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Medibank Comprehensive Extras Max

A Extras-only product from Medibank. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (24)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $36.40 Scale and clean (114): $66 Fluoride (121): $22 Extraction (322): $159.20 VIC Periodic exam (012): $34.90 Scale and clean (114): $67.60 Fluoride (121): $20 Extraction (322): $144.10 QLD Periodic exam (012): $34.90 Scale and clean (114): $66.80 Fluoride (121): $19.40 Extraction (322): $150.10 WA Periodic exam (012): $35.70 Scale and clean (114): $67.50 Fluoride (121): $19.70 Extraction (322): $140.30 SA Periodic exam (012): $34.90 Scale and clean (114): $68.20 Fluoride (121): $20.60 Extraction (322): $144 TAS Periodic exam (012): $40.20 Scale and clean (114): $67.50 Fluoride (121): $22 Extraction (322): $166.80 NT Periodic exam (012): $55.20 Scale and clean (114): $81.90 Fluoride (121): $19.80 Extraction (322): $189.40	No annual limit
Major dental	12 months	NSW / ACT, QLD Full crown, veneered (615): $1,022.90 VIC Full crown, veneered (615): $985 WA Full crown, veneered (615): $924.50 SA Full crown, veneered (615): $954.70 TAS Full crown, veneered (615): $1,038.10 NT Full crown, veneered (615): $1,098.70	$1,200 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	NSW / ACT Root canal obturation (417): $163.10 VIC Root canal obturation (417): $178.20 QLD Root canal obturation (417): $201 WA Root canal obturation (417): $166.90 SA Root canal obturation (417): $179.70 TAS Root canal obturation (417): $193.30 NT Root canal obturation (417): $182	$1,200 a yearShared with Major dental
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 100% of the fee	$1,000 a year
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$250 a year
Non-PBS prescription medicines	2 months	Per prescription: $41	$600 a yearShared with Vaccinations
Physiotherapy	2 months	NSW / ACT Initial visit: $58.10 Subsequent visit: $48.50 VIC Initial visit: $58.90 Subsequent visit: $46.90 QLD Initial visit: $59.70 Subsequent visit: $50.10 WA Initial visit: $57.30 Subsequent visit: $49.40 SA Initial visit: $54.10 Subsequent visit: $46.20 TAS Initial visit: $58.10 Subsequent visit: $49.40 NT Initial visit: $66.80 Subsequent visit: $54.90	$700 a year
Chiropractic	2 months	NSW / ACT Initial visit: $63.60 Subsequent visit: $44 VIC Initial visit: $58.90 Subsequent visit: $41.40 QLD Initial visit: $56.50 Subsequent visit: $40.60 WA Initial visit: $58.90 Subsequent visit: $40.60 SA Initial visit: $57.30 Subsequent visit: $39 TAS Initial visit: $57.30 Subsequent visit: $43 NT Initial visit: $60.50 Subsequent visit: $43	$500 a yearShared with Osteopathy
Podiatry	2 months	NSW / ACT Initial visit: $51 Subsequent visit: $41.20 VIC Initial visit: $51.80 Subsequent visit: $40.40 QLD Initial visit: $50.20 Subsequent visit: $40.40 WA Initial visit: $54.70 Subsequent visit: $41.10 SA Initial visit: $50.60 Subsequent visit: $39.60 TAS Initial visit: $50.30 Subsequent visit: $40.40 NT Initial visit: $51.70 Subsequent visit: $42.50	$500 a yearShared with Orthotics
Psychology	No waiting period	NSW / ACT Initial visit: $160.77 Subsequent visit: $139.80 VIC Initial visit: $158.67 Subsequent visit: $137.97 QLD Initial visit: $135.35 Subsequent visit: $117.70 WA Initial visit: $161.40 Subsequent visit: $140.35 SA Initial visit: $165.72 Subsequent visit: $144.10 TAS Initial visit: $132.98 Subsequent visit: $115.63 NT Initial visit: $155.24 Subsequent visit: $134.99	$700 a year
Acupuncture	2 months	NSW / ACT Initial visit: $41 Subsequent visit: $30 VIC Initial visit: $49.30 Subsequent visit: $36.50 QLD Initial visit: $47.90 Subsequent visit: $38 WA Initial visit: $53.90 Subsequent visit: $44 SA Initial visit: $47.10 Subsequent visit: $38 TAS Initial visit: $50.90 Subsequent visit: $39.50 NT Initial visit: $47.80 Subsequent visit: $45.60	$400 a yearShared with Remedial massage, Chinese herbal medicine, Exercise physiology
Remedial massage	2 months	NSW / ACT, VIC, QLD, WA Initial visit: $58.40 Subsequent visit: $39.40 SA Initial visit: $54.70 Subsequent visit: $39.40 TAS Initial visit: $54.60 Subsequent visit: $39.40 NT Initial visit: $69.80 Subsequent visit: $54.60	$400 a yearShared with Acupuncture, Chinese herbal medicine, Exercise physiology
Hearing aids	36 months	Per hearing aid: 100% of the fee	$1,200 a year
Blood glucose monitors	24 months	Blood glucose monitor: 100% of the fee	$250 a year
Chinese herbal medicine	2 months	Initial visit: $27 Subsequent visit: $27	$400 a yearShared with Acupuncture, Remedial massage, Exercise physiology
Dietetics	2 months	NSW / ACT Initial visit: $69.30 Subsequent visit: $38.20 VIC Initial visit: $63.40 Subsequent visit: $39.80 QLD Initial visit: $63.30 Subsequent visit: $39.60 WA Initial visit: $62.50 Subsequent visit: $34.50 SA Initial visit: $71 Subsequent visit: $34.80 TAS Initial visit: $71.20 Subsequent visit: $39.30 NT Initial visit: $68.40 Subsequent visit: $35	$500 a year
Exercise physiology	2 months	Initial visit: $27 Subsequent visit: $15	$400 a yearShared with Acupuncture, Remedial massage, Chinese herbal medicine
Orthoptics	2 months	Initial visit: $52.50 Subsequent visit: $42.50	$500 a year
Health management programs	2 months	Health management program: $100	$250 a year
Occupational therapy	2 months	NSW / ACT Initial visit: $78.90 Subsequent visit: $46.80 VIC Initial visit: $59.30 Subsequent visit: $43.30 QLD Initial visit: $67.60 Subsequent visit: $45.40 WA Initial visit: $63.80 Subsequent visit: $35.90 SA Initial visit: $67.50 Subsequent visit: $43.30 TAS Initial visit: $77.70 Subsequent visit: $56.90 NT Initial visit: $130.70 Subsequent visit: $54.10	$500 a year
Orthotics	2 months	Per pair of orthotics: 90% of the fee	$500 a yearShared with Podiatry
Osteopathy	2 months	NSW / ACT Initial visit: $63.60 Subsequent visit: $44 VIC Initial visit: $58.90 Subsequent visit: $41.40 QLD Initial visit: $56.50 Subsequent visit: $40.60 WA Initial visit: $58.90 Subsequent visit: $40.60 SA Initial visit: $57.30 Subsequent visit: $39 TAS Initial visit: $57.30 Subsequent visit: $43 NT Initial visit: $60.50 Subsequent visit: $43	$500 a yearShared with Chiropractic
Speech therapy	2 months	NSW / ACT Initial visit: $99.40 Subsequent visit: $46.10 VIC Initial visit: $91.40 Subsequent visit: $52.40 QLD Initial visit: $87.70 Subsequent visit: $44.40 WA Initial visit: $102.70 Subsequent visit: $48.90 SA Initial visit: $92.80 Subsequent visit: $55.10 TAS Initial visit: $74.50 Subsequent visit: $50.10 NT Initial visit: $89.60 Subsequent visit: $52.20	$500 a year
Vaccinations	2 months	Per vaccination: 100% of the fee	$600 a yearShared with Non-PBS prescription medicines

