Hospital + ExtrasOn sale

SILVER+ Excess 3 $750 Hospital & Hunter Extras (Single)

A Hospital + Extras product from Hunter Health Insurance. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (24)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 100% of the fee Scale and clean (114): 100% of the fee Fluoride (121): $25 Extraction (322): $125	Not stated
Major dental	12 months	Full crown, veneered (615): $800	$850 a year
Root canal (endodontics)	2 months	Root canal obturation (417): $125	No annual limit
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): $2,400	$400 a year
Glasses and contact lenses	2 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$299 a year
Non-PBS prescription medicines	2 months	Per prescription: $70	$700 a yearShared with Vaccinations
Physiotherapy	2 months	Initial visit: $40 Subsequent visit: $36	$700 a yearShared with Occupational therapy, Speech therapy
Chiropractic	2 months	Initial visit: $26 Subsequent visit: $22	$480 a yearShared with Podiatry, Psychology, Acupuncture, Remedial massage, Dietetics, Exercise physiology, Osteopathy
Podiatry	2 months	Initial visit: $26 Subsequent visit: $22	$480 a yearShared with Chiropractic, Psychology, Acupuncture, Remedial massage, Dietetics, Exercise physiology, Osteopathy
Psychology	2 months	Initial visit: $38 Subsequent visit: $38	$480 a yearShared with Chiropractic, Podiatry, Acupuncture, Remedial massage, Dietetics, Exercise physiology, Osteopathy
Acupuncture	2 months	Initial visit: $35 Subsequent visit: $35	$480 a yearShared with Chiropractic, Podiatry, Psychology, Remedial massage, Dietetics, Exercise physiology, Osteopathy
Remedial massage	2 months	Initial visit: $40 Subsequent visit: $40	$480 a yearShared with Chiropractic, Podiatry, Psychology, Acupuncture, Dietetics, Exercise physiology, Osteopathy
Hearing aids	12 months	Per hearing aid: 75% of the fee	$750 a year
Blood glucose monitors	12 months	Blood glucose monitor: 75% of the fee	$100 a year
Antenatal and postnatal care	2 months	Initial visit: $15 Subsequent visit: $15	$150 a year
Dietetics	No waiting period	Initial visit: $26	$480 a yearShared with Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Exercise physiology, Osteopathy
Exercise physiology	2 months	Initial visit: $26 Subsequent visit: $26	$480 a yearShared with Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Dietetics, Osteopathy
Health management programs	2 months	Health management program: $50	$100 a year
Home nursing	2 months	Initial visit: $16 Subsequent visit: $16	Not stated
Occupational therapy	2 months	Initial visit: $28 Subsequent visit: $28	$700 a yearShared with Physiotherapy, Speech therapy
Orthotics	12 months	Per pair of orthotics: 75% of the fee	$150 a year
Osteopathy	2 months	Initial visit: $26 Subsequent visit: $22	$480 a yearShared with Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Dietetics, Exercise physiology
Speech therapy	2 months	Initial visit: $28 Subsequent visit: $32	$700 a yearShared with Physiotherapy, Occupational therapy
Vaccinations	2 months	Per vaccination: $70	$700 a yearShared with Non-PBS prescription medicines

Not covered: Orthoptics, Audiology (hearing tests), Chinese herbal medicine

Annual limits

Services in the same group share one limit.

General dental
Not stated
Major dental
$850 a year
Root canal (endodontics)
No annual limit
Orthodontics (braces)
$400 a year, $2,400 lifetime
Glasses and contact lenses
$299 a year
Non-PBS prescription medicines, Vaccinations
$700 a year
Physiotherapy, Occupational therapy, Speech therapy
$700 a year
Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Dietetics, Exercise physiology, Osteopathy
$480 a year
Hearing aids
$750 a year
Blood glucose monitors
$100 a year
Antenatal and postnatal care
$150 a year
Health management programs
$100 a year
Home nursing
Not stated
Orthotics
$150 a year

Insurer's notes (original English)

Other services

CSIRO Total Wellbeing Diet $299 1 Per Membership Per Year

Frequently asked questions

How much does SILVER+ Excess 3 $750 Hospital & Hunter Extras (Single) pay for a scale and clean?

According to government data, SILVER+ Excess 3 $750 Hospital & Hunter Extras (Single) pays 100% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: Not stated.

What are the waiting periods for SILVER+ Excess 3 $750 Hospital & Hunter Extras (Single)?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 2 months, Orthodontics (braces) 12 months, Glasses and contact lenses 2 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 12 months, Blood glucose monitors 12 months, Antenatal and postnatal care 2 months, Dietetics No waiting period, Exercise physiology 2 months, Health management programs 2 months, Home nursing 2 months, Occupational therapy 2 months, Orthotics 12 months, Osteopathy 2 months, Speech therapy 2 months, Vaccinations 2 months.

Can SILVER+ Excess 3 $750 Hospital & Hunter Extras (Single) be bought on its own?

This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

Already have Extras? Make the most of your limits

Tell us your insurer and product name. We'll help you see what you can claim and find providers who speak your language and offer on-the-spot HICAPS claims.

Free matching