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私保通 Private Care+
Extras-onlyClosed

Mid Extras Only

A Extras-only product from see-u by HBF. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (23)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $29
  • Scale and clean (114): $59
  • Fluoride (121): $20
$1,000 a yearShared with Major dental, Root canal (endodontics)
Major dental12 months
  • Extraction (322): $142
  • Full crown, veneered (615): $874
$1,000 a yearShared with General dental, Root canal (endodontics)
Root canal (endodontics)12 months
  • Root canal obturation (417): $161
$1,000 a yearShared with General dental, Major dental
Orthodontics (braces)12 months
  • Upper and lower braces plus retainer (881): 100% of the fee
$520 a year
Glasses and contact lenses6 months
  • Single vision lenses and frames: 100% of the fee
  • Multifocal lenses and frames: 100% of the fee
$200 a year
Non-PBS prescription medicines2 months
  • Per prescription: $25
$300 a year
Physiotherapy2 months
  • Initial visit: $39
  • Subsequent visit: $33
$450 a year
Chiropractic2 months
  • Initial visit: $37
  • Subsequent visit: $26
$250 a yearShared with Osteopathy
Podiatry2 months
  • Initial visit: $31
  • Subsequent visit: $25
$350 a yearShared with Orthotics
Psychology2 months
  • Initial visit: $77
  • Subsequent visit: $60
$250 a yearShared with Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Speech therapy
Acupuncture2 months
  • Initial visit: $37
  • Subsequent visit: $26
$200 a yearShared with Remedial massage, Chinese herbal medicine
Remedial massage2 months
  • Initial visit: $26
  • Subsequent visit: $26
$200 a yearShared with Acupuncture, Chinese herbal medicine
Hearing aids24 months
  • Per hearing aid: 100% of the fee
$800 a year
Blood glucose monitors12 months
  • Blood glucose monitor: 60% of the fee
$400 a year
Chinese herbal medicine2 months
  • Initial visit: $26
  • Subsequent visit: $26
$200 a yearShared with Acupuncture, Remedial massage
Dietetics2 months
  • Initial visit: $49
  • Subsequent visit: $28
$250 a yearShared with Psychology, Exercise physiology, Orthoptics, Occupational therapy, Speech therapy
Exercise physiology2 months
  • Initial visit: $46
  • Subsequent visit: $46
$250 a yearShared with Psychology, Dietetics, Orthoptics, Occupational therapy, Speech therapy
Orthoptics2 months
  • Initial visit: $48
  • Subsequent visit: $48
$250 a yearShared with Psychology, Dietetics, Exercise physiology, Occupational therapy, Speech therapy
Health management programs6 months
  • Health management program: 60% of the fee
$100 a year
Occupational therapy2 months
  • Initial visit: $57
  • Subsequent visit: $36
$250 a yearShared with Psychology, Dietetics, Exercise physiology, Orthoptics, Speech therapy
Orthotics12 months
  • Per pair of orthotics: 60% of the fee
$350 a yearShared with Podiatry
Osteopathy2 months
  • Initial visit: $37
  • Subsequent visit: $26
$250 a yearShared with Chiropractic
Speech therapy2 months
  • Initial visit: $78
  • Subsequent visit: $37
$250 a yearShared with Psychology, Dietetics, Exercise physiology, Orthoptics, Occupational therapy

Not covered: Audiology (hearing tests), Vaccinations, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental, Major dental, Root canal (endodontics)

    $1,000 a year

  • Glasses and contact lenses

    $200 a year

  • Non-PBS prescription medicines

    $300 a year

  • Physiotherapy

    $450 a year

  • Chiropractic, Osteopathy

    $250 a year

  • Podiatry, Orthotics

    $350 a year

    Also includes other services not listed

  • Psychology, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Speech therapy

    $250 a year

    Also includes other services not listed

  • Acupuncture, Remedial massage, Chinese herbal medicine

    $200 a year

    Also includes other services not listed

  • Hearing aids

    $800 a year, 1 per 5 years

  • Blood glucose monitors

    $400 a year, 1 per 3 years

    Also includes other services not listed

  • Orthodontics (braces)

    $520 a year

  • Health management programs

    $100 a year

Insurer's notes (original English)

Other services

Mid Extras Only also includes cover for: Western Herbal Medicine (waiting period 2 months, $26 benefit up to combined limit - see Acupuncture), Naturopathy (waiting period 2 months, $26 benefit up to combined limit - see Acupuncture), Yoga (waiting period 2 months, $26 benefit for consultations, $9 benefit for group classes up to combined limit - see Acupuncture), Pilates (waiting period 2 months, $26 benefit for consultations, $9 benefit for group classes up to combined limit - see Acupuncture), Tai Chi (waiting period 2 months, $26 benefit up to combined limit - see Acupuncture), Shiatsu (waiting period 2 months, $26 benefit up to combined limit - see Acupuncture) and Alexander Technique (waiting period 2 months, $26 benefit for consultations, $9 benefit for group classes up to combined limit - see Acupuncture). This product also includes coverage for Counselling consultations under the Psychology limit. *Benefit replacement periods may apply to some Health Aids and Appliances - see insurer for details

Special features

For residents of all states benefits are payable for emergency ambulance transport costs occurring anywhere within Australia (including aerial ambulance) or where the use of an ambulance is directed by a hospital/medical practitioner due to the seriousness of a customer's condition. State government schemes operate in QLD and Tas.

Frequently asked questions

How much does Mid Extras Only pay for a scale and clean?
According to government data, Mid Extras Only pays up to $59 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $1,000 a year.
What are the waiting periods for Mid Extras Only?
General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 24 months, Blood glucose monitors 12 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Health management programs 6 months, Occupational therapy 2 months, Orthotics 12 months, Osteopathy 2 months, Speech therapy 2 months.
Can Mid Extras Only be bought on its own?
Yes. This product doesn't need to be held with hospital cover.

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