Extras-onlyClosed

Everyday Extras Mid

A Extras-only product from HBF. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (23)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): $42 Scale and clean (114): $83 Fluoride (121): $21 Extraction (322): $116	No annual limit
Major dental	12 months	Full crown, veneered (615): $690	$2,000 a yearShared with Root canal (endodontics), Orthodontics (braces)
Root canal (endodontics)	12 months	Root canal obturation (417): $137	$2,000 a yearShared with Major dental, Orthodontics (braces)
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 100% of the fee	$2,000 a yearShared with Major dental, Root canal (endodontics)
Glasses and contact lenses	2 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$250 a year
Non-PBS prescription medicines	2 months	Per prescription: $400	$400 a year
Physiotherapy	2 months	Initial visit: $50 Subsequent visit: $43	$450 a year
Chiropractic	2 months	Initial visit: $46 Subsequent visit: $30	$450 a year
Podiatry	2 months	Initial visit: $43 Subsequent visit: $38	$400 a yearShared with Orthotics
Psychology	2 months	Initial visit: $125 Subsequent visit: $125	$450 a year
Acupuncture	2 months	Initial visit: $44 Subsequent visit: $44	$300 a yearShared with Chinese herbal medicine
Remedial massage	2 months	Initial visit: $44 Subsequent visit: $44	$350 a year
Hearing aids	12 months	Per hearing aid: 65% of the fee	Not stated
Blood glucose monitors	12 months	Blood glucose monitor: 65% of the fee	$800 a year
Chinese herbal medicine	2 months	Initial visit: $44 Subsequent visit: $44	$300 a yearShared with Acupuncture
Dietetics	2 months	Initial visit: $70 Subsequent visit: $44	$400 a year
Exercise physiology	2 months	Initial visit: $38 Subsequent visit: $38	$400 a year
Orthoptics	2 months	Initial visit: $42 Subsequent visit: $42	$400 a year
Health management programs	2 months	Health management program: 65% of the fee	$250 a year
Occupational therapy	2 months	Initial visit: $65 Subsequent visit: $50	$400 a year
Orthotics	12 months	Per pair of orthotics: 60% of the fee	$400 a yearShared with Podiatry
Osteopathy	2 months	Initial visit: $50 Subsequent visit: $43	$450 a year
Speech therapy	2 months	Initial visit: $89 Subsequent visit: $52	$400 a year

Not covered: Audiology (hearing tests), Vaccinations, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

General dental
No annual limit
Major dental, Root canal (endodontics), Orthodontics (braces)
$2,000 a year
Glasses and contact lenses
$250 a year
Non-PBS prescription medicines
$400 a year
Physiotherapy
$450 a year
Chiropractic
$450 a year
Podiatry, Orthotics
$400 a year
Psychology
$450 a year
Also includes other services not listed
Acupuncture, Chinese herbal medicine
$300 a year
Also includes other services not listed
Remedial massage
$350 a year
Also includes other services not listed
Hearing aids
Not stated
Dietetics
$400 a year
Also includes other services not listed
Exercise physiology
$400 a year
Orthoptics
$400 a year
Health management programs
$250 a year
Occupational therapy
$400 a year
Osteopathy
$450 a year
Speech therapy
$400 a year
Blood glucose monitors
$800 a year, 1 per 3 years
Also includes other services not listed

Insurer's notes (original English)

Other services

Everyday Extras Mid also includes cover for: CLINICAL PSYCHOLOGY (waiting period 2 months, $125 initial and subsequent visit up to combined limit - see Psychology); HYPNOTHERAPY (waiting period 2 months, $88 initial and subsequent visit up to combined limit - see Acupuncture); MYOTHERAPY (waiting period 2 months, $44 initial and subsequent visit up to combined limit - see Remedial Massage); Other approved appliances (waiting period 2-12 months, 65% up to combined limit – see Blood glucose monitors, sub-limits apply); NUTRITION (waiting period 2 months, $70 initial visit and $44 subsequent visit up combined limit - see Dietetics/dietary advice).

Special features

Before a benefit is payable on an eligible Pharmacy item, a co-payment amount reasonably determined by HBF is deducted from the cost of each script.

Frequently asked questions

How much does Everyday Extras Mid pay for a scale and clean?

According to government data, Everyday Extras Mid pays up to $83 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: No annual limit.

What are the waiting periods for Everyday Extras Mid?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 2 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 12 months, Blood glucose monitors 12 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Health management programs 2 months, Occupational therapy 2 months, Orthotics 12 months, Osteopathy 2 months, Speech therapy 2 months.

Can Everyday Extras Mid be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

Already have Extras? Make the most of your limits

Tell us your insurer and product name. We'll help you see what you can claim and find providers who speak your language and offer on-the-spot HICAPS claims.

Free matching