HIF Extras products
13 products on sale registered by Health Insurance Fund of Australia Limited in the government data (8 Extras-only, 5 Hospital + Extras), plus 4 closed products.
Government data date: 1 October 2026
Common waiting periods in HIF products on sale
- General dental
- 2 months
- Major dental
- 12 months
- Glasses and contact lenses
- 2 months
- Physiotherapy
- 2 months
- Psychology
- 2 months
- Acupuncture
- 2 months
Extras only (8)
Products that cover Extras (general treatment) only.
| Product | Services | Buying |
|---|---|---|
| Advanced Extras | 24 services | Can be bought on its own |
| Basic Extras | 5 services | Can be bought on its own |
| Essential Extras | 16 services | Can be bought on its own |
| Simple Extras | 14 services | Can be bought on its own |
| Special Options | 15 services | Can be bought on its own |
| Super Options | 23 services | Can be bought on its own |
| Top Extras | 24 services | Can be bought on its own |
| Value Extras | 12 services | Can be bought on its own |
Hospital + Extras (5)
Hospital and Extras in one product, grouped by hospital tier.
Silver Plus hospital
| Product | Services | Buying |
|---|---|---|
| Silver Plus Family Advanced | 24 services | Can be bought on its own |
| Silver Plus Family Mid | 15 services | Can be bought on its own |
| Silver Plus No Maternity Combo | 12 services | Can be bought on its own |
Bronze Plus hospital
| Product | Services | Buying |
|---|---|---|
| Bronze Plus Simple Choice | 15 services | Can be bought on its own |
Basic hospital
| Product | Services | Buying |
|---|---|---|
| Basic Starter | 5 services | Can be bought on its own |
Closed products (4)
No longer open to new members; existing members can keep using them. Choose a product to see its cover.
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Frequently asked questions
How many Extras products does HIF have?
Government data dated 1 October 2026 lists 13 HIF products on sale that include Extras (8 Extras-only, 5 Hospital + Extras), plus 4 closed products.
How long is the HIF dental waiting period?
Among HIF products on sale, the most common waiting period is 2 months for general dental and 12 months for major dental. Each product sets its own.
Can I buy HIF Extras on its own?
Of the 8 HIF Extras-only products on sale, 8 can be bought on their own; the rest must be held with hospital cover.