Extras-onlyClosed

Growing Family 70 Extras Only

A Extras-only product from Medibank. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (20)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $27.60 Scale and clean (114): $50 Fluoride (121): $16.70 Extraction (322): $125 VIC Periodic exam (012): $26.50 Scale and clean (114): $51.20 Fluoride (121): $16 Extraction (322): $109.20 QLD Periodic exam (012): $26.50 Scale and clean (114): $50.60 Fluoride (121): $14.40 Extraction (322): $113.90 WA Periodic exam (012): $27 Scale and clean (114): $51.20 Fluoride (121): $15.50 Extraction (322): $106.50 SA Periodic exam (012): $26.50 Scale and clean (114): $51.70 Fluoride (121): $15.60 Extraction (322): $109.30 TAS Periodic exam (012): $30.50 Scale and clean (114): $51.20 Fluoride (121): $16.70 Extraction (322): $126.50 NT Periodic exam (012): $41.90 Scale and clean (114): $62.10 Fluoride (121): $15 Extraction (322): $143.60	$1,000 a year
Major dental	12 months	NSW / ACT Full crown, veneered (615): $775.50 VIC Full crown, veneered (615): $746.80 QLD Full crown, veneered (615): $775.40 WA Full crown, veneered (615): $700.80 SA Full crown, veneered (615): $723.80 TAS Full crown, veneered (615): $787.10 NT Full crown, veneered (615): $832.90	$800 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	NSW / ACT Root canal obturation (417): $123.60 VIC Root canal obturation (417): $135.10 QLD Root canal obturation (417): $152.30 WA Root canal obturation (417): $126.50 SA Root canal obturation (417): $136.40 TAS Root canal obturation (417): $146.60 NT Root canal obturation (417): $137.90	$800 a yearShared with Major dental
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 100% of the fee	$200 a year
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$225 a year
Non-PBS prescription medicines	2 months	Per prescription: $31	$1,000 a yearShared with Psychology, Blood glucose monitors, Antenatal and postnatal care, Dietetics, Orthotics, Speech therapy
Physiotherapy	2 months	NSW / ACT Initial visit: $47.90 Subsequent visit: $40 VIC Initial visit: $48.60 Subsequent visit: $38.70 QLD Initial visit: $49.20 Subsequent visit: $41.30 WA Initial visit: $47.30 Subsequent visit: $40.70 SA Initial visit: $44.60 Subsequent visit: $38.10 TAS Initial visit: $47.90 Subsequent visit: $40.70 NT Initial visit: $55.10 Subsequent visit: $45.30	$600 a yearShared with Chiropractic, Podiatry, Osteopathy
Chiropractic	2 months	NSW / ACT Initial visit: $52.50 Subsequent visit: $36.10 VIC Initial visit: $48.60 Subsequent visit: $34.10 QLD Initial visit: $46.60 Subsequent visit: $33.50 WA Initial visit: $48.60 Subsequent visit: $33.50 SA Initial visit: $47.30 Subsequent visit: $32.20 TAS Initial visit: $47.20 Subsequent visit: $35.40 NT Initial visit: $49.80 Subsequent visit: $35.40	$600 a yearShared with Physiotherapy, Podiatry, Osteopathy
Podiatry	2 months	NSW / ACT Initial visit: $39 Subsequent visit: $33.30 VIC Initial visit: $39.30 Subsequent visit: $30.60 QLD Initial visit: $38.90 Subsequent visit: $32.70 WA Initial visit: $41.50 Subsequent visit: $31.20 SA Initial visit: $38.70 Subsequent visit: $30 TAS Initial visit: $38.10 Subsequent visit: $30.60 NT Initial visit: $39.20 Subsequent visit: $32.20	$600 a yearShared with Physiotherapy, Chiropractic, Osteopathy
Psychology	No waiting period	NSW / ACT Initial visit: $112.96 Subsequent visit: $93.55 VIC Initial visit: $113.71 Subsequent visit: $94.17 QLD Initial visit: $107.78 Subsequent visit: $89.26 WA Initial visit: $128.52 Subsequent visit: $106.44 SA Initial visit: $131.96 Subsequent visit: $109.28 TAS Initial visit: $105.89 Subsequent visit: $87.69 NT Initial visit: $123.62 Subsequent visit: $102.37	$1,000 a yearShared with Non-PBS prescription medicines, Blood glucose monitors, Antenatal and postnatal care, Dietetics, Orthotics, Speech therapy
Acupuncture	2 months	NSW / ACT Initial visit: $33 Subsequent visit: $23 VIC Initial visit: $37.40 Subsequent visit: $27.70 QLD Initial visit: $36.30 Subsequent visit: $28.80 WA Initial visit: $40.90 Subsequent visit: $33.40 SA Initial visit: $35.70 Subsequent visit: $28.80 TAS Initial visit: $38.60 Subsequent visit: $30 NT Initial visit: $36.20 Subsequent visit: $34.60	$250 a yearShared with Remedial massage, Chinese herbal medicine, Exercise physiology
Remedial massage	2 months	NSW / ACT, QLD, WA Initial visit: $44.30 Subsequent visit: $29.90 VIC Initial visit: $44.40 Subsequent visit: $29.90 SA, TAS Initial visit: $41.40 Subsequent visit: $29.90 NT Initial visit: $53 Subsequent visit: $41.40	$250 a yearShared with Acupuncture, Chinese herbal medicine, Exercise physiology
Blood glucose monitors	24 months	Blood glucose monitor: 100% of the fee	$1,000 a yearShared with Non-PBS prescription medicines, Psychology, Antenatal and postnatal care, Dietetics, Orthotics, Speech therapy
Antenatal and postnatal care	2 months	Initial visit: $30 Subsequent visit: $30	$1,000 a yearShared with Non-PBS prescription medicines, Psychology, Blood glucose monitors, Dietetics, Orthotics, Speech therapy
Chinese herbal medicine	2 months	Initial visit: $21.50 Subsequent visit: $21.50	$250 a yearShared with Acupuncture, Remedial massage, Exercise physiology
Dietetics	2 months	NSW / ACT Initial visit: $52.50 Subsequent visit: $29 VIC Initial visit: $48.10 Subsequent visit: $30.20 QLD Initial visit: $48.10 Subsequent visit: $30 WA Initial visit: $47.30 Subsequent visit: $26.20 SA Initial visit: $53.80 Subsequent visit: $26.40 TAS Initial visit: $54 Subsequent visit: $29.80 NT Initial visit: $51.90 Subsequent visit: $26.50	$1,000 a yearShared with Non-PBS prescription medicines, Psychology, Blood glucose monitors, Antenatal and postnatal care, Orthotics, Speech therapy
Exercise physiology	2 months	Initial visit: $21.50 Subsequent visit: $12	$250 a yearShared with Acupuncture, Remedial massage, Chinese herbal medicine
Orthotics	2 months	Per pair of orthotics: 70% of the fee	$1,000 a yearShared with Non-PBS prescription medicines, Psychology, Blood glucose monitors, Antenatal and postnatal care, Dietetics, Speech therapy
Osteopathy	2 months	NSW / ACT Initial visit: $52.50 Subsequent visit: $36.10 VIC Initial visit: $48.60 Subsequent visit: $34.10 QLD Initial visit: $46.60 Subsequent visit: $33.50 WA Initial visit: $48.60 Subsequent visit: $33.50 SA Initial visit: $47.30 Subsequent visit: $32.20 TAS Initial visit: $47.20 Subsequent visit: $35.40 NT Initial visit: $49.80 Subsequent visit: $35.40	$600 a yearShared with Physiotherapy, Chiropractic, Podiatry
Speech therapy	2 months	NSW / ACT Initial visit: $75.40 Subsequent visit: $35 VIC Initial visit: $69.30 Subsequent visit: $39.80 QLD Initial visit: $66.50 Subsequent visit: $33.60 WA Initial visit: $78 Subsequent visit: $37.10 SA Initial visit: $70.30 Subsequent visit: $41.70 TAS Initial visit: $56.50 Subsequent visit: $38.10 NT Initial visit: $68 Subsequent visit: $39.60	$1,000 a yearShared with Non-PBS prescription medicines, Psychology, Blood glucose monitors, Antenatal and postnatal care, Dietetics, Orthotics

