programs, Occupational therapy, Osteopathy
Health management programs6 months
  • Health management program: 60% of the fee
$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Occupational therapy, Osteopathy
Occupational therapy2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Osteopathy
Osteopathy2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$1,000 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Occupational therapy

Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Speech therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Occupational therapy, Osteopathy

    $1,000 a year

  • Glasses and contact lenses

    $200 a year

Frequently asked questions

How much does Gold Hospital $250 & Flex Up Extras pay for a scale and clean?
According to government data, Gold Hospital $250 & Flex Up Extras pays 60% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $1,000 a year.
What are the waiting periods for Gold Hospital $250 & Flex Up Extras?
General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Health management programs 6 months, Occupational therapy 2 months, Osteopathy 2 months.
Can Gold Hospital $250 & Flex Up Extras be bought on its own?
This product combines hospital and Extras in one policy, with Gold hospital cover.

Already have Extras? Make the most of your limits

Tell us your insurer and product name. We'll help you see what you can claim and find providers who speak your language and offer on-the-spot HICAPS claims.

Free matching

Are you making the most of your Extras?