Not covered: Audiology (hearing tests), Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

General dental
No annual limit
Major dental, Root canal (endodontics)
$1,200 a year
Orthodontics (braces)
$1,000 a year, $3,000 lifetime
Glasses and contact lenses
$250 a year
Non-PBS prescription medicines, Vaccinations
$600 a year
Physiotherapy
$700 a year
Chiropractic, Osteopathy
$500 a year
Podiatry, Orthotics
$500 a year
Psychology
$700 a year
Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology
$400 a year
Hearing aids
$1,200 a year, 1 per 5 years
Blood glucose monitors
$250 a year, 1 per 3 years
Dietetics
$500 a year
Orthoptics
$500 a year
Occupational therapy
$500 a year
Speech therapy
$500 a year
Health management programs
$250 a year

Insurer's notes (original English)

Product features

One of Medibank's top extras covers with generous annual limits that apply to each person covered on the membership. Health Screening tests: This service covers tests such as mole mapping (skin checks), bone density tests, MRI’s and retinal scans. A 2-month waiting period applies and pays a fixed benefit.

Other services

Health appliances and external prostheses: $500 annual limit, 2-month waiting period, fixed benefits and various benefit replacement periods apply. Breathing appliances: 12-month waiting period apply. Blood pressure monitors: Has a shared annual limit with blood glucose monitors, a 24-month waiting period and a benefit replacement period of 1 appliance per 36 months apply. Counselling: No waiting period and shares an annual limit with Psychology. Health management: Quit smoking course - $105, Nicotine replacement therapy - $30, Exercise class $16, Gym membership - $150, Personal training session - $25, Weight management class - $15, Weight management course - $100. Must be approved by a health practitioner. Contact Medibank for more information about these other services.

Special features

A 12-month waiting period applies to surgical tooth extraction. Orthodontics has a $1000 opening balance then a top up of $500 per year up to a $3000 lifetime limit. Exercise physiology benefit is $27.00 for individual consultations and $15.00 for group consultations. Vaccinations: non-PBS listed flu vaccinations only. Health management: Benefit shown is the benefit paid for an approved weight management course. Different benefit amounts apply to other services under health support benefit. More information can be found at the bottom of the table below.

Frequently asked questions

How much does Medibank Comprehensive Extras Max pay for a scale and clean?

According to government data, Medibank Comprehensive Extras Max pays up to $66 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: No annual limit.

What are the waiting periods for Medibank Comprehensive Extras Max?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology No waiting period, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 36 months, Blood glucose monitors 24 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Health management programs 2 months, Occupational therapy 2 months, Orthotics 2 months, Osteopathy 2 months, Speech therapy 2 months, Vaccinations 2 months.

Can Medibank Comprehensive Extras Max be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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