Skip to main content

Mon–Sat, 9am–7pm (Sydney time)

私保通 Private Care+
Extras-onlyClosed

Intermediate Ancillary

A Extras-only product from Latrobe Health Services. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (21)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $26
  • Scale and clean (114): $50
  • Fluoride (121): $19.50
  • Extraction (322): $88
$900 a yearShared with Root canal (endodontics)
Major dental12 months
  • Full crown, veneered (615): $456
$600 a year
Root canal (endodontics)2 months
  • Root canal obturation (417): $93.10
$900 a yearShared with General dental
Glasses and contact lenses2 months
  • Single vision lenses and frames: $150
  • Multifocal lenses and frames: $150
$150 a year
Non-PBS prescription medicines2 months
  • Per prescription: $25
$250 a year
Physiotherapy2 months
  • Initial visit: $26
  • Subsequent visit: $20
$200 a year
Chiropractic2 months
  • Initial visit: $22
  • Subsequent visit: $17
$200 a yearShared with Remedial massage, Osteopathy
Podiatry2 months
  • Initial visit: $45
  • Subsequent visit: $35
$300 a yearShared with Orthotics
Psychology2 months
  • Initial visit: $45
  • Subsequent visit: $25
$350 a year
Remedial massage2 months
  • Initial visit: $22
  • Subsequent visit: $17
$200 a yearShared with Chiropractic, Osteopathy
Hearing aids36 months
  • Per hearing aid: $550
$550 a year
Blood glucose monitors36 months
  • Blood glucose monitor: $240
$240 a year
Audiology (hearing tests)2 months
  • Initial visit: $20
  • Subsequent visit: $15
$50 a year
Dietetics2 months
  • Initial visit: $24
  • Subsequent visit: $18
$250 a year
Orthoptics2 months
  • Initial visit: $26
  • Subsequent visit: $20
$200 a yearShared with Occupational therapy, Speech therapy
Health management programs2 months
  • Health management program: $30
$120 a year
Home nursing2 months
  • Initial visit: $15
  • Subsequent visit: $15
$250 a year
Occupational therapy2 months
  • Initial visit: $26
  • Subsequent visit: $20
$200 a yearShared with Orthoptics, Speech therapy
Orthotics2 months
  • Per pair of orthotics: $187
$300 a yearShared with Podiatry
Osteopathy2 months
  • Initial visit: $22
  • Subsequent visit: $17
$200 a yearShared with Chiropractic, Remedial massage
Speech therapy2 months
  • Initial visit: $26
  • Subsequent visit: $20
$200 a yearShared with Orthoptics, Occupational therapy

Not covered: Orthodontics (braces), Exercise physiology, Acupuncture, Chinese herbal medicine, Vaccinations, Antenatal and postnatal care

Annual limits

Services in the same group share one limit.

  • General dental, Root canal (endodontics)

    $900 a year

  • Major dental

    $600 a year

  • Glasses and contact lenses

    $150 a year

  • Non-PBS prescription medicines

    $250 a year

  • Physiotherapy

    $200 a year

  • Chiropractic, Remedial massage, Osteopathy

    $200 a year

    Also includes other services not listed

  • Podiatry, Orthotics

    $300 a year

    Also includes other services not listed

  • Psychology

    $350 a year

    Also includes other services not listed

  • Hearing aids

    $550 a year, 1 per 5 years

  • Blood glucose monitors

    $240 a year, 1 per 3 years

    Also includes other services not listed

  • Audiology (hearing tests)

    $50 a year

  • Orthoptics, Occupational therapy, Speech therapy

    $200 a year

  • Health management programs

    $120 a year, 1 per year

  • Home nursing

    $250 a year

  • Dietetics

    $250 a year

Insurer's notes (original English)

Product features

Benefits are also payable on a range of other ancillary services. Rates are discounted for premiums paid half-yearly or yearly

Other services

Benefits are also payable for pressure garments, CPAP machines, air compressors, nebulisers, blood pressure monitors, and QUIT smoking course. The orthotic benefit shown is a guide only and benefits will differ according to the orthotic prescribed. Pharmacy benefit is 15% of the cost of a private script up to $25.00.

Frequently asked questions

How much does Intermediate Ancillary pay for a scale and clean?
According to government data, Intermediate Ancillary pays up to $50 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $900 a year.
What are the waiting periods for Intermediate Ancillary?
General dental 2 months, Major dental 12 months, Root canal (endodontics) 2 months, Glasses and contact lenses 2 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Remedial massage 2 months, Hearing aids 36 months, Blood glucose monitors 36 months, Audiology (hearing tests) 2 months, Dietetics 2 months, Orthoptics 2 months, Health management programs 2 months, Home nursing 2 months, Occupational therapy 2 months, Orthotics 2 months, Osteopathy 2 months, Speech therapy 2 months.
Can Intermediate Ancillary be bought on its own?
Yes. This product doesn't need to be held with hospital cover.

Already have Extras? Make the most of your limits

Tell us your insurer and product name. We'll help you see what you can claim and find providers who speak your language and offer on-the-spot HICAPS claims.

Free matching

Are you making the most of your Extras?