Hospital + ExtrasOn sale

SILVER+ Excess 3 $750 Hospital & Premium Extras (Single)

A Hospital + Extras product from Hunter Health Insurance. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (23)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 100% of the fee Scale and clean (114): 100% of the fee Fluoride (121): $25 Extraction (322): $110	Not stated
Major dental	12 months	Full crown, veneered (615): $800	$1,100 a year
Root canal (endodontics)	12 months	Root canal obturation (417): $150	No annual limit
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): $2,500	$600 a year
Glasses and contact lenses	2 months	Single vision lenses and frames: $210 Multifocal lenses and frames: $290	$290 a year
Non-PBS prescription medicines	2 months	Per prescription: $70	$700 a year
Physiotherapy	2 months	Initial visit: $55 Subsequent visit: $45	$700 a yearShared with Occupational therapy, Speech therapy
Chiropractic	2 months	Initial visit: $40 Subsequent visit: $35	$600 a yearShared with Podiatry, Psychology, Acupuncture, Remedial massage, Dietetics, Exercise physiology, Osteopathy
Podiatry	2 months	Initial visit: $45 Subsequent visit: $40	$600 a yearShared with Chiropractic, Psychology, Acupuncture, Remedial massage, Dietetics, Exercise physiology, Osteopathy
Psychology	2 months	Initial visit: $50 Subsequent visit: $50	$600 a yearShared with Chiropractic, Podiatry, Acupuncture, Remedial massage, Dietetics, Exercise physiology, Osteopathy
Acupuncture	2 months	Initial visit: $40 Subsequent visit: $40	$600 a yearShared with Chiropractic, Podiatry, Psychology, Remedial massage, Dietetics, Exercise physiology, Osteopathy
Remedial massage	2 months	Initial visit: $50 Subsequent visit: $30	$600 a yearShared with Chiropractic, Podiatry, Psychology, Acupuncture, Dietetics, Exercise physiology, Osteopathy
Hearing aids	36 months	Per hearing aid: $625	$750 a year
Blood glucose monitors	12 months	Blood glucose monitor: 75% of the fee	$500 a year
Antenatal and postnatal care	2 months	Initial visit: $25	$250 a year
Dietetics	2 months	Initial visit: $35	$600 a yearShared with Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Exercise physiology, Osteopathy
Exercise physiology	2 months	Initial visit: $26 Subsequent visit: $22	$600 a yearShared with Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Dietetics, Osteopathy
Health management programs	2 months	Health management program: $65	$65 a year
Home nursing	2 months	Initial visit: $35	$950 a year
Occupational therapy	2 months	Initial visit: $35	$700 a yearShared with Physiotherapy, Speech therapy
Orthotics	2 months	Per pair of orthotics: 75% of the fee	$200 a year
Osteopathy	2 months	Initial visit: $35 Subsequent visit: $30	$600 a yearShared with Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Dietetics, Exercise physiology
Speech therapy	2 months	Initial visit: $35 Subsequent visit: $40	$700 a yearShared with Physiotherapy, Occupational therapy

Not covered: Orthoptics, Audiology (hearing tests), Chinese herbal medicine, Vaccinations

Annual limits

Services in the same group share one limit.

General dental
Not stated
Major dental
$1,100 a year
Root canal (endodontics)
No annual limit
Orthodontics (braces)
$600 a year, $2,500 lifetime
Glasses and contact lenses
$290 a year
Non-PBS prescription medicines
$700 a year
Physiotherapy, Occupational therapy, Speech therapy
$700 a year
Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Dietetics, Exercise physiology, Osteopathy
$600 a year
Hearing aids
$750 a year
Also includes other services not listed
Blood glucose monitors
$500 a year, 1 per year
Also includes other services not listed
Antenatal and postnatal care
$250 a year
Health management programs
$65 a year
Orthotics
$200 a year
Home nursing
$950 a year

Insurer's notes (original English)

Product features

Orthodontic is paid at 75% of account in current year to max $600.00 with $250.00 per year accumulated up to a maximum benefit of $2500.00 per person per lifetime.

Other services

Does not include treatment for: Alexander technique; Aromatherapy; Bowen therapy; Buteyko; Feldenkrais; Western herbalism; homeopathy; iridology; kinesiology; naturopathy; Pilates; reflexology; Rolfing; Shiatsu; Tai chi; Yoga CSIRO Total Wellbeing Diet $60 Per Year Per Membership

Special features

Ambulance cover is only available if taken with a Hospital Cover

Frequently asked questions

How much does SILVER+ Excess 3 $750 Hospital & Premium Extras (Single) pay for a scale and clean?

According to government data, SILVER+ Excess 3 $750 Hospital & Premium Extras (Single) pays 100% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: Not stated.

What are the waiting periods for SILVER+ Excess 3 $750 Hospital & Premium Extras (Single)?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 2 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 36 months, Blood glucose monitors 12 months, Antenatal and postnatal care 2 months, Dietetics 2 months, Exercise physiology 2 months, Health management programs 2 months, Home nursing 2 months, Occupational therapy 2 months, Orthotics 2 months, Osteopathy 2 months, Speech therapy 2 months.

Can SILVER+ Excess 3 $750 Hospital & Premium Extras (Single) be bought on its own?

This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

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