Healthmate Starter Silver Plus
A Hospital + Extras product from HCF. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
This product is closed: it no longer accepts new members, but existing members can keep using it.
Services covered (16)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $400 a year |
| Major dental | 12 months |
| No annual limit |
| Glasses and contact lenses | 2 months |
| $180 a year |
| Physiotherapy | 2 months |
| $500 a yearShared with Dietetics, Orthoptics, Occupational therapy, Speech therapy |
| Chiropractic | 2 months |
| $330 a yearShared with Osteopathy |
| Podiatry | 2 months |
| $150 a year |
| Acupuncture | 2 months |
| $250 a yearShared with Remedial massage, Chinese herbal medicine |
| Remedial massage | 2 months |
| $250 a yearShared with Acupuncture, Chinese herbal medicine |
| Chinese herbal medicine | 2 months |
| $250 a yearShared with Acupuncture, Remedial massage |
| Dietetics | 2 months |
| $500 a yearShared with Physiotherapy, Orthoptics, Occupational therapy, Speech therapy |
| Orthoptics | 2 months |
| $500 a yearShared with Physiotherapy, Dietetics, Occupational therapy, Speech therapy |
| Health management programs | 2 months |
| $100 a year |
| Occupational therapy | 2 months |
| $500 a yearShared with Physiotherapy, Dietetics, Orthoptics, Speech therapy |
| Osteopathy | 2 months |
| $330 a yearShared with Chiropractic |
| Speech therapy | 2 months |
| $500 a yearShared with Physiotherapy, Dietetics, Orthoptics, Occupational therapy |
| Vaccinations | 2 months |
| $100 a year |
Not covered: Root canal (endodontics), Orthodontics (braces), Hearing aids, Audiology (hearing tests), Exercise physiology, Orthotics, Psychology, Non-PBS prescription medicines, Blood glucose monitors, Antenatal and postnatal care, Home nursing
Annual limits
Services in the same group share one limit.
General dental
$400 a year
Glasses and contact lenses
$180 a year
Physiotherapy, Dietetics, Orthoptics, Occupational therapy, Speech therapy
$500 a year
Chiropractic, Osteopathy
$330 a year
Podiatry
$150 a year
Acupuncture, Remedial massage, Chinese herbal medicine
$250 a year
Health management programs
$100 a year
Vaccinations
$100 a year
Major dental
No annual limit
Insurer's notes (original English)
Product features
Health Dollars Loyalty Rewards accrue for 4 years up to a max of $100 per person /$200 per family policy, per year. These can be used to reduce hospital excess or top up current extras benefits
Other services
$400 combined limit per person per year ($800 per policy) for General dental includes Extractions, Basic Restoration and other restoration services and some general and some miscellaneous services. Vaccinations covers travel vaccines on HCFs approved pharmacy list only. Lower benefits apply for some services after the 15th visit. HCF-approved Online Cognitive Behavioural Therapy courses with a separate annual limit per person/ per policy.
Special features
Includes 100% back on 2 dental check-ups, and 100% back on an initial physio, chiro, osteo and podiatry consult, at participating providers and subject to annual limits.
Frequently asked questions
How much does Healthmate Starter Silver Plus pay for a scale and clean?
What are the waiting periods for Healthmate Starter Silver Plus?
Can Healthmate Starter Silver Plus be bought on its own?
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