Top Extras
A Extras-only product from Latrobe Health Services. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
This product is closed: it no longer accepts new members, but existing members can keep using it.
Services covered (24)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $1,200 a yearShared with Major dental, Root canal (endodontics) |
| Major dental | 12 months |
| $1,200 a yearShared with General dental, Root canal (endodontics) |
| Root canal (endodontics) | 2 months |
| $1,200 a yearShared with General dental, Major dental |
| Orthodontics (braces) | 12 months |
| $300 a year |
| Glasses and contact lenses | 6 months |
| $200 a year |
| Non-PBS prescription medicines | 2 months |
| $350 a yearShared with Vaccinations |
| Physiotherapy | 2 months |
| $350 a year |
| Chiropractic | 2 months |
| $450 a yearShared with Acupuncture, Remedial massage, Osteopathy |
| Podiatry | 2 months |
| $300 a yearShared with Orthotics |
| Psychology | 2 months |
| $300 a year |
| Acupuncture | 2 months |
| $450 a yearShared with Chiropractic, Remedial massage, Osteopathy |
| Remedial massage | 2 months |
| $450 a yearShared with Chiropractic, Acupuncture, Osteopathy |
| Hearing aids | 12 months |
| $650 a year |
| Blood glucose monitors | 12 months |
| $250 a year |
| Audiology (hearing tests) | 2 months |
| $300 a year |
| Dietetics | 2 months |
| $300 a year |
| Orthoptics | 2 months |
| $350 a yearShared with Occupational therapy, Speech therapy |
| Health management programs | 2 months |
| $70 a year |
| Home nursing | 2 months |
| $250 a year |
| Occupational therapy | 2 months |
| $350 a yearShared with Orthoptics, Speech therapy |
| Orthotics | 2 months |
| $300 a yearShared with Podiatry |
| Osteopathy | 2 months |
| $450 a yearShared with Chiropractic, Acupuncture, Remedial massage |
| Speech therapy | 2 months |
| $350 a yearShared with Orthoptics, Occupational therapy |
| Vaccinations | 2 months |
| $350 a yearShared with Non-PBS prescription medicines |
Not covered: Exercise physiology, Chinese herbal medicine, Antenatal and postnatal care
Annual limits
Services in the same group share one limit.
General dental, Major dental, Root canal (endodontics)
$1,200 a year
Also includes other services not listed
Orthodontics (braces)
$300 a year, $2,000 lifetime, 1 per 3 years
Glasses and contact lenses
$200 a year
Non-PBS prescription medicines, Vaccinations
$350 a year
Physiotherapy
$350 a year
Chiropractic, Acupuncture, Remedial massage, Osteopathy
$450 a year
Also includes other services not listed
Podiatry, Orthotics
$300 a year
Psychology
$300 a year
Hearing aids
$650 a year, 1 per 5 years
Blood glucose monitors
$250 a year, 1 per 3 years
Also includes other services not listed
Audiology (hearing tests)
$300 a year
Dietetics
$300 a year
Orthoptics, Occupational therapy, Speech therapy
$350 a year
Health management programs
$70 a year
Home nursing
$250 a year
Insurer's notes (original English)
Product features
Orthodontic and major dental benefits increase with years of membership.
Other services
A benefit is paid for state ambulance subscriptions when paid voluntarily but not as a state tax or levy. Benefit is 100% of the cost. Benefits are also payable for myotherapy, blood pressure monitors, CPAP machines, air compressors, TENS machines, lymphoedema garments, non-surgically implanted prostheses, nebulisers and health screenings. The orthotic benefit shown is a guide only and benefits will differ according to the orthotic prescribed. Vaccines are limited to travel and allergy vaccines and must be Latrobe approved.
Frequently asked questions
How much does Top Extras pay for a scale and clean?
What are the waiting periods for Top Extras?
Can Top Extras be bought on its own?
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