Gold Classic
A Hospital + Extras product from Westfund. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
This product is closed: it no longer accepts new members, but existing members can keep using it.
Services covered (25)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $1,600 a yearShared with Major dental, Root canal (endodontics) |
| Major dental | 12 months |
| $1,600 a yearShared with General dental, Root canal (endodontics) |
| Root canal (endodontics) | 12 months |
| $1,600 a yearShared with General dental, Major dental |
| Glasses and contact lenses | 2 months |
| $250 a year |
| Non-PBS prescription medicines | 2 months |
| $500 a yearShared with Audiology (hearing tests), Health management programs, Vaccinations |
| Physiotherapy | 2 months |
| $600 a yearShared with Chiropractic, Exercise physiology, Osteopathy |
| Chiropractic | 2 months |
| $600 a yearShared with Physiotherapy, Exercise physiology, Osteopathy |
| Podiatry | 2 months |
| $400 a yearShared with Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthoptics, Home nursing, Occupational therapy, Speech therapy |
| Psychology | 2 months |
| $400 a yearShared with Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthoptics, Home nursing, Occupational therapy, Speech therapy |
| Acupuncture | 2 months |
| $400 a yearShared with Podiatry, Psychology, Remedial massage, Chinese herbal medicine, Dietetics, Orthoptics, Home nursing, Occupational therapy, Speech therapy |
| Remedial massage | 2 months |
| $400 a yearShared with Podiatry, Psychology, Acupuncture, Chinese herbal medicine, Dietetics, Orthoptics, Home nursing, Occupational therapy, Speech therapy |
| Hearing aids | 36 months |
| $1,400 a year |
| Blood glucose monitors | 12 months |
| $100 a year |
| Audiology (hearing tests) | 2 months |
| $500 a yearShared with Non-PBS prescription medicines, Health management programs, Vaccinations |
| Chinese herbal medicine | 2 months |
| $400 a yearShared with Podiatry, Psychology, Acupuncture, Remedial massage, Dietetics, Orthoptics, Home nursing, Occupational therapy, Speech therapy |
| Dietetics | 2 months |
| $400 a yearShared with Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Orthoptics, Home nursing, Occupational therapy, Speech therapy |
| Exercise physiology | 2 months |
| $600 a yearShared with Physiotherapy, Chiropractic, Osteopathy |
| Orthoptics | 2 months |
| $400 a yearShared with Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Home nursing, Occupational therapy, Speech therapy |
| Health management programs | 2 months |
| $500 a yearShared with Non-PBS prescription medicines, Audiology (hearing tests), Vaccinations |
| Home nursing | 2 months |
| $400 a yearShared with Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthoptics, Occupational therapy, Speech therapy |
| Occupational therapy | 2 months |
| $400 a yearShared with Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthoptics, Home nursing, Speech therapy |
| Orthotics | 12 months |
| $200 a year |
| Osteopathy | 2 months |
| $600 a yearShared with Physiotherapy, Chiropractic, Exercise physiology |
| Speech therapy | 2 months |
| $400 a yearShared with Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthoptics, Home nursing, Occupational therapy |
| Vaccinations | 2 months |
| $500 a yearShared with Non-PBS prescription medicines, Audiology (hearing tests), Health management programs |
Not covered: Orthodontics (braces), Antenatal and postnatal care
Annual limits
Services in the same group share one limit.
General dental, Major dental, Root canal (endodontics)
$1,600 a year
Glasses and contact lenses
$250 a year
Non-PBS prescription medicines, Audiology (hearing tests), Health management programs, Vaccinations
$500 a year
Also includes other services not listed
Physiotherapy, Chiropractic, Exercise physiology, Osteopathy
$600 a year
Podiatry, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthoptics, Home nursing, Occupational therapy, Speech therapy
$400 a year
Also includes other services not listed
Hearing aids
$1,400 a year, 1 per 3 years
Also includes other services not listed
Blood glucose monitors
$100 a year
Orthotics
$200 a year
Also includes other services not listed
Insurer's notes (original English)
Product features
Additional benefits included in this policy are Counselling, Health Aids & Appliances (e.g. Devices for Sleep Apnoea and Diagnosed Snoring, Respiratory Aids, Blood Pressure Monitors), Outpatient Travel, and Sunglasses purchased through a Westfund Care Centre or through Westfund’s online sunglasses store, The Collection. Please contact Westfund for details or visit www.westfund.com.au/help/ for additional claiming information.
Special features
Access our Provider of Choice network — dental providers nationwide who work with us to help lower or eliminate out-of-pocket costs on selected preventative treatments
Frequently asked questions
How much does Gold Classic pay for a scale and clean?
What are the waiting periods for Gold Classic?
Can Gold Classic be bought on its own?
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