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Mon–Sat, 9am–7pm (Sydney time)

私保通 Private Care+
Extras-onlyClosed

75% Extras

A Extras-only product from see-u by HBF. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (23)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): 75% of the fee
  • Scale and clean (114): 75% of the fee
  • Fluoride (121): 75% of the fee
$1,500 a year
Major dental12 months
  • Extraction (322): 75% of the fee
  • Full crown, veneered (615): 75% of the fee
$800 a yearShared with Root canal (endodontics), Orthodontics (braces)
Root canal (endodontics)12 months
  • Root canal obturation (417): 75% of the fee
$800 a yearShared with Major dental, Orthodontics (braces)
Orthodontics (braces)12 months
  • Upper and lower braces plus retainer (881): 75% of the fee
$800 a yearShared with Major dental, Root canal (endodontics)
Glasses and contact lenses6 months
  • Single vision lenses and frames: 100% of the fee
  • Multifocal lenses and frames: 100% of the fee
$225 a year
Non-PBS prescription medicines2 months
  • Per prescription: 75% of the fee
$500 a yearShared with Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aids, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Speech therapy
Physiotherapy2 months
  • Initial visit: 75% of the fee
  • Subsequent visit: 75% of the fee
$700 a yearShared with Chiropractic, Health management programs, Osteopathy
Chiropractic2 months
  • Initial visit: 75% of the fee
  • Subsequent visit: 75% of the fee
$700 a yearShared with Physiotherapy, Health management programs, Osteopathy
Podiatry2 months
  • Initial visit: 75% of the fee
  • Subsequent visit: 75% of the fee
$500 a yearShared with Non-PBS prescription medicines, Psychology, Acupuncture, Remedial massage, Hearing aids, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Speech therapy
Psychology2 months
  • Initial visit: 75% of the fee
  • Subsequent visit: 75% of the fee
$500 a yearShared with Non-PBS prescription medicines, Podiatry, Acupuncture, Remedial massage, Hearing aids, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Speech therapy
Acupuncture2 months
  • Initial visit: 75% of the fee
  • Subsequent visit: 75% of the fee
$500 a yearShared with Non-PBS prescription medicines, Podiatry, Psychology, Remedial massage, Hearing aids, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Speech therapy
Remedial massage2 months
  • Initial visit: 75% of the fee
  • Subsequent visit: 75% of the fee
$500 a yearShared with Non-PBS prescription medicines, Podiatry, Psychology, Acupuncture, Hearing aids, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Speech therapy
Hearing aids12 months
  • Per hearing aid: 75% of the fee
$500 a yearShared with Non-PBS prescription medicines, Podiatry, Psychology, Acupuncture, Remedial massage, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Speech therapy
Blood glucose monitors12 months
  • Blood glucose monitor: 75% of the fee
$500 a yearShared with Non-PBS prescription medicines, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aids, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Speech therapy
Chinese herbal medicine2 months
  • Initial visit: 75% of the fee
  • Subsequent visit: 75% of the fee
$500 a yearShared with Non-PBS prescription medicines, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aids, Blood glucose monitors, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Speech therapy
Dietetics2 months
  • Initial visit: 75% of the fee
  • Subsequent visit: 75% of the fee
$500 a yearShared with Non-PBS prescription medicines, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aids, Blood glucose monitors, Chinese herbal medicine, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Speech therapy
Exercise physiology2 months
  • Initial visit: 75% of the fee
  • Subsequent visit: 75% of the fee
$500 a yearShared with Non-PBS prescription medicines, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aids, Blood glucose monitors, Chinese herbal medicine, Dietetics, Orthoptics, Occupational therapy, Orthotics, Speech therapy
Orthoptics2 months
  • Initial visit: 75% of the fee
  • Subsequent visit: 75% of the fee
$500 a yearShared with Non-PBS prescription medicines, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aids, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Occupational therapy, Orthotics, Speech therapy
Health management programs6 months
  • Health management program: 75% of the fee
$700 a yearShared with Physiotherapy, Chiropractic, Osteopathy
Occupational therapy2 months
  • Initial visit: 75% of the fee
  • Subsequent visit: 75% of the fee
$500 a yearShared with Non-PBS prescription medicines, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aids, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Orthotics, Speech therapy
Orthotics12 months
  • Per pair of orthotics: 75% of the fee
$500 a yearShared with Non-PBS prescription medicines, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aids, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Speech therapy
Osteopathy2 months
  • Initial visit: 75% of the fee
  • Subsequent visit: 75% of the fee
$700 a yearShared with Physiotherapy, Chiropractic, Health management programs
Speech therapy2 months
  • Initial visit: 75% of the fee
  • Subsequent visit: 75% of the fee
$500 a yearShared with Non-PBS prescription medicines, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aids, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics

Not covered: Audiology (hearing tests), Vaccinations, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental

    $1,500 a year

  • Major dental, Root canal (endodontics), Orthodontics (braces)

    $800 a year

  • Glasses and contact lenses

    $225 a year

  • Non-PBS prescription medicines, Podiatry, Psychology, Acupuncture, Remedial massage, Hearing aids, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Speech therapy

    $500 a year

  • Physiotherapy, Chiropractic, Health management programs, Osteopathy

    $700 a year

Insurer's notes (original English)

Other services

75% Extras also includes cover for: Western Herbal Medicine, Naturopathy, Yoga, Pilates, Tai Chi, Shiatsu, and Alexander Technique (waiting period 2 months for all services, 75% benefit up to combined limit for all services - see non-PBS Pharmaceuticals). $300 sub-limit applies for Remedial Massage, Myotherapy and Shiatsu. This product also includes coverage for Counselling consultations under the Psychology limit. *Benefit replacement periods may apply to some Health Aids and Appliances - see insurer for details

Frequently asked questions

How much does 75% Extras pay for a scale and clean?
According to government data, 75% Extras pays 75% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $1,500 a year.
What are the waiting periods for 75% Extras?
General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 12 months, Blood glucose monitors 12 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Health management programs 6 months, Occupational therapy 2 months, Orthotics 12 months, Osteopathy 2 months, Speech therapy 2 months.
Can 75% Extras be bought on its own?
Yes. This product doesn't need to be held with hospital cover.

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