Better Hospital (Silver+) $500 excess & Premium Extras
A Hospital + Extras product from Queensland Country Health Fund. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
This product is closed: it no longer accepts new members, but existing members can keep using it.
Services covered (24)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $1,400 a yearShared with Major dental, Root canal (endodontics) |
| Major dental | 12 months |
| $1,400 a yearShared with General dental, Root canal (endodontics) |
| Root canal (endodontics) | 12 months |
| $1,400 a yearShared with General dental, Major dental |
| Orthodontics (braces) | 12 months |
| $3,000 lifetime |
| Glasses and contact lenses | 2 months |
| $300 a year |
| Non-PBS prescription medicines | 2 months |
| $500 a yearShared with Vaccinations |
| Physiotherapy | 2 months |
| $1,400 a yearShared with Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy |
| Chiropractic | 2 months |
| $1,400 a yearShared with Physiotherapy, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy |
| Podiatry | 2 months |
| $1,400 a yearShared with Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy |
| Psychology | 2 months |
| $1,400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Audiology (hearing tests), Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy |
| Acupuncture | 2 months |
| $1,400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Remedial massage, Audiology (hearing tests), Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy |
| Remedial massage | 2 months |
| $1,400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Audiology (hearing tests), Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy |
| Audiology (hearing tests) | 2 months |
| $1,400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy |
| Antenatal and postnatal care | 12 months |
| $60 a year |
| Chinese herbal medicine | 2 months |
| $1,400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy |
| Dietetics | 2 months |
| $1,400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Chinese herbal medicine, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy |
| Exercise physiology | 2 months |
| $1,400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Chinese herbal medicine, Dietetics, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy |
| Orthoptics | 2 months |
| $1,400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Chinese herbal medicine, Dietetics, Exercise physiology, Occupational therapy, Orthotics, Osteopathy, Speech therapy |
| Health management programs | 2 months |
| $150 a year |
| Occupational therapy | 2 months |
| $1,400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Orthotics, Osteopathy, Speech therapy |
| Orthotics | 2 months |
| $1,400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Osteopathy, Speech therapy |
| Osteopathy | 2 months |
| $1,400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Speech therapy |
| Speech therapy | 2 months |
| $1,400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy |
| Vaccinations | 2 months |
| $500 a yearShared with Non-PBS prescription medicines |
Not covered: Hearing aids, Blood glucose monitors, Home nursing
Annual limits
Services in the same group share one limit.
General dental, Major dental, Root canal (endodontics)
$1,400 a year
Also includes other services not listed
Orthodontics (braces)
$3,000 lifetime
Glasses and contact lenses
$300 a year
Non-PBS prescription medicines, Vaccinations
$500 a year
Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Occupational therapy, Orthotics, Osteopathy, Speech therapy
$1,400 a year
Antenatal and postnatal care
$60 a year
Health management programs
$150 a year
Insurer's notes (original English)
Product features
Health management (Healthy Living benefit) provides benefits towards the costs of metabolic dieticians or nutritionists consultations to assist with weight management, diabetes education consultations, quit smoking programs, skin checks for skin cancers (except where there is a Medicare benefit), bowel screening and bone density tests, a second yearly prostate specific antigen test not covered by Medicare, supermarket tours conducted by a dietitian or other allied health professional qualified to provide nutrition advice, and gym memberships/personal training sessions provided under an approved health management or chronic disease management program. Please contact the insurer for full details.
Other services
Rewarding Limits - Once you have held your extras cover with us for one year, we will automatically increase your annual limits for dental (excluding orthodontics) and therapies by $50 per year, up to a maximum of $250. After five years of membership, your limits will increase to $1,650 per person per Membership Year. We honour this loyalty limit for as long as you continuously hold this product. Rewarding limits do not apply to sub-limits. $400 sub-limit applies for Western Herbalism, Naturopathy, Yoga, Pilates, Tai Chi, Shiatsu and Alexander Technique under combined Physiotherapy limit. Premium Extras also includes cover for: Western Herbalism (waiting period 2 months, $35 benefit for consultations up to sub-limit), Naturopathy (waiting period 2 months, $35 benefit for consultations up to sub-limit), Yoga (waiting period 2 months, $35 benefit for consultations, $17 for group consults up to sub-limit), Pilates (waiting period 2 months, $35 benefit for consultations, $17 for group consults up to sub-limit, Tai Chi (waiting period 2 months, $17 benefit for consultations up to sub-limit), Shiatsu (waiting period 2 months, $35 benefit for consultations up to sub-limit) and Alexander Technique (waiting period 2 months, $35 benefit for consultations, $17 for group consults up to sub-limit).
Frequently asked questions
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