Hospital + ExtrasOn sale

Silver Plus Family 750 Hospital

A Hospital + Extras product from Westfund. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (23)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 60% of the fee Scale and clean (114): 60% of the fee Fluoride (121): 60% of the fee Extraction (322): 60% of the fee	$800 a yearShared with Major dental, Root canal (endodontics)
Major dental	12 months	Full crown, veneered (615): 60% of the fee	$800 a yearShared with General dental, Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): 60% of the fee	$800 a yearShared with General dental, Major dental
Glasses and contact lenses	2 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$200 a year
Non-PBS prescription medicines	2 months	Per prescription: $50	$500 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy, Vaccinations
Physiotherapy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$500 a yearShared with Non-PBS prescription medicines, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy, Vaccinations
Chiropractic	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$500 a yearShared with Non-PBS prescription medicines, Physiotherapy, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy, Vaccinations
Podiatry	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$500 a yearShared with Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy, Vaccinations
Psychology	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$500 a yearShared with Non-PBS prescription medicines, Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy, Vaccinations
Acupuncture	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$500 a yearShared with Non-PBS prescription medicines, Physiotherapy, Chiropractic, Podiatry, Psychology, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy, Vaccinations
Remedial massage	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$500 a yearShared with Non-PBS prescription medicines, Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy, Vaccinations
Audiology (hearing tests)	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$500 a yearShared with Non-PBS prescription medicines, Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy, Vaccinations
Antenatal and postnatal care	12 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$500 a yearShared with Non-PBS prescription medicines, Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy, Vaccinations
Chinese herbal medicine	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$500 a yearShared with Non-PBS prescription medicines, Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy, Vaccinations
Dietetics	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$500 a yearShared with Non-PBS prescription medicines, Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy, Vaccinations
Exercise physiology	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$500 a yearShared with Non-PBS prescription medicines, Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy, Vaccinations
Orthoptics	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$500 a yearShared with Non-PBS prescription medicines, Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy, Vaccinations
Health management programs	2 months	Health management program: 60% of the fee	$500 a yearShared with Non-PBS prescription medicines, Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Home nursing, Occupational therapy, Osteopathy, Speech therapy, Vaccinations
Home nursing	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$500 a yearShared with Non-PBS prescription medicines, Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Occupational therapy, Osteopathy, Speech therapy, Vaccinations
Occupational therapy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$500 a yearShared with Non-PBS prescription medicines, Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Osteopathy, Speech therapy, Vaccinations
Osteopathy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$500 a yearShared with Non-PBS prescription medicines, Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Speech therapy, Vaccinations
Speech therapy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$500 a yearShared with Non-PBS prescription medicines, Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Vaccinations
Vaccinations	2 months	Per vaccination: 60% of the fee	$500 a yearShared with Non-PBS prescription medicines, Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy

Not covered: Orthodontics (braces), Hearing aids, Orthotics, Blood glucose monitors

Annual limits

Services in the same group share one limit.

General dental, Major dental, Root canal (endodontics)
$800 a year
Glasses and contact lenses
$200 a year
Non-PBS prescription medicines, Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy, Vaccinations
$500 a year
Also includes other services not listed

Insurer's notes (original English)

Product features

Additional benefits included in this policy are Counselling, Sunglasses purchased through a Westfund Care Centre or through Westfund’s online sunglasses store, The Collection. Please contact Westfund for details or visit www.westfund.com.au/help/ for additional claiming information.

Special features

Access our Provider of Choice network — dental providers nationwide who work with us to help lower or eliminate out-of-pocket costs on selected preventative treatments

Frequently asked questions

How much does Silver Plus Family 750 Hospital pay for a scale and clean?

According to government data, Silver Plus Family 750 Hospital pays 60% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $800 a year.

What are the waiting periods for Silver Plus Family 750 Hospital?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 2 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Audiology (hearing tests) 2 months, Antenatal and postnatal care 12 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Health management programs 2 months, Home nursing 2 months, Occupational therapy 2 months, Osteopathy 2 months, Speech therapy 2 months, Vaccinations 2 months.

Can Silver Plus Family 750 Hospital be bought on its own?

This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

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