Not covered: Orthoptics, Hearing aids, Audiology (hearing tests), Occupational therapy, Vaccinations, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$1,000 a year
Major dental, Root canal (endodontics)
$800 a year
Orthodontics (braces)
$200 a year, $2,400 lifetime
Glasses and contact lenses
$225 a year
Non-PBS prescription medicines, Psychology, Blood glucose monitors, Antenatal and postnatal care, Dietetics, Orthotics, Speech therapy
$1,000 a year
Physiotherapy, Chiropractic, Podiatry, Osteopathy
$600 a year
Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology
$250 a year

Insurer's notes (original English)

Product features

Benefits for antenatal and postnatal services including birthing courses and lactation consultations with a midwife registered with LCANZ or in private practice. Plus benefits towards pregnancy compression garments, TENS machines and membership of the Australian Breastfeeding Association.

Other services

Health appliances and external prostheses, 2 mth waiting period, fixed benefits apply. - Pregnancy compression garments 2 mth waiting period, $60 per garment Benefit replacement period of 24 mths. -Tens machines, 2 mth waiting period, hired device $50 and purchased device $100. Benefit replacement period of 36 mths. -Australian Breastfeeding Assoc. membership, 2 mth waiting period, $50. -Breathing appliances, 12 month waiting period, fixed benefit applies. -Blood pressure monitor 24 months waiting period, fixed benefit applies. All services form part of the $1,000 combined annual limit for antenatal, dietetics, psychology, speech therapy, non-PBS Pharmaceuticals. Provider recognition rules apply. -Counselling (no waiting period) shares an annual limit with Psychology. Please contact Medibank for more information.

Special features

A 12 month waiting period applies for surgical tooth extraction. Exercise physiology benefits are $21.50 for an individual consultation and $12.00 for group consultations.

Frequently asked questions

How much does Growing Family 70 Extras Only pay for a scale and clean?

According to government data, Growing Family 70 Extras Only pays up to $50 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $1,000 a year.

What are the waiting periods for Growing Family 70 Extras Only?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology No waiting period, Acupuncture 2 months, Remedial massage 2 months, Blood glucose monitors 24 months, Antenatal and postnatal care 2 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthotics 2 months, Osteopathy 2 months, Speech therapy 2 months.

Can Growing Family 70 Extras Only be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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