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私保通 Private Care+
Extras-onlyClosed

Saver Extras

A Extras-only product from HBF. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (13)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $37.50
  • Scale and clean (114): $73.50
  • Fluoride (121): $18.75
  • Extraction (322): $81
$500 a year
Major dental12 months
  • Full crown, veneered (615): $495
$500 a yearShared with Root canal (endodontics)
Root canal (endodontics)12 months
  • Root canal obturation (417): $80
$500 a yearShared with Major dental
Glasses and contact lenses2 months
  • Single vision lenses and frames: $160
  • Multifocal lenses and frames: $160
$364 a year
Non-PBS prescription medicines2 months
  • Per prescription: $200
$200 a year
Physiotherapy2 months
  • Initial visit: $36
  • Subsequent visit: $32
$350 a year
Chiropractic2 months
  • Initial visit: $40
  • Subsequent visit: $23
$350 a yearShared with Osteopathy
Podiatry2 months
  • Initial visit: $28
  • Subsequent visit: $26
Not stated
Acupuncture2 months
  • Initial visit: $29
  • Subsequent visit: $29
$300 a yearShared with Remedial massage
Remedial massage2 months
  • Initial visit: $29
  • Subsequent visit: $29
$300 a yearShared with Acupuncture
Health management programs2 months
  • Health management program: 60% of the fee
$200 a year
Orthotics12 months
  • Per pair of orthotics: $240
Not stated
Osteopathy2 months
  • Initial visit: $33
  • Subsequent visit: $29
$350 a yearShared with Chiropractic

Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Chinese herbal medicine, Psychology, Dietetics, Speech therapy, Occupational therapy, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental

    $500 a year

  • Major dental, Root canal (endodontics)

    $500 a year

  • Glasses and contact lenses

    $364 a year

  • Non-PBS prescription medicines

    $200 a year

  • Physiotherapy

    $350 a year

  • Chiropractic, Osteopathy

    $350 a year

  • Podiatry

    10 per year

  • Health management programs

    $200 a year

  • Orthotics

    Not stated

  • Acupuncture, Remedial massage

    $300 a year

    Also includes other services not listed

Insurer's notes (original English)

Other services

Saver Extras also includes cover for: Myotherapy (waiting period 2 months, $29 initial or subsequent visit up to combined limit with Remedial Massage and Acupuncture). **Note: Health Management/Healthy Lifestyle – initial visit for Strength for Life is $27 up to combined limit listed.

Special features

Before a benefit is payable on an eligible Pharmacy item, a co-payment amount reasonably determined by HBF is deducted from the cost of each script.

Frequently asked questions

How much does Saver Extras pay for a scale and clean?
According to government data, Saver Extras pays up to $73.50 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.
What are the waiting periods for Saver Extras?
General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 2 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Acupuncture 2 months, Remedial massage 2 months, Health management programs 2 months, Orthotics 12 months, Osteopathy 2 months.
Can Saver Extras be bought on its own?
Yes. This product doesn't need to be held with hospital cover.

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