Hospital + ExtrasClosed

Silver Plus Essentials Hospital $500 & Comprehensive Extras

A Hospital + Extras product from Peoplecare. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (25)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): $31 Scale and clean (114): $60 Fluoride (121): $26 Extraction (322): $120	No annual limit
Major dental	12 months	Full crown, veneered (615): $750	$2,650 a year
Root canal (endodontics)	2 months	Root canal obturation (417): $110	No annual limit
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): $2,100	$2,100 a year
Glasses and contact lenses	6 months	Single vision lenses and frames: $300 Multifocal lenses and frames: $300	$300 a year
Non-PBS prescription medicines	2 months	Per prescription: $65	$500 a yearShared with Vaccinations
Physiotherapy	2 months	Initial visit: $50 Subsequent visit: $30	$550 a yearShared with Exercise physiology, Orthoptics, Occupational therapy
Chiropractic	2 months	Initial visit: $45 Subsequent visit: $25	$550 a yearShared with Osteopathy
Podiatry	2 months	Initial visit: $35 Subsequent visit: $25	$435 a yearShared with Acupuncture, Remedial massage, Dietetics
Psychology	2 months	Initial visit: $120 Subsequent visit: $60	$500 a year
Acupuncture	2 months	Initial visit: $35 Subsequent visit: $25	$435 a yearShared with Podiatry, Remedial massage, Dietetics
Remedial massage	2 months	Initial visit: $35 Subsequent visit: $25	$435 a yearShared with Podiatry, Acupuncture, Dietetics
Hearing aids	24 months	Per hearing aid: 80% of the fee	$1,500 a year
Blood glucose monitors	2 months	Blood glucose monitor: $200	$200 a year
Antenatal and postnatal care	2 months	Initial visit: 80% of the fee Subsequent visit: 80% of the fee	$150 a year
Dietetics	2 months	Initial visit: $35 Subsequent visit: $25	$435 a yearShared with Podiatry, Acupuncture, Remedial massage
Exercise physiology	2 months	Initial visit: $40 Subsequent visit: $30	$550 a yearShared with Physiotherapy, Orthoptics, Occupational therapy
Orthoptics	2 months	Initial visit: $40 Subsequent visit: $30	$550 a yearShared with Physiotherapy, Exercise physiology, Occupational therapy
Health management programs	6 months	Health management program: 100% of the fee	$150 a year
Home nursing	2 months	Initial visit: $45 Subsequent visit: $45	$1,000 a year
Occupational therapy	2 months	Initial visit: $60 Subsequent visit: $35	$550 a yearShared with Physiotherapy, Exercise physiology, Orthoptics
Orthotics	2 months	Per pair of orthotics: 80% of the fee	$250 a year
Osteopathy	2 months	Initial visit: $45 Subsequent visit: $25	$550 a yearShared with Chiropractic
Speech therapy	2 months	Initial visit: 80% of the fee Subsequent visit: 80% of the fee	$800 a year
Vaccinations	2 months	Per vaccination: $65	$500 a yearShared with Non-PBS prescription medicines

Not covered: Audiology (hearing tests), Chinese herbal medicine

Annual limits

Services in the same group share one limit.

General dental
No annual limit
Major dental
$2,650 a year
Root canal (endodontics)
No annual limit
Orthodontics (braces)
$2,100 a year, $2,100 lifetime
Glasses and contact lenses
$300 a year
Non-PBS prescription medicines, Vaccinations
$500 a year
Physiotherapy, Exercise physiology, Orthoptics, Occupational therapy
$550 a year
Also includes other services not listed
Chiropractic, Osteopathy
$550 a year
Podiatry, Acupuncture, Remedial massage, Dietetics
$435 a year
Psychology
$500 a year
Hearing aids
$1,500 a year, 1 per 5 years
Blood glucose monitors
$200 a year, 1 per 3 years
Also includes other services not listed
Antenatal and postnatal care
$150 a year
Health management programs
$150 a year
Home nursing
$1,000 a year
Orthotics
$250 a year, 1 per 2 years
Speech therapy
$800 a year

Frequently asked questions

How much does Silver Plus Essentials Hospital $500 & Comprehensive Extras pay for a scale and clean?

According to government data, Silver Plus Essentials Hospital $500 & Comprehensive Extras pays up to $60 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: No annual limit.

What are the waiting periods for Silver Plus Essentials Hospital $500 & Comprehensive Extras?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 2 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 24 months, Blood glucose monitors 2 months, Antenatal and postnatal care 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Health management programs 6 months, Home nursing 2 months, Occupational therapy 2 months, Orthotics 2 months, Osteopathy 2 months, Speech therapy 2 months, Vaccinations 2 months.

Can Silver Plus Essentials Hospital $500 & Comprehensive Extras be bought on its own?

This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

Already have Extras? Make the most of your limits

Tell us your insurer and product name. We'll help you see what you can claim and find providers who speak your language and offer on-the-spot HICAPS claims.

Free matching