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My Choice Extras Family 60

A Extras-only product from Medibank. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (19)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $23.50 Scale and clean (114): $46 Fluoride (121): $14.20 Extraction (322): $113.70 VIC Periodic exam (012): $22.50 Scale and clean (114): $43.60 Fluoride (121): $13 Extraction (322): $93 QLD Periodic exam (012): $22.50 Scale and clean (114): $43.10 Fluoride (121): $12.30 Extraction (322): $96.90 WA Periodic exam (012): $23 Scale and clean (114): $43.60 Fluoride (121): $12.80 Extraction (322): $90.60 SA Periodic exam (012): $22.50 Scale and clean (114): $44 Fluoride (121): $13.30 Extraction (322): $93 TAS Periodic exam (012): $26 Scale and clean (114): $43.60 Fluoride (121): $14.20 Extraction (322): $107.60 NT Periodic exam (012): $35.70 Scale and clean (114): $52.90 Fluoride (121): $12.80 Extraction (322): $122.20	$600 a year
Major dental	12 months	Full crown, veneered (615): $500	$700 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	NSW / ACT Root canal obturation (417): $105.30 VIC Root canal obturation (417): $115.10 QLD Root canal obturation (417): $129.70 WA Root canal obturation (417): $107.70 SA Root canal obturation (417): $116 TAS Root canal obturation (417): $124.80 NT Root canal obturation (417): $117.50	$700 a yearShared with Major dental
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 100% of the fee	Not stated
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$200 a yearShared with Orthoptics
Non-PBS prescription medicines	2 months	Per prescription: $21	$200 a yearShared with Psychology, Vaccinations
Physiotherapy	2 months	NSW / ACT Initial visit: $33.70 Subsequent visit: $27.50 VIC Initial visit: $34.20 Subsequent visit: $26.50 QLD Initial visit: $34.70 Subsequent visit: $28.50 WA Initial visit: $33.10 Subsequent visit: $28.10 SA Initial visit: $31.20 Subsequent visit: $26 TAS Initial visit: $33.70 Subsequent visit: $28.10 NT Initial visit: $39.30 Subsequent visit: $31.60	$500 a yearShared with Chiropractic, Acupuncture, Chinese herbal medicine, Exercise physiology, Osteopathy
Chiropractic	2 months	NSW / ACT Initial visit: $37.30 Subsequent visit: $24.40 VIC Initial visit: $34.20 Subsequent visit: $22.90 QLD Initial visit: $32.60 Subsequent visit: $22.40 WA Initial visit: $34.20 Subsequent visit: $22.40 SA Initial visit: $33.10 Subsequent visit: $21.30 TAS Initial visit: $33.20 Subsequent visit: $24 NT Initial visit: $35.30 Subsequent visit: $24	$500 a yearShared with Physiotherapy, Acupuncture, Chinese herbal medicine, Exercise physiology, Osteopathy
Psychology	No waiting period	NSW / ACT Initial visit: $101.33 Subsequent visit: $88.11 VIC Initial visit: $102 Subsequent visit: $88.70 QLD Initial visit: $96.68 Subsequent visit: $84.07 WA Initial visit: $115.29 Subsequent visit: $100.25 SA Initial visit: $118.37 Subsequent visit: $102.93 TAS Initial visit: $94.99 Subsequent visit: $82.60 NT Initial visit: $110.89 Subsequent visit: $96.42	$200 a yearShared with Non-PBS prescription medicines, Vaccinations
Acupuncture	2 months	NSW / ACT Initial visit: $23 Subsequent visit: $16 VIC Initial visit: $27.80 Subsequent visit: $19.50 QLD Initial visit: $27.20 Subsequent visit: $20.50 WA Initial visit: $30.80 Subsequent visit: $24.40 SA Initial visit: $26.40 Subsequent visit: $20.50 TAS Initial visit: $28.80 Subsequent visit: $21.50 NT Initial visit: $26.80 Subsequent visit: $25.40	$500 a yearShared with Physiotherapy, Chiropractic, Chinese herbal medicine, Exercise physiology, Osteopathy
Remedial massage	2 months	NSW / ACT, VIC, WA Initial visit: $33.80 Subsequent visit: $21.50 QLD Initial visit: $33.70 Subsequent visit: $21.50 SA Initial visit: $31.30 Subsequent visit: $21.50 TAS Initial visit: $31.40 Subsequent visit: $21.50 NT Initial visit: $41.20 Subsequent visit: $31.20	$150 a year
Antenatal and postnatal care	2 months	Initial visit: $20 Subsequent visit: $20	$400 a yearShared with Occupational therapy, Speech therapy
Chinese herbal medicine	2 months	Initial visit: $16 Subsequent visit: $16	$500 a yearShared with Physiotherapy, Chiropractic, Acupuncture, Exercise physiology, Osteopathy
Exercise physiology	2 months	Initial visit: $16 Subsequent visit: $10	$500 a yearShared with Physiotherapy, Chiropractic, Acupuncture, Chinese herbal medicine, Osteopathy
Orthoptics	2 months	Initial visit: $37.50 Subsequent visit: $27.50	$200 a yearShared with Glasses and contact lenses
Occupational therapy	2 months	NSW / ACT Initial visit: $50.90 Subsequent visit: $30.30 VIC Initial visit: $38.30 Subsequent visit: $27.90 QLD Initial visit: $43.60 Subsequent visit: $29.30 WA Initial visit: $41.20 Subsequent visit: $23.20 SA Initial visit: $43.60 Subsequent visit: $27.90 TAS Initial visit: $50.20 Subsequent visit: $36.70 NT Initial visit: $84.40 Subsequent visit: $34.90	$400 a yearShared with Antenatal and postnatal care, Speech therapy
Osteopathy	2 months	NSW / ACT Initial visit: $37.30 Subsequent visit: $24.40 VIC Initial visit: $34.20 Subsequent visit: $22.90 QLD Initial visit: $32.60 Subsequent visit: $22.40 WA Initial visit: $34.20 Subsequent visit: $22.40 SA Initial visit: $33.10 Subsequent visit: $21.30 TAS Initial visit: $33.20 Subsequent visit: $24 NT Initial visit: $35.30 Subsequent visit: $24	$500 a yearShared with Physiotherapy, Chiropractic, Acupuncture, Chinese herbal medicine, Exercise physiology
Speech therapy	2 months	NSW / ACT Initial visit: $64.20 Subsequent visit: $29.80 VIC Initial visit: $59 Subsequent visit: $33.90 QLD Initial visit: $56.60 Subsequent visit: $28.60 WA Initial visit: $66.30 Subsequent visit: $31.50 SA Initial visit: $59.90 Subsequent visit: $35.50 TAS Initial visit: $48.10 Subsequent visit: $32.40 NT Initial visit: $57.80 Subsequent visit: $33.80	$400 a yearShared with Antenatal and postnatal care, Occupational therapy
Vaccinations	2 months	Per vaccination: 100% of the fee	$200 a yearShared with Non-PBS prescription medicines, Psychology

Not covered: Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Dietetics, Blood glucose monitors, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$600 a year
Major dental, Root canal (endodontics)
$700 a year
Orthodontics (braces)
Not stated
Glasses and contact lenses, Orthoptics
$200 a year
Non-PBS prescription medicines, Psychology, Vaccinations
$200 a year
Physiotherapy, Chiropractic, Acupuncture, Chinese herbal medicine, Exercise physiology, Osteopathy
$500 a year
Remedial massage
$150 a year
Antenatal and postnatal care, Occupational therapy, Speech therapy
$400 a year
Also includes other services not listed

Insurer's notes (original English)

Other services

Benefits for antenatal and postnatal services including birthing courses and lactation consultations with a registered midwife in private practice. Plus benefits towards Pregnancy Compression garments (2 mnth waiting period), $50 per garment, Tens machine (2 mnth waiting period), hired device $40 and purchased device $80. Australian Breastfeeding Association membership (2 mnth waiting period) $40.

Special features

A 12 month waiting period applies to surgical tooth extraction. Exercise physiology benefit is $16.00 for individual consultations and $10.00 for group consultations. Counselling (no waiting period) shares an annual limit with Psychology. Vaccinations - non PBS listed flu vaccinations only.

Frequently asked questions

How much does My Choice Extras Family 60 pay for a scale and clean?

According to government data, My Choice Extras Family 60 pays up to $46 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $600 a year.

What are the waiting periods for My Choice Extras Family 60?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Psychology No waiting period, Acupuncture 2 months, Remedial massage 2 months, Antenatal and postnatal care 2 months, Chinese herbal medicine 2 months, Exercise physiology 2 months, Orthoptics 2 months, Occupational therapy 2 months, Osteopathy 2 months, Speech therapy 2 months, Vaccinations 2 months.

Can My Choice Extras Family 60 be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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