Hospital + ExtrasOn sale

Gold Hospital $250 Excess & Comprehensive Extras

A Hospital + Extras product from onemedifund. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (25)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): $50 Scale and clean (114): $80 Fluoride (121): $30 Extraction (322): $200	No annual limit
Major dental	12 months	Full crown, veneered (615): $850	$2,650 a year
Root canal (endodontics)	2 months	Root canal obturation (417): $200	No annual limit
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): $2,100	$2,100 a year
Glasses and contact lenses	6 months	Single vision lenses and frames: $275 Multifocal lenses and frames: $275	$275 a year
Non-PBS prescription medicines	2 months	Per prescription: $65	$500 a yearShared with Vaccinations
Physiotherapy	2 months	Initial visit: $60 Subsequent visit: $40	$550 a yearShared with Exercise physiology, Orthoptics, Occupational therapy
Chiropractic	2 months	Initial visit: $40 Subsequent visit: $30	$750 a yearShared with Podiatry, Acupuncture, Remedial massage, Dietetics, Osteopathy
Podiatry	2 months	Initial visit: $40 Subsequent visit: $30	$750 a yearShared with Chiropractic, Acupuncture, Remedial massage, Dietetics, Osteopathy
Psychology	2 months	Initial visit: $120 Subsequent visit: $80	$500 a year
Acupuncture	2 months	Initial visit: $40 Subsequent visit: $30	$750 a yearShared with Chiropractic, Podiatry, Remedial massage, Dietetics, Osteopathy
Remedial massage	2 months	Initial visit: $40 Subsequent visit: $30	$750 a yearShared with Chiropractic, Podiatry, Acupuncture, Dietetics, Osteopathy
Hearing aids	24 months	Per hearing aid: $1,500	$1,500 a year
Blood glucose monitors	12 months	Blood glucose monitor: $130	$130 a year
Antenatal and postnatal care	12 months	Initial visit: 80% of the fee Subsequent visit: 80% of the fee	$150 a year
Dietetics	2 months	Initial visit: $40 Subsequent visit: $30	$750 a yearShared with Chiropractic, Podiatry, Acupuncture, Remedial massage, Osteopathy
Exercise physiology	2 months	Initial visit: $60 Subsequent visit: $40	$550 a yearShared with Physiotherapy, Orthoptics, Occupational therapy
Orthoptics	2 months	Initial visit: $90 Subsequent visit: $75	$550 a yearShared with Physiotherapy, Exercise physiology, Occupational therapy
Health management programs	6 months	Health management program: $150	$150 a year
Home nursing	2 months	Initial visit: $45 Subsequent visit: $45	$1,000 a year
Occupational therapy	2 months	Initial visit: $60 Subsequent visit: $40	$550 a yearShared with Physiotherapy, Exercise physiology, Orthoptics
Orthotics	2 months	Per pair of orthotics: 80% of the fee	$250 a year
Osteopathy	2 months	Initial visit: $40 Subsequent visit: $30	$750 a yearShared with Chiropractic, Podiatry, Acupuncture, Remedial massage, Dietetics
Speech therapy	2 months	Initial visit: 80% of the fee Subsequent visit: 80% of the fee	$800 a year
Vaccinations	2 months	Per vaccination: $65	$500 a yearShared with Non-PBS prescription medicines

Not covered: Audiology (hearing tests), Chinese herbal medicine

Annual limits

Services in the same group share one limit.

General dental
No annual limit
Major dental
$2,650 a year
Root canal (endodontics)
No annual limit
Orthodontics (braces)
$2,100 a year, $2,100 lifetime
Glasses and contact lenses
$275 a year
Non-PBS prescription medicines, Vaccinations
$500 a year
Physiotherapy, Exercise physiology, Orthoptics, Occupational therapy
$550 a year
Also includes other services not listed
Chiropractic, Podiatry, Acupuncture, Remedial massage, Dietetics, Osteopathy
$750 a year
Also includes other services not listed
Psychology
$500 a year
Hearing aids
$1,500 a year, 1 per 5 years
Blood glucose monitors
$130 a year, 1 per 3 years
Also includes other services not listed
Antenatal and postnatal care
$150 a year
Health management programs
$150 a year
Home nursing
$1,000 a year
Orthotics
$250 a year
Speech therapy
$800 a year

Insurer's notes (original English)

Product features

Loyalty bonuses apply to Surgical Equipment/Health Aids, Crowns & Bridges, Dentures & Orthodontics after 5yrs continuous cover on this product. Ambulance Cover Nationwide.

Frequently asked questions

How much does Gold Hospital $250 Excess & Comprehensive Extras pay for a scale and clean?

According to government data, Gold Hospital $250 Excess & Comprehensive Extras pays up to $80 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: No annual limit.

What are the waiting periods for Gold Hospital $250 Excess & Comprehensive Extras?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 2 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 24 months, Blood glucose monitors 12 months, Antenatal and postnatal care 12 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Health management programs 6 months, Home nursing 2 months, Occupational therapy 2 months, Orthotics 2 months, Osteopathy 2 months, Speech therapy 2 months, Vaccinations 2 months.

Can Gold Hospital $250 Excess & Comprehensive Extras be bought on its own?

This product combines hospital and Extras in one policy, with Gold hospital cover.

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