Extras-onlyOn sale

Lifestyle Extras

A Extras-only product from ahm. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (16)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	No waiting period	Periodic exam (012): $34.65 Scale and clean (114): $74.45 Fluoride (121): $25.50 Extraction (322): $99	$500 a year
Major dental	12 months	Full crown, veneered (615): $510	$750 a year
Root canal (endodontics)	12 months	Root canal obturation (417): $120.55	$600 a year
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 100% of the fee	$600 a year
Glasses and contact lenses	No waiting period	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$200 a year
Non-PBS prescription medicines	No waiting period	Per prescription: $50	$350 a year
Physiotherapy	No waiting period	Initial visit: $42 Subsequent visit: $32	$350 a year
Chiropractic	No waiting period	Initial visit: $42 Subsequent visit: $32	$350 a year
Psychology	No waiting period	Initial visit: $71 Subsequent visit: $45	$250 a year
Acupuncture	No waiting period	Initial visit: $26 Subsequent visit: $26	$400 a yearShared with Remedial massage, Chinese herbal medicine, Exercise physiology
Remedial massage	No waiting period	Initial visit: $31 Subsequent visit: $31	$400 a yearShared with Acupuncture, Chinese herbal medicine, Exercise physiology
Chinese herbal medicine	No waiting period	Initial visit: $26 Subsequent visit: $26	$400 a yearShared with Acupuncture, Remedial massage, Exercise physiology
Dietetics	No waiting period	Initial visit: $45 Subsequent visit: $30	$400 a year
Exercise physiology	No waiting period	Initial visit: $26 Subsequent visit: $26	$400 a yearShared with Acupuncture, Remedial massage, Chinese herbal medicine
Health management programs	No waiting period	Health management program: $15	$250 a year
Osteopathy	No waiting period	Initial visit: $42 Subsequent visit: $32	$350 a year

Not covered: Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Speech therapy, Occupational therapy, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$500 a year
Major dental
$750 a year
Root canal (endodontics)
$600 a year
Also includes other services not listed
Orthodontics (braces)
$600 a year, $1,800 lifetime
Glasses and contact lenses
$200 a year
Non-PBS prescription medicines
$350 a year
Physiotherapy
$350 a year
Chiropractic
$350 a year
Psychology
$250 a year
Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology
$400 a year
Also includes other services not listed
Dietetics
$400 a year
Health management programs
$250 a year
Osteopathy
$350 a year

Insurer's notes (original English)

Other services

This cover also includes Hypnotherapy ($71 for initial consultations and $45 for subsequent consultations) and Health Improvement benefits including: Yoga, Pilates, Quit Smoking, Disease management association fees, Cancer Council UV products, Stress management courses, Preventative tests, scans and screenings, Health checks and Exercise classes. This product also includes unlimited emergency ambulance and Counselling services. Conditions and annual limits apply. Please refer to product guide for more details.

Frequently asked questions

How much does Lifestyle Extras pay for a scale and clean?

According to government data, Lifestyle Extras pays up to $74.45 per scale and clean (114), with a No waiting period general dental waiting period. General dental annual limit: $500 a year.

What are the waiting periods for Lifestyle Extras?

General dental No waiting period, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses No waiting period, Non-PBS prescription medicines No waiting period, Physiotherapy No waiting period, Chiropractic No waiting period, Psychology No waiting period, Acupuncture No waiting period, Remedial massage No waiting period, Chinese herbal medicine No waiting period, Dietetics No waiting period, Exercise physiology No waiting period, Health management programs No waiting period, Osteopathy No waiting period.

Can Lifestyle Extras be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

Already have Extras? Make the most of your limits

Tell us your insurer and product name. We'll help you see what you can claim and find providers who speak your language and offer on-the-spot HICAPS claims.

Free